Navient Corporation (NASDAQ:NAVI) Stock Rated “Reduce” by Wall Street Analysts

Posted by Brian Himes on Nov 7th, 2026

Shares of Navient Corporation (NASDAQ:NAVI – Get Free Report) have been given an average rating of “Reduce” by the eight brokerages that are covering the company, MarketBeat.com reports. Four research analysts have rated the stock with a sell rating, three have issued a hold rating and one has assigned a strong buy rating to the company. The average 12 month target price among brokers that have updated their coverage on the stock in the last year is $8.00.

Several equities analysts recently weighed in on the company. Weiss Ratings restated a “sell (d)” rating on shares of Navient in a research note on Monday, September 21st. Zacks Research raised Navient from a “hold” rating to a “strong-buy” rating in a report on Monday, October 12th. TD Cowen lowered their price objective on Navient from $8.50 to $8.00 and set a “sell” rating on the stock in a report on Thursday. JPMorgan Chase & Co. lifted their price objective on Navient from $8.50 to $9.00 and gave the stock a “neutral” rating in a research report on Thursday. Finally, Barclays decreased their target price on Navient from $7.00 to $6.00 and set an “underweight” rating for the company in a report on Thursday.

Check Out Our Latest Analysis on NAVI

Key Navient News

Here are the key news stories impacting Navient this week:

Positive Sentiment: A Q3 review pointed to origination growth and portfolio repositioning as business supports. Separately, an article says private lenders are optimistic about the Trump administration’s repayment overhaul, which could create an opportunity for Navient, though the effects remain uncertain. NAVI Q3 2026 deep dive Student-loan repayment overhaul
Neutral Sentiment: JPMorgan raised its price target to $9 from $8.50 but kept a Neutral rating, signaling limited conviction in near-term upside. Read More.
Negative Sentiment: Navient reported Q3 EPS of $0.03, below analyst estimates of $0.13–$0.15. Despite reported revenue of $308 million, the earnings shortfall and modest profitability likely raised concerns about operating performance. Navient misses Q3 estimates
Negative Sentiment: TD Cowen cut its target to $8 from $8.50 and maintained a Sell rating; Barclays lowered its target to $6 from $7 and kept an Underweight rating. The more pessimistic targets add pressure, particularly Barclays’ substantial implied downside. Read More. Read More.
Negative Sentiment: Industry coverage says private lenders are gaining graduate-school business while losing money on it, highlighting potential profitability risks in student lending. Private student lending profitability

Institutional Investors Weigh In On Navient

Several institutional investors and hedge funds have recently made changes to their positions in the business. BlackRock Inc. purchased a new position in Navient during the second quarter valued at approximately $110,235,000. Wellington Management Group LLP raised its stake in shares of Navient by 41.5% in the second quarter. Wellington Management Group LLP now owns 1,939,380 shares of the credit services provider’s stock valued at $16,504,000 after acquiring an additional 568,590 shares during the period. Bank of America Corp DE bought a new position in shares of Navient during the 2nd quarter worth $11,989,000. Squarepoint Ops LLC grew its stake in shares of Navient by 145.9% during the second quarter. Squarepoint Ops LLC now owns 939,099 shares of the credit services provider’s stock worth $7,992,000 after acquiring an additional 557,141 shares during the last quarter. Finally, Russell Investments Group Ltd. boosted its stake in shares of Navient by 574.2% during the 3rd quarter. Russell Investments Group Ltd. now owns 834,682 shares of the credit services provider’s stock worth $7,571,000 after acquiring an additional 710,875 shares in the last quarter. Institutional investors own 97.14% of the company’s stock.

Navient Price Performance

Shares of NASDAQ NAVI opened at $8.42 on Friday. The business’s 50 day moving average is $9.17 and its 200-day moving average is $8.87. Navient has a 1-year low of $7.33 and a 1-year high of $13.48. The company has a current ratio of 10.53, a quick ratio of 10.53 and a debt-to-equity ratio of 16.73. The firm has a market cap of $789.63 million, a P/E ratio of 7.69 and a beta of 1.17.

Navient (NASDAQ:NAVI – Get Free Report) last announced its quarterly earnings data on Wednesday, November 4th. The credit services provider reported $0.03 earnings per share for the quarter, missing analysts’ consensus estimates of $0.13 by ($0.10). The business had revenue of $308.00 million during the quarter, compared to analysts’ expectations of $144.92 million. Navient had a positive return on equity of 4.68% and a negative net margin of 1.64%. During the same quarter last year, the company posted ($0.84) EPS. Equities research analysts predict that Navient will post 0.83 earnings per share for the current year.

Navient Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Friday, September 18th. Stockholders of record on Friday, September 4th were given a $0.16 dividend. This represents a $0.64 annualized dividend and a dividend yield of 7.6%. The ex-dividend date was Friday, September 4th. Navient’s dividend payout ratio (DPR) is currently -128.00%.

About Navient

(Get Free Report)

Navient Corp. (NASDAQ:NAVI) is a financial services company that provides education finance and business-processing solutions. The company has historically serviced and managed federal and private student loans, helping borrowers with account administration, repayment processing, customer support and related loan-management services.

Navient’s operations have evolved as the company reduced its role in servicing federally owned student loans. In 2021, it transferred its federal student loan servicing portfolio to Aidvantage, a division of Maximus.