USCB Financial (NASDAQ:USCB) Announces Earnings Results

Posted by Francis Steltz on Oct 23rd, 2026

USCB Financial (NASDAQ:USCB – Get Free Report) posted its earnings results on Thursday. The company reported $0.51 EPS for the quarter, missing the consensus estimate of $0.56 by ($0.05), FiscalAI reports. The firm had revenue of $26.97 million during the quarter, compared to the consensus estimate of $29.18 million. USCB Financial had a net margin of 17.24% and a return on equity of 15.77%.

USCB Financial Stock Down 8.9%

NASDAQ USCB traded down $2.02 on Friday, hitting $20.73. 27,127 shares of the company were exchanged, compared to its average volume of 58,320. The company has a current ratio of 0.97, a quick ratio of 0.97 and a debt-to-equity ratio of 1.20. The company has a market cap of $382.85 million, a PE ratio of 13.62 and a beta of 0.45. The stock has a fifty day moving average of $22.57 and a 200-day moving average of $20.78. USCB Financial has a 12 month low of $17.00 and a 12 month high of $23.89.

USCB Financial Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Friday, December 4th. Investors of record on Monday, November 16th will be paid a dividend of $0.1250 per share. The ex-dividend date of this dividend is Monday, November 16th. This represents a $0.50 annualized dividend and a yield of 2.4%. USCB Financial’s dividend payout ratio is currently 32.89%.

Analyst Upgrades and Downgrades

Several research firms have recently weighed in on USCB. Piper Sandler increased their price objective on shares of USCB Financial from $24.00 to $27.00 and gave the stock an “overweight” rating in a research report on Monday, July 27th. Keefe, Bruyette & Woods boosted their target price on shares of USCB Financial from $22.00 to $24.00 and gave the company an “outperform” rating in a report on Monday, August 3rd. Zacks Research cut shares of USCB Financial from a “strong-buy” rating to a “hold” rating in a research report on Friday, September 25th. Weiss Ratings upgraded USCB Financial from a “buy (b)” rating to a “buy (b+)” rating in a report on Thursday, October 8th. Finally, Hovde Group increased their price target on USCB Financial from $20.00 to $22.00 and gave the stock a “market perform” rating in a report on Monday, July 27th. One analyst has rated the stock with a Strong Buy rating, three have given a Buy rating and two have issued a Hold rating to the stock. According to data from MarketBeat.com, USCB Financial currently has an average rating of “Moderate Buy” and an average target price of $24.33.

Read Our Latest Stock Analysis on USCB

About USCB Financial

(Get Free Report)

USCB Financial Corp. is the bank holding company for U.S. Century Bank, a community bank headquartered in South Florida. The bank provides financial products and services to individuals, businesses, professionals and nonprofit organizations in the region, with a particular focus on the Miami-Dade County market and surrounding South Florida communities.

U.S. Century Bank offers deposit accounts, commercial and residential real estate loans, commercial and industrial lending, consumer loans and small business financing.