Macro Bank (NYSE:BMA – Get Free Report) and Industrial & Commercial Bank of China Ltd. (OTCMKTS:IDCBY – Get Free Report) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, risk, valuation, dividends, analyst recommendations, profitability and earnings.
Earnings and Valuation
This table compares Macro Bank and Industrial & Commercial Bank of China Ltd.”s gross revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Macro Bank | $4.72 billion | 0.89 | $231.60 million | $4.57 | 14.43 |
| Industrial & Commercial Bank of China Ltd. | $208.16 billion | 1.58 | $51.27 billion | $2.88 | 6.40 |
Industrial & Commercial Bank of China Ltd. has higher revenue and earnings than Macro Bank. Industrial & Commercial Bank of China Ltd. is trading at a lower price-to-earnings ratio than Macro Bank, indicating that it is currently the more affordable of the two stocks.
Dividends
Macro Bank pays an annual dividend of $3.67 per share and has a dividend yield of 5.6%. Industrial & Commercial Bank of China Ltd. pays an annual dividend of $0.67 per share and has a dividend yield of 3.6%. Macro Bank pays out 80.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Industrial & Commercial Bank of China Ltd. pays out 23.3% of its earnings in the form of a dividend.
Volatility and Risk
Macro Bank has a beta of 1.37, indicating that its stock price is 37% more volatile than the S&P 500. Comparatively, Industrial & Commercial Bank of China Ltd. has a beta of 0.09, indicating that its stock price is 91% less volatile than the S&P 500.
Profitability
This table compares Macro Bank and Industrial & Commercial Bank of China Ltd.’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Macro Bank | 5.95% | 8.65% | 2.04% |
| Industrial & Commercial Bank of China Ltd. | 24.67% | 8.75% | 0.69% |
Analyst Ratings
This is a summary of recent ratings and price targets for Macro Bank and Industrial & Commercial Bank of China Ltd., as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Macro Bank | 1 | 1 | 5 | 1 | 2.75 |
| Industrial & Commercial Bank of China Ltd. | 0 | 0 | 0 | 1 | 4.00 |
Macro Bank presently has a consensus target price of $101.25, suggesting a potential upside of 53.50%. Given Macro Bank’s higher possible upside, research analysts plainly believe Macro Bank is more favorable than Industrial & Commercial Bank of China Ltd..
About Macro Bank
Banco Macro S.A. provides various banking products and services to retail and corporate customers in Argentina. It offers various retail banking products and services, such as savings and checking accounts, time deposits, credit and debit cards, consumer finance loans, mortgage loans, automobile loans, overdrafts, credit-related services, home and car insurance coverage, tax collection, utility payments, automated teller machines, and money transfers. The company also provides personal loans, document discounts, residential mortgages, overdrafts, pledged loans, and credit card loans to retail customers. In addition, it offers corporate banking products and services, including deposits, lending, check cashing advances and factoring, guaranteed loans, credit lines for financing foreign trade, and cash management services; and trust, payroll, and financial agency services, as well as corporate credit cards and other specialty products; and working capital facilities, credit for investment projects, and leasing and foreign trade transactions. Further, the company provides transaction services, such as cash management, collection services, payments to suppliers, payroll services, foreign exchange transactions, and foreign trade services; information services comprising Datanet and Interpymes services to corporate customers; and Internet and mobile banking services. Additionally, it offers short-term and medium-to-long-term corporate lending products. Banco Macro S.A. was incorporated in 1966 and is headquartered in Buenos Aires, Argentina.
About Industrial & Commercial Bank of China Ltd.
Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. The company operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers financial products and services to corporations, government agencies, and financial institutions. Its products and services include trade financing, deposit, corporate wealth management, custody, and various corporate intermediary services, as well as corporate loans. Its Personal Banking segment provides financial products and services to individual customers. This segment's products and services comprise personal loans and cards, deposits, and personal wealth management and intermediary services. The Treasury Business segment is involved in the money market transactions, investment securities, and proprietary and foreign exchange transactions businesses. It also offers e-banking services, investment banking, financial leasing, and insurance services. Industrial and Commercial Bank of China Limited was incorporated in 1984 and is based in Beijing, the People's Republic of China.
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