Ally Financial (NYSE:ALLY) Insider Sells $495,918.15 in Stock

Posted by Brian Himes on Oct 25th, 2026

Ally Financial Inc. (NYSE:ALLY – Get Free Report) insider Kathleen Patterson sold 12,831 shares of the stock in a transaction on Wednesday, October 21st. The shares were sold at an average price of $38.65, for a total transaction of $495,918.15. Following the completion of the sale, the insider owned 67,781 shares of the company’s stock, valued at approximately $2,619,735.65. This represents a 15.92% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. The sale was made to cover tax withholding obligations related to the vesting of equity awards.

Ally Financial Stock Performance

Shares of ALLY opened at $39.08 on Friday. The firm has a 50-day moving average of $40.23 and a 200-day moving average of $42.64. Ally Financial Inc. has a one year low of $35.92 and a one year high of $47.29. The company has a market cap of $11.89 billion, a PE ratio of 8.96, a price-to-earnings-growth ratio of 0.30 and a beta of 1.11. The company has a debt-to-equity ratio of 1.45, a current ratio of 0.94 and a quick ratio of 0.92.

Ally Financial (NYSE:ALLY – Get Free Report) last released its quarterly earnings data on Tuesday, October 20th. The financial services provider reported $1.34 earnings per share for the quarter, topping the consensus estimate of $1.33 by $0.01. Ally Financial had a net margin of 16.84% and a return on equity of 12.11%. The company had revenue of $2.35 billion for the quarter, compared to analyst estimates of $2.31 billion. During the same period in the previous year, the business earned $1.15 EPS. Ally Financial’s revenue for the quarter was up 6.1% compared to the same quarter last year. As a group, equities analysts forecast that Ally Financial Inc. will post 4.98 earnings per share for the current year.

Ally Financial Increases Dividend

The firm also recently declared a quarterly dividend, which will be paid on Monday, November 16th. Shareholders of record on Monday, November 2nd will be given a dividend of $0.35 per share. This represents a $1.40 dividend on an annualized basis and a yield of 3.6%. This is a boost from Ally Financial’s previous quarterly dividend of $0.30. The ex-dividend date of this dividend is Monday, November 2nd. Ally Financial’s dividend payout ratio (DPR) is presently 27.52%.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently bought and sold shares of the stock. Pension & Wealth Management Advisors Inc. acquired a new stake in Ally Financial during the third quarter worth approximately $27,000. Trust Co. of Vermont bought a new stake in shares of Ally Financial during the second quarter worth approximately $36,000. Elevation Wealth Partners LLC boosted its holdings in shares of Ally Financial by 92.2% during the third quarter. Elevation Wealth Partners LLC now owns 1,005 shares of the financial services provider’s stock worth $38,000 after acquiring an additional 482 shares during the period. SJS Investment Consulting Inc. boosted its holdings in shares of Ally Financial by 30.8% during the first quarter. SJS Investment Consulting Inc. now owns 1,019 shares of the financial services provider’s stock worth $40,000 after acquiring an additional 240 shares during the period. Finally, Philadelphia Investment Partners LLC acquired a new position in shares of Ally Financial in the second quarter valued at approximately $53,000. Institutional investors and hedge funds own 88.76% of the company’s stock.

Ally Financial News Summary

Here are the key news stories impacting Ally Financial this week:

Positive Sentiment: JPMorgan raised its price target for ALLY from $43 to $44 and maintained an “overweight” rating, signaling confidence in the company’s earnings outlook. JPMorgan Ally Financial Price Target
Positive Sentiment: Ally’s latest quarter modestly exceeded expectations, with earnings of $1.34 per share versus the $1.33 consensus estimate and revenue of $2.35 billion, up 6.1% year over year. The company also increased its quarterly dividend to $0.35 from $0.30, supporting the stock’s income appeal.
Neutral Sentiment: TD Cowen lowered its price target from $54 to $52 but retained a “buy” rating, while JPMorgan’s higher target contrasts with more cautious views elsewhere. The mixed analyst actions indicate continued disagreement over Ally’s risk-reward profile. TD Cowen Ally Financial Price Target
Neutral Sentiment: Chief Revenue Officer Stephanie N. Richard and CFO Russell Hutchinson each withheld shares—9,032 and 21,074, respectively—to cover taxes on restricted-stock-unit vesting. These are typically administrative transactions rather than discretionary insider sales.
Neutral Sentiment: Insider Kathleen Patterson sold 12,831 shares worth approximately $495,918, also to satisfy tax withholding obligations. Although the sale reduced her position by 15.92%, its stated purpose limits its value as a negative signal about management’s outlook. Ally Financial Insider Sale
Negative Sentiment: Evercore ISI downgraded Ally from “outperform” to “in-line,” citing pressure on net interest margins and potential credit-cost increases. Rising auto-loan delinquencies and charge-offs could weigh on profitability even as loan originations grow. Evercore ISI Ally Financial Downgrade

Analyst Upgrades and Downgrades

ALLY has been the subject of a number of recent analyst reports. Weiss Ratings reaffirmed a “buy (b)” rating on shares of Ally Financial in a research report on Friday, September 18th. Citigroup reduced their target price on Ally Financial from $58.00 to $50.00 and set a “buy” rating for the company in a research note on Friday, September 25th. JPMorgan Chase & Co. boosted their target price on Ally Financial from $43.00 to $44.00 and gave the stock an “overweight” rating in a report on Wednesday. Wells Fargo & Company cut Ally Financial from an “overweight” rating to an “equal weight” rating and dropped their price target for the company from $55.00 to $42.00 in a research note on Wednesday, September 30th. Finally, Barclays cut their price target on Ally Financial from $56.00 to $48.00 and set an “equal weight” rating for the company in a report on Wednesday. One equities research analyst has rated the stock with a Strong Buy rating, ten have given a Buy rating, five have assigned a Hold rating and one has given a Sell rating to the company. According to MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and a consensus price target of $48.21.

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About Ally Financial

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Ally Financial Inc is a digital financial services company headquartered in Detroit, Michigan, and traded on the New York Stock Exchange under the symbol ALLY. The company primarily serves consumers, automotive dealers and businesses in the United States through online and branchless banking and financing platforms.

Ally’s automotive finance business provides retail installment loans and leases to consumers and floorplan financing and other services to automotive dealers. Its consumer banking operations, conducted through Ally Bank, offer deposit products such as savings accounts, money market accounts and certificates of deposit, along with consumer lending products.

The company also provides credit cards and commercial financing, and offers investment and brokerage services through Ally Invest.