United Bancorp (NASDAQ:UBCP) Announces Earnings Results

Posted by Brian Himes on Nov 5th, 2026

United Bancorp (NASDAQ:UBCP – Get Free Report) issued its earnings results on Thursday. The financial services provider reported $0.25 EPS for the quarter, Zacks reports. United Bancorp had a return on equity of 11.53% and a net margin of 16.55%.

United Bancorp Price Performance

NASDAQ UBCP traded up $0.18 during trading on Thursday, hitting $14.52. 4,719 shares of the company’s stock were exchanged, compared to its average volume of 8,549. The stock’s 50 day moving average price is $14.77 and its two-hundred day moving average price is $15.26. The company has a market cap of $83.34 million, a PE ratio of 10.52 and a beta of 0.30. The company has a current ratio of 0.76, a quick ratio of 0.76 and a debt-to-equity ratio of 1.10. United Bancorp has a fifty-two week low of $12.65 and a fifty-two week high of $17.33.

United Bancorp Increases Dividend

The firm also recently announced a quarterly dividend, which was paid on Friday, September 18th. Shareholders of record on Thursday, September 10th were paid a dividend of $0.1975 per share. The ex-dividend date of this dividend was Thursday, September 10th. This is a positive change from United Bancorp’s previous quarterly dividend of $0.1950. This represents a $0.79 annualized dividend and a yield of 5.4%. United Bancorp’s payout ratio is presently 57.25%.

Wall Street Analyst Weigh In

Separately, Weiss Ratings cut shares of United Bancorp from a “buy (b+)” rating to a “hold (c)” rating in a report on Tuesday, September 22nd. One analyst has rated the stock with a Hold rating. Based on data from MarketBeat.com, the company currently has an average rating of “Hold”.

Read Our Latest Analysis on UBCP

About United Bancorp

(Get Free Report)

United Bancorp, Inc is a bank holding company headquartered in Martins Ferry, Ohio. Through its subsidiary, The Citizens Bank, National Association, the company provides community banking services to individuals, families, farmers, and businesses.

The Citizens Bank offers a range of deposit products, including checking, savings, money market, and certificate of deposit accounts. Its lending activities include residential and commercial real estate loans, consumer loans, agricultural financing, and loans to small and middle-market businesses.