Analyzing Rhinebeck Bancorp (RBKB) and Its Rivals

Rhinebeck Bancorp (NASDAQ:RBKB – Get Free Report) is one of 920 public companies in the “Banks” industry, but how does it weigh in compared to its rivals? We will compare Rhinebeck Bancorp to similar businesses based on the strength of its earnings, risk, dividends, institutional ownership, valuation, analyst recommendations and profitability.

Volatility & Risk

Rhinebeck Bancorp has a beta of 0.16, indicating that its stock price is 84% less volatile than the S&P 500. Comparatively, Rhinebeck Bancorp’s rivals have a beta of 0.61, indicating that their average stock price is 39% less volatile than the S&P 500.

Profitability

This table compares Rhinebeck Bancorp and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Rhinebeck Bancorp 13.41% 7.46% 0.76%
Rhinebeck Bancorp Competitors 15.63% 9.48% 0.93%

Analyst Ratings

This is a breakdown of current ratings and price targets for Rhinebeck Bancorp and its rivals, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Rhinebeck Bancorp 0 0 1 0 3.00
Rhinebeck Bancorp Competitors 7458 30159 27707 1451 2.35

As a group, “Banks” companies have a potential upside of 17.32%. Given Rhinebeck Bancorp’s rivals higher possible upside, analysts clearly believe Rhinebeck Bancorp has less favorable growth aspects than its rivals.

Institutional and Insider Ownership

23.9% of Rhinebeck Bancorp shares are owned by institutional investors. Comparatively, 47.9% of shares of all “Banks” companies are owned by institutional investors. 3.0% of Rhinebeck Bancorp shares are owned by company insiders. Comparatively, 9.8% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Earnings & Valuation

This table compares Rhinebeck Bancorp and its rivals top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Rhinebeck Bancorp $75.84 million $10.05 million 18.21
Rhinebeck Bancorp Competitors $9.93 billion $2.41 billion 18.77

Rhinebeck Bancorp’s rivals have higher revenue and earnings than Rhinebeck Bancorp. Rhinebeck Bancorp is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Summary

Rhinebeck Bancorp rivals beat Rhinebeck Bancorp on 11 of the 13 factors compared.

Rhinebeck Bancorp Company Profile

(Get Free Report)

Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York. The company offers deposits, including non-interest-bearing demand, interest bearing demand, money market, commercial and personal checking, individual retirement, and saving accounts, as well as certificates of deposit. It also provides direct and indirect automobile loans; non-residential commercial real estate loans; commercial business loans, such as term loans, revolving lines of credit, and lines of credit; residential mortgage and construction, one- to four-family residential real estate, multi-family real estate, commercial construction, and land development loans; and other consumer loans consist of home equity loans and lines of credit. In addition, the company offers retail brokerage and advisory services; life insurance services; and invests in mutual funds, annuities, and other assets. Rhinebeck Bancorp, Inc. was founded in 1860 and is headquartered in Poughkeepsie, New York. Rhinebeck Bancorp, Inc. is a subsidiary of Rhinebeck Bancorp, MHC.

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