Oportun Financial (NASDAQ:OPRT – Get Free Report) is one of 120 public companies in the “Consumer Finance” industry, but how does it weigh in compared to its rivals? We will compare Oportun Financial to related companies based on the strength of its profitability, valuation, earnings, analyst recommendations, dividends, risk and institutional ownership.
Institutional & Insider Ownership
82.7% of Oportun Financial shares are held by institutional investors. Comparatively, 45.7% of shares of all “Consumer Finance” companies are held by institutional investors. 1.6% of Oportun Financial shares are held by insiders. Comparatively, 22.0% of shares of all “Consumer Finance” companies are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
Analyst Ratings
This is a breakdown of current ratings for Oportun Financial and its rivals, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Oportun Financial | 0 | 3 | 2 | 1 | 2.67 |
| Oportun Financial Competitors | 895 | 3363 | 5295 | 276 | 2.50 |
Oportun Financial currently has a consensus target price of $9.25, indicating a potential downside of 21.61%. As a group, “Consumer Finance” companies have a potential upside of 21.41%. Given Oportun Financial’s rivals higher probable upside, analysts plainly believe Oportun Financial has less favorable growth aspects than its rivals.
Profitability
This table compares Oportun Financial and its rivals’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Oportun Financial | 3.88% | 14.67% | 1.87% |
| Oportun Financial Competitors | 10.48% | -15.61% | 2.01% |
Risk and Volatility
Oportun Financial has a beta of 1.29, suggesting that its stock price is 29% more volatile than the S&P 500. Comparatively, Oportun Financial’s rivals have a beta of 1.26, suggesting that their average stock price is 26% more volatile than the S&P 500.
Valuation and Earnings
This table compares Oportun Financial and its rivals top-line revenue, earnings per share and valuation.
| Gross Revenue | Net Income | Price/Earnings Ratio | |
| Oportun Financial | $417.50 million | $25.25 million | 15.95 |
| Oportun Financial Competitors | $4.13 billion | $385.17 million | 4.57 |
Oportun Financial’s rivals have higher revenue and earnings than Oportun Financial. Oportun Financial is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.
Summary
Oportun Financial rivals beat Oportun Financial on 7 of the 13 factors compared.
About Oportun Financial
Oportun Financial provides consumer financial products designed primarily for people with limited or no credit history. Its offerings include personal loans and credit cards, supported by technology intended to help customers access credit and build their financial histories. Founded in 2005 as Progreso Financiero, the company later adopted the Oportun name. It serves customers in the United States through digital channels and a network of retail locations. Oportun has also offered savings-related services, including automated savings tools.
Receive News & Ratings for Oportun Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Oportun Financial and related companies with MarketBeat.com's FREE daily email newsletter.
