SoFi Technologies (NASDAQ:SOFI – Get Free Report) is anticipated to announce its Q3 2026 results before the market opens on Tuesday, October 27th. Analysts expect SoFi Technologies to post earnings of $0.1663 per share and revenue of $1.25 billion for the quarter. SoFi Technologies has set its FY 2026 guidance at 0.600-0.600 EPS. Investors can find conference call details on the company’s upcoming Q3 2026 earnings report page for the latest details on the call scheduled for Tuesday, October 27, 2026 at 8:00 AM ET.
SoFi Technologies (NASDAQ:SOFI – Get Free Report) last issued its quarterly earnings data on Wednesday, July 29th. The company reported $0.12 EPS for the quarter, topping analysts’ consensus estimates of $0.11 by $0.01. The business had revenue of $1.21 billion for the quarter, compared to analysts’ expectations of $1.11 billion. SoFi Technologies had a net margin of 14.78% and a return on equity of 6.22%. The business’s revenue was up 42.5% on a year-over-year basis. During the same quarter last year, the company earned $0.08 EPS. On average, analysts expect SoFi Technologies to post $0.60 EPS for the current fiscal year and $0.82 EPS for the next fiscal year.
SoFi Technologies Price Performance
NASDAQ:SOFI opened at $14.61 on Monday. The company has a debt-to-equity ratio of 0.30, a current ratio of 0.74 and a quick ratio of 0.10. The firm has a market cap of $18.87 billion, a price-to-earnings ratio of 30.44, a price-to-earnings-growth ratio of 0.85 and a beta of 2.33. The company has a 50 day moving average price of $16.74 and a 200-day moving average price of $17.08. SoFi Technologies has a 1-year low of $13.86 and a 1-year high of $32.73.
Analyst Upgrades and Downgrades
A number of brokerages recently issued reports on SOFI. The Goldman Sachs Group set a $15.00 price target on shares of SoFi Technologies in a report on Tuesday, October 13th. Scotiabank assumed coverage on shares of SoFi Technologies in a research report on Wednesday, September 2nd. They set a “sector outperform” rating and a $25.00 price target on the stock. Weiss Ratings raised shares of SoFi Technologies from a “hold (c-)” rating to a “hold (c)” rating in a report on Wednesday. Benchmark raised shares of SoFi Technologies to a “strong-buy” rating in a report on Monday, October 12th. Finally, Needham & Company LLC decreased their price objective on shares of SoFi Technologies from $25.00 to $24.00 and set a “buy” rating for the company in a research report on Thursday, July 30th. Two research analysts have rated the stock with a Strong Buy rating, nine have given a Buy rating, eleven have given a Hold rating and three have given a Sell rating to the company. Based on data from MarketBeat, SoFi Technologies presently has a consensus rating of “Hold” and a consensus price target of $22.05.
Check Out Our Latest Stock Analysis on SoFi Technologies
Key Stories Impacting SoFi Technologies
Here are the key news stories impacting SoFi Technologies this week:
- Positive Sentiment: Tokenized deposit launch: SoFi introduced SoFi Earn, or SOFIE, a bank-issued tokenized deposit offering a 4.40% annual yield. Each token represents cash held at SoFi Bank, is eligible for FDIC insurance and can reportedly be converted into SoFiUSD for crypto purchases or on-chain transfers. The product could attract otherwise idle crypto cash, increase deposits and strengthen customer engagement. Reuters article
- Positive Sentiment: Broader product offering: SoFi partnered with Prudential Financial to make no-exam term-life-insurance quotes, applications and purchases available within its app to more than 15 million members. The initiative may create additional cross-selling opportunities and diversify revenue beyond lending. Prudential partnership article
- Neutral Sentiment: Upcoming earnings catalyst: Investors are awaiting SoFi’s third-quarter results, expected around October 27. The report will indicate whether strong revenue growth and recent product launches are translating into sustained profitability and whether management maintains its full-year outlook. Zacks earnings preview
- Negative Sentiment: Persistent valuation and momentum concerns: Commentary notes that SOFI remains well below its 50-day and 200-day moving averages and has fallen sharply during 2026. Investors may view SOFIE as a promising catalyst, but its ability to materially improve deposits, revenue and earnings remains unproven. SoFi stock analysis
- Negative Sentiment: Executive stock sale: EVP Kelli Keough sold 10,203 shares worth approximately $150,000. The transaction was made under a pre-arranged Rule 10b5-1 plan and reduced her holdings by 2.5%, limiting its significance, but it may still add modest selling pressure or investor caution. SEC filing
Insider Activity at SoFi Technologies
In other SoFi Technologies news, CTO Jeremy Rishel sold 18,624 shares of the firm’s stock in a transaction that occurred on Monday, September 21st. The stock was sold at an average price of $17.50, for a total value of $325,920.00. Following the sale, the chief technology officer directly owned 912,650 shares of the company’s stock, valued at approximately $15,971,375. This trade represents a 2.00% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP Kelli Keough sold 10,203 shares of the business’s stock in a transaction that occurred on Tuesday, October 20th. The shares were sold at an average price of $14.72, for a total value of $150,188.16. Following the completion of the sale, the executive vice president owned 397,870 shares of the company’s stock, valued at $5,856,646.40. This trade represents a 2.50% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last three months, insiders sold 50,316 shares of company stock worth $852,605. 2.50% of the stock is owned by corporate insiders.
SoFi Technologies Company Profile
SoFi Technologies, Inc is a digital financial services company that provides lending, banking, investing and other personal finance products through its online platform and mobile app. The company serves consumers primarily in the United States and aims to provide a centralized alternative to traditional financial institutions.
SoFi’s offerings include personal loans, student loan refinancing, home loans, checking and savings accounts, credit cards, investment products and financial education resources.
Read More
- Five stocks we like better than SoFi Technologies
- Newmont’s Record Quarter Shows Why Gold’s Floor Is the Real Story
- Albemarle Upgrade: Can Energy Storage Recharge Lithium’s Leader?
- Consumer Staples Are Up 12% This Year—These 3 Beverage Stocks Are Leading the Way
- Can Planet Fitness Get Its Growth Back in Shape?
Receive News & Ratings for SoFi Technologies Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for SoFi Technologies and related companies with MarketBeat.com's FREE daily email newsletter.
