Citizens Jmp Forecasts Strong Price Appreciation for OneMain (NYSE:OMF) Stock

Posted by Francis Steltz on Aug 1st, 2026

OneMain (NYSE:OMF – Get Free Report) had its price target hoisted by investment analysts at Citizens Jmp from $68.00 to $70.00 in a research note issued to investors on Thursday,Benzinga reports. The brokerage currently has a “market outperform” rating on the financial services provider’s stock. Citizens Jmp’s price target points to a potential upside of 11.85% from the company’s current price.

Several other research firms have also issued reports on OMF. Truist Financial decreased their target price on OneMain from $73.00 to $70.00 and set a “buy” rating for the company in a research report on Thursday, July 2nd. JPMorgan Chase & Co. decreased their price objective on OneMain from $63.00 to $55.00 and set an “underweight” rating for the company in a report on Thursday, April 9th. Barclays cut their price objective on OneMain from $61.00 to $60.00 and set an “equal weight” rating for the company in a research report on Tuesday, July 7th. Wells Fargo & Company decreased their price objective on shares of OneMain from $70.00 to $65.00 and set an “equal weight” rating on the stock in a report on Thursday, April 9th. Finally, Deutsche Bank Aktiengesellschaft reaffirmed a “buy” rating on shares of OneMain in a research report on Friday, July 10th. Eight analysts have rated the stock with a Buy rating, three have assigned a Hold rating and one has given a Sell rating to the company. According to data from MarketBeat, OneMain has an average rating of “Moderate Buy” and an average target price of $68.40.

View Our Latest Stock Analysis on OMF

OneMain Stock Down 1.3%

Shares of OneMain stock opened at $62.59 on Thursday. The stock has a market capitalization of $7.23 billion, a P/E ratio of 9.43, a price-to-earnings-growth ratio of 0.49 and a beta of 1.22. The company has a 50-day simple moving average of $58.34 and a 200 day simple moving average of $57.69. OneMain has a 12-month low of $45.78 and a 12-month high of $71.93.

OneMain (NYSE:OMF – Get Free Report) last announced its earnings results on Wednesday, July 29th. The financial services provider reported $1.31 earnings per share for the quarter, beating analysts’ consensus estimates of $1.26 by $0.05. The company had revenue of $1.09 billion during the quarter, compared to analyst estimates of $1.28 billion. OneMain had a return on equity of 23.48% and a net margin of 13.92%.The firm’s quarterly revenue was up 6.7% compared to the same quarter last year. During the same period last year, the company posted $1.45 earnings per share. On average, equities analysts anticipate that OneMain will post 7.05 earnings per share for the current year.

Insiders Place Their Bets

In related news, SVP Michael A. Hedlund sold 2,500 shares of the stock in a transaction on Wednesday, July 29th. The stock was sold at an average price of $64.00, for a total value of $160,000.00. Following the completion of the sale, the senior vice president directly owned 10,627 shares in the company, valued at $680,128. This represents a 19.04% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, COO Micah R. Conrad sold 5,000 shares of the business’s stock in a transaction on Monday, June 29th. The shares were sold at an average price of $62.00, for a total transaction of $310,000.00. Following the sale, the chief operating officer owned 96,250 shares of the company’s stock, valued at $5,967,500. This trade represents a 4.94% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 9,348 shares of company stock valued at $584,576 over the last 90 days. 0.29% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently made changes to their positions in the company. Csenge Advisory Group increased its position in shares of OneMain by 4.1% during the fourth quarter. Csenge Advisory Group now owns 4,239 shares of the financial services provider’s stock valued at $286,000 after buying an additional 167 shares during the period. Envestnet Portfolio Solutions Inc. lifted its position in OneMain by 4.5% in the fourth quarter. Envestnet Portfolio Solutions Inc. now owns 4,075 shares of the financial services provider’s stock valued at $275,000 after purchasing an additional 174 shares during the last quarter. Geneos Wealth Management Inc. boosted its position in OneMain by 9.1% during the 2nd quarter. Geneos Wealth Management Inc. now owns 2,112 shares of the financial services provider’s stock valued at $120,000 after buying an additional 176 shares during the period. New York State Teachers Retirement System raised its position in OneMain by 1.7% during the 1st quarter. New York State Teachers Retirement System now owns 11,131 shares of the financial services provider’s stock valued at $595,000 after purchasing an additional 189 shares during the last quarter. Finally, Generali Asset Management SPA SGR lifted its position in shares of OneMain by 5.9% in the 4th quarter. Generali Asset Management SPA SGR now owns 3,413 shares of the financial services provider’s stock worth $231,000 after purchasing an additional 190 shares during the period. Institutional investors own 85.82% of the company’s stock.

Key Headlines Impacting OneMain

Here are the key news stories impacting OneMain this week:

Positive Sentiment: OneMain reported second-quarter adjusted EPS of $1.31, topping the $1.26 consensus estimate. Net interest income and other revenue increased year over year, while receivables growth remained strong. OneMain Holdings Q2 Earnings in Line, Stock Gains as NII Rises Y/Y
Positive Sentiment: Truist Financial raised its price target from $70 to $71 and maintained a “buy” rating, while Citizens JMP increased its target from $68 to $70 and kept a “market outperform” rating. These targets imply meaningful upside from recent trading levels. Truist Financial and Citizens JMP price-target updates
Positive Sentiment: OneMain declared a quarterly dividend of $1.05 per share, payable August 14 to shareholders of record August 10. The dividend represents an annualized yield of approximately 6.6%, supporting the stock’s income appeal.
Neutral Sentiment: Analyst views remain mixed, with some firms retaining favorable ratings while estimates reflect uncertainty around future loan performance and profitability. Analysts’ Opinions Are Mixed on These Financial Stocks
Negative Sentiment: Revenue of $1.09 billion fell short of the $1.28 billion analyst forecast, and quarterly EPS declined from $1.45 a year earlier. Rising credit costs also weighed on profit, highlighting risks from borrower delinquencies and loan losses.
Negative Sentiment: Northland Securities lowered its FY2026 EPS estimate to $7.10 from $7.39 and cut its Q4 2026 forecast to $2.00 from $2.11. It also reduced its Q1 2027 estimate to $1.82 from $1.84, although it modestly raised its Q3 and Q4 2027 forecasts. The revisions may be pressuring sentiment because they point to near-term earnings moderation.

OneMain Company Profile

(Get Free Report)

OneMain Financial (NYSE: OMF) is a leading consumer finance company specializing in unsecured personal loans for middle-income customers. The company offers tailored loan products designed to address a variety of needs, including debt consolidation, home improvement financing, large purchases and emergency expenses. Through a combination of branch-based service and digital channels, OneMain aims to deliver a personalized borrowing experience with flexible repayment options and transparent terms.

Tracing its roots back to the Commercial Credit Company founded in 1912, OneMain has evolved through a series of mergers and corporate transformations.