Ally Financial Inc. (NYSE:ALLY) Stock Has Average Price Target of $50.00 According to Analysts

Posted by Geri Gentry on Oct 24th, 2026

Shares of Ally Financial Inc. (NYSE:ALLY – Get Free Report) have been given an average recommendation of “Moderate Buy” by the seventeen ratings firms that are presently covering the company, Marketbeat Ratings reports. One investment analyst has rated the stock with a sell recommendation, five have issued a hold recommendation, ten have assigned a buy recommendation and one has assigned a strong buy recommendation to the company. The average 12 month target price among brokerages that have updated their coverage on the stock in the last year is $48.21.

ALLY has been the topic of several research analyst reports. Barclays lowered their price objective on Ally Financial from $56.00 to $48.00 and set an “equal weight” rating on the stock in a research report on Wednesday. Citigroup decreased their price target on shares of Ally Financial from $58.00 to $50.00 and set a “buy” rating on the stock in a research note on Friday, September 25th. UBS Group dropped their target price on Ally Financial from $54.00 to $50.00 and set a “buy” rating for the company in a report on Monday, October 5th. Raymond James Financial cut their price objective on shares of Ally Financial from $55.00 to $52.00 and set a “strong-buy” rating on the stock in a research report on Tuesday, October 6th. Finally, Deutsche Bank Aktiengesellschaft set a $56.00 target price on shares of Ally Financial in a research note on Wednesday.

Check Out Our Latest Analysis on ALLY

Ally Financial Stock Down 0.6%

NYSE ALLY opened at $39.08 on Wednesday. The stock’s 50-day moving average price is $40.23 and its 200-day moving average price is $42.64. The company has a quick ratio of 0.92, a current ratio of 0.94 and a debt-to-equity ratio of 1.45. Ally Financial has a 52 week low of $35.92 and a 52 week high of $47.29. The company has a market capitalization of $11.89 billion, a P/E ratio of 8.28, a price-to-earnings-growth ratio of 0.30 and a beta of 1.11.

Ally Financial (NYSE:ALLY – Get Free Report) last posted its quarterly earnings data on Tuesday, October 20th. The financial services provider reported $1.34 earnings per share for the quarter, beating analysts’ consensus estimates of $1.33 by $0.01. The firm had revenue of $2.35 billion for the quarter, compared to analysts’ expectations of $2.31 billion. Ally Financial had a return on equity of 12.11% and a net margin of 16.84%. The business’s quarterly revenue was up 6.1% on a year-over-year basis. During the same period in the previous year, the firm earned $1.15 EPS. On average, equities research analysts predict that Ally Financial will post 4.97 earnings per share for the current year.

Ally Financial Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Monday, November 16th. Shareholders of record on Monday, November 2nd will be paid a $0.35 dividend. The ex-dividend date is Monday, November 2nd. This is a positive change from Ally Financial’s previous quarterly dividend of $0.30. This represents a $1.40 dividend on an annualized basis and a yield of 3.6%. Ally Financial’s payout ratio is 28.30%.

Insider Buying and Selling

In other Ally Financial news, insider Stephanie Richard sold 5,000 shares of the business’s stock in a transaction dated Tuesday, August 4th. The shares were sold at an average price of $44.23, for a total value of $221,150.00. Following the completion of the transaction, the insider directly owned 88,927 shares in the company, valued at approximately $3,933,241.21. The trade was a 5.32% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which can be accessed through the SEC website. Also, insider Kathleen Patterson sold 12,831 shares of the firm’s stock in a transaction dated Wednesday, October 21st. The stock was sold at an average price of $38.65, for a total value of $495,918.15. Following the completion of the sale, the insider directly owned 67,781 shares of the company’s stock, valued at approximately $2,619,735.65. This represents a 15.92% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The sale was made to cover tax withholding obligations related to the vesting of equity awards. 0.46% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

Several institutional investors have recently bought and sold shares of ALLY. Citizens Financial Group Inc. RI lifted its holdings in Ally Financial by 109.6% in the third quarter. Citizens Financial Group Inc. RI now owns 22,780 shares of the financial services provider’s stock valued at $857,000 after acquiring an additional 11,911 shares during the period. Evergreen Capital Management LLC grew its position in Ally Financial by 28.2% during the third quarter. Evergreen Capital Management LLC now owns 8,100 shares of the financial services provider’s stock valued at $305,000 after buying an additional 1,781 shares during the period. MBL Wealth LLC purchased a new position in Ally Financial in the third quarter valued at $453,000. Root Financial Partners LLC purchased a new position in Ally Financial in the third quarter valued at $180,000. Finally, Pension & Wealth Management Advisors Inc. acquired a new position in shares of Ally Financial in the third quarter worth about $27,000. 88.76% of the stock is currently owned by hedge funds and other institutional investors.

Ally Financial News Roundup

Here are the key news stories impacting Ally Financial this week:

Positive Sentiment: JPMorgan raised its price target for ALLY from $43 to $44 and maintained an “overweight” rating, signaling confidence in the company’s earnings outlook. JPMorgan Ally Financial Price Target
Positive Sentiment: Ally’s latest quarter modestly exceeded expectations, with earnings of $1.34 per share versus the $1.33 consensus estimate and revenue of $2.35 billion, up 6.1% year over year. The company also increased its quarterly dividend to $0.35 from $0.30, supporting the stock’s income appeal.
Neutral Sentiment: TD Cowen lowered its price target from $54 to $52 but retained a “buy” rating, while JPMorgan’s higher target contrasts with more cautious views elsewhere. The mixed analyst actions indicate continued disagreement over Ally’s risk-reward profile. TD Cowen Ally Financial Price Target
Neutral Sentiment: Chief Revenue Officer Stephanie N. Richard and CFO Russell Hutchinson each withheld shares—9,032 and 21,074, respectively—to cover taxes on restricted-stock-unit vesting. These are typically administrative transactions rather than discretionary insider sales.
Neutral Sentiment: Insider Kathleen Patterson sold 12,831 shares worth approximately $495,918, also to satisfy tax withholding obligations. Although the sale reduced her position by 15.92%, its stated purpose limits its value as a negative signal about management’s outlook. Ally Financial Insider Sale
Negative Sentiment: Evercore ISI downgraded Ally from “outperform” to “in-line,” citing pressure on net interest margins and potential credit-cost increases. Rising auto-loan delinquencies and charge-offs could weigh on profitability even as loan originations grow. Evercore ISI Ally Financial Downgrade

About Ally Financial

(Get Free Report)

Ally Financial Inc is a digital financial services company headquartered in Detroit, Michigan, and traded on the New York Stock Exchange under the symbol ALLY. The company primarily serves consumers, automotive dealers and businesses in the United States through online and branchless banking and financing platforms.

Ally’s automotive finance business provides retail installment loans and leases to consumers and floorplan financing and other services to automotive dealers. Its consumer banking operations, conducted through Ally Bank, offer deposit products such as savings accounts, money market accounts and certificates of deposit, along with consumer lending products.

The company also provides credit cards and commercial financing, and offers investment and brokerage services through Ally Invest.