Everest Group (NYSE:EG – Get Free Report) and Hannover Ruck (OTCMKTS:HVRRY – Get Free Report) are both large-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, profitability, institutional ownership, earnings, valuation, dividends and analyst recommendations.
Dividends
Everest Group pays an annual dividend of $8.00 per share and has a dividend yield of 2.0%. Hannover Ruck pays an annual dividend of $1.76 per share and has a dividend yield of 3.4%. Everest Group pays out 16.9% of its earnings in the form of a dividend. Hannover Ruck pays out 43.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Everest Group has raised its dividend for 1 consecutive years.
Profitability
This table compares Everest Group and Hannover Ruck’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Everest Group | 11.41% | 13.63% | 3.37% |
| Hannover Ruck | 9.33% | 18.00% | 3.48% |
Risk & Volatility
Everest Group has a beta of 0.26, indicating that its stock price is 74% less volatile than the S&P 500. Comparatively, Hannover Ruck has a beta of 0.17, indicating that its stock price is 83% less volatile than the S&P 500.
Analyst Recommendations
This is a summary of recent ratings and price targets for Everest Group and Hannover Ruck, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Everest Group | 0 | 11 | 5 | 0 | 2.31 |
| Hannover Ruck | 0 | 1 | 0 | 1 | 3.00 |
Everest Group currently has a consensus price target of $407.94, suggesting a potential upside of 4.53%. Given Everest Group’s higher probable upside, research analysts clearly believe Everest Group is more favorable than Hannover Ruck.
Institutional & Insider Ownership
92.6% of Everest Group shares are held by institutional investors. Comparatively, 0.0% of Hannover Ruck shares are held by institutional investors. 0.7% of Everest Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.
Earnings & Valuation
This table compares Everest Group and Hannover Ruck”s revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Everest Group | $17.50 billion | 0.86 | $1.59 billion | $47.29 | 8.25 |
| Hannover Ruck | $30.30 billion | 1.22 | $2.99 billion | $4.04 | 12.69 |
Hannover Ruck has higher revenue and earnings than Everest Group. Everest Group is trading at a lower price-to-earnings ratio than Hannover Ruck, indicating that it is currently the more affordable of the two stocks.
About Everest Group
Everest Group, Ltd., through its subsidiaries, provides reinsurance and insurance products in the United States, Europe, and internationally. The company operates through two segment, Insurance and Reinsurance. The Reinsurance segment writes property and casualty reinsurance; and specialty lines of business through reinsurance brokers, as well as directly with ceding companies in the United States, Bermuda, Ireland, Canada, Singapore, Switzerland, and the United Kingdom. The Insurance Operations segment writes property and casualty insurance directly, as well as through brokers, surplus lines, and general agents in the United States, Bermuda, Canada, Europe, South America, Singapore, France, Germany, Spain, Canada, Chile, the United Kingdom, Ireland, and the Netherlands. The company also provides treaty and facultative reinsurance products; admitted and non-admitted insurance products; and accident and health, specialty underwriters, eversports and entertainment, and surety and credit, marine and aviation, as well as structured and property hybrid solutions. In addition, it offers commercial property and casualty insurance products through wholesale and retail brokers, surplus lines brokers, and program administrators. The company was formerly known as Everest Re Group, Ltd. and changed its name to Everest Group, Ltd. in July 2023.Everest Group, Ltd., was founded in 1973 and is headquartered in Hamilton, Bermuda.
About Hannover Ruck
Hannover Rück SE, together with its subsidiaries, provides reinsurance products and services in Germany, the United Kingdom, France, Europe, the United States, Asia, Australia, Africa, and internationally. It operates through Property & Casualty Reinsurance; and Life & Health Reinsurance segments. The company provides property and casualty reinsurance solutions for agricultural, livestock, and bloodstock; aviation and space; catastrophe XL; credit, surety, and political risks; facultative; and marine and offshore energy businesses, as well as insurance-linked securities and structured reinsurance. It offers risk solutions in the areas of critical illness, disability, health, longevity, long term care, and mortality. In addition, the company offers group life, retirement, lifestyle, credit life, and Takaful reinsurance products. Further, the company provides various financial solutions, including new-business financing; monetization of embedded value; reserve and solvency relief; and reinsurance and solvency II businesses. The company was formerly known as Hannover Rückversicherung AG and changed its name to Hannover Rück SE in March 2013. Hannover Rück SE was founded in 1966 and is based in Hanover, Germany. Hannover Rück SE operates as a subsidiary of Talanx AG.
Receive News & Ratings for Everest Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Everest Group and related companies with MarketBeat.com's FREE daily email newsletter.
