Citizens Community Bancorp (NASDAQ:CZWI – Get Free Report) is one of 919 public companies in the “Banks” industry, but how does it compare to its competitors? We will compare Citizens Community Bancorp to related companies based on the strength of its institutional ownership, profitability, dividends, valuation, analyst recommendations, earnings and risk.
Institutional and Insider Ownership
55.1% of Citizens Community Bancorp shares are held by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are held by institutional investors. 4.1% of Citizens Community Bancorp shares are held by insiders. Comparatively, 9.7% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
Profitability
This table compares Citizens Community Bancorp and its competitors’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Citizens Community Bancorp | 14.56% | 7.64% | 0.81% |
| Citizens Community Bancorp Competitors | 15.62% | 9.43% | 0.93% |
Analyst Recommendations
This is a summary of recent ratings and price targets for Citizens Community Bancorp and its competitors, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Citizens Community Bancorp | 0 | 4 | 1 | 0 | 2.20 |
| Citizens Community Bancorp Competitors | 7497 | 30259 | 27867 | 1491 | 2.35 |
Citizens Community Bancorp currently has a consensus target price of $23.50, indicating a potential downside of 0.06%. As a group, “Banks” companies have a potential upside of 14.97%. Given Citizens Community Bancorp’s competitors stronger consensus rating and higher possible upside, analysts plainly believe Citizens Community Bancorp has less favorable growth aspects than its competitors.
Earnings & Valuation
This table compares Citizens Community Bancorp and its competitors top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Net Income | Price/Earnings Ratio | |
| Citizens Community Bancorp | $98.77 million | $14.42 million | 15.68 |
| Citizens Community Bancorp Competitors | $9.95 billion | $2.42 billion | 21.13 |
Citizens Community Bancorp’s competitors have higher revenue and earnings than Citizens Community Bancorp. Citizens Community Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.
Risk and Volatility
Citizens Community Bancorp has a beta of 0.51, indicating that its stock price is 49% less volatile than the S&P 500. Comparatively, Citizens Community Bancorp’s competitors have a beta of 0.61, indicating that their average stock price is 39% less volatile than the S&P 500.
Dividends
Citizens Community Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 2.0%. Citizens Community Bancorp pays out 32.0% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. Citizens Community Bancorp has increased its dividend for 6 consecutive years. Citizens Community Bancorp lags its competitors as a dividend stock, given its lower dividend yield and higher payout ratio.
Summary
Citizens Community Bancorp competitors beat Citizens Community Bancorp on 14 of the 15 factors compared.
Citizens Community Bancorp Company Profile
Citizens Community Bancorp, Inc. is a bank holding company headquartered in Eau Claire, Wisconsin. Through its subsidiary, Citizens Community Federal National Association, it provides community banking services to individuals, businesses and organizations in Wisconsin and Minnesota. The bank offers deposit accounts, including checking, savings and certificates of deposit, along with lending services. Its loan offerings include commercial, agricultural, residential real estate and consumer loans.
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