M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY – Get Free Report) and Kinsale Capital Group (NYSE:KNSL – Get Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, institutional ownership, analyst recommendations, dividends, valuation, earnings and profitability.
Profitability
This table compares M�nchener R�ckversicherungs-Gesellschaft and Kinsale Capital Group’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| M�nchener R�ckversicherungs-Gesellschaft | 11.49% | 20.81% | 2.47% |
| Kinsale Capital Group | 28.49% | 25.54% | 8.15% |
Dividends
M�nchener R�ckversicherungs-Gesellschaft pays an annual dividend of $0.34 per share and has a dividend yield of 2.9%. Kinsale Capital Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.3%. M�nchener R�ckversicherungs-Gesellschaft pays out 13.5% of its earnings in the form of a dividend. Kinsale Capital Group pays out 4.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Kinsale Capital Group has increased its dividend for 2 consecutive years.
Analyst Ratings
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| M�nchener R�ckversicherungs-Gesellschaft | 0 | 2 | 1 | 0 | 2.33 |
| Kinsale Capital Group | 2 | 7 | 1 | 0 | 1.90 |
Kinsale Capital Group has a consensus price target of $368.78, indicating a potential upside of 11.49%. Given Kinsale Capital Group’s higher probable upside, analysts clearly believe Kinsale Capital Group is more favorable than M�nchener R�ckversicherungs-Gesellschaft.
Valuation and Earnings
This table compares M�nchener R�ckversicherungs-Gesellschaft and Kinsale Capital Group”s gross revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| M�nchener R�ckversicherungs-Gesellschaft | $68.33 billion | 1.07 | $6.92 billion | $2.51 | 4.64 |
| Kinsale Capital Group | $2.00 billion | 3.77 | $503.61 million | $24.68 | 13.40 |
M�nchener R�ckversicherungs-Gesellschaft has higher revenue and earnings than Kinsale Capital Group. M�nchener R�ckversicherungs-Gesellschaft is trading at a lower price-to-earnings ratio than Kinsale Capital Group, indicating that it is currently the more affordable of the two stocks.
Insider and Institutional Ownership
0.2% of M�nchener R�ckversicherungs-Gesellschaft shares are owned by institutional investors. Comparatively, 85.4% of Kinsale Capital Group shares are owned by institutional investors. 5.6% of Kinsale Capital Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Risk & Volatility
M�nchener R�ckversicherungs-Gesellschaft has a beta of 0.38, meaning that its share price is 62% less volatile than the S&P 500. Comparatively, Kinsale Capital Group has a beta of 0.89, meaning that its share price is 11% less volatile than the S&P 500.
Summary
Kinsale Capital Group beats M�nchener R�ckversicherungs-Gesellschaft on 12 of the 16 factors compared between the two stocks.
About M�nchener R�ckversicherungs-Gesellschaft
Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München engages in the insurance and reinsurance businesses worldwide. It also offers life and health reinsurance solutions, such as digital underwriting and advanced analytics solutions, health insurance management system, financial market risks, financing, portfolio risk management, digitalized investment-linked solution, MIRA digital suite, MIRA POS, MIRApply insured and physician, claims risk adjustment, CLARA plus, data analytics, underwriting and claims, medical research, capital management, and health market. The company also provides property and casualty reinsurance solutions, including agricultural risk, data analytics, infrastructure risk profiler, property insurance, retroactive reinsurance, insurance linked securities, location risk, risk transfer, and cyber, NatCatSERVICE for natural catastrophe loss database, REALYTIX ZERO, IMPROVEX, and cert2go, as well as consulting services for reinsurance, business advisory, portfolio performance and management, claims management, commercial motor, telematics, and electric vehicles. In addition, the company provides solutions for industry clients, such as IoT cover, earnings quality insurance protection, captive insurance and risk transfer, liability, weather risks, space and satellite insurance, solar and biomass insurance, wind insurance, digital asset, mining risks cover, construction projects covers and services, aviation insurance, power and utilities, industrial cyber insurance, risk suite, location risk intelligence, digital risks, PV warranty insurance, parametric, Insure AI, e-mobility, circular economy, liquidation damage cover, and natural catastrophes solutions. Further, it offers life, property-casualty, health, legal protection, and travel insurance products under the ERGO brand name; and insurance solutions for agriculture, captive, epidemic, cyber, and renewable energy. The company was founded in 1880 and is based in Munich, Germany.
About Kinsale Capital Group
Kinsale Capital Group, Inc., a specialty insurance company, engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, small business casualty and property, excess and general casualty, construction, allied health, life sciences, entertainment, energy, environmental, excess professional, health care, public entity, commercial auto, inland marine, aviation, ocean marine, product recall, and railroad, as well as product, professional, and management liability insurance. It markets and sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. The company was founded in 2009 and is headquartered in Richmond, Virginia.
Receive News & Ratings for M�nchener R�ckversicherungs-Gesellschaft Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for M�nchener R�ckversicherungs-Gesellschaft and related companies with MarketBeat.com's FREE daily email newsletter.
