TransUnion (NYSE:TRU) Announces Q3 2026 Earnings Guidance

Posted by Stanley Muller on Sep 26th, 2026

TransUnion (NYSE:TRU – Get Free Report) updated its third quarter 2026 earnings guidance on Thursday morning. The company provided earnings per share (EPS) guidance of 1.180-1.210 for the period, compared to the consensus estimate of 1.190. The company issued revenue guidance of $1.3 billion-$1.3 billion, compared to the consensus revenue estimate of $1.3 billion. TransUnion also updated its FY 2026 guidance to 4.750-4.830 EPS.

Analysts Set New Price Targets

A number of research firms have issued reports on TRU. Wall Street Zen raised TransUnion from a “hold” rating to a “buy” rating in a research note on Tuesday. The Goldman Sachs Group restated a “neutral” rating and set a $82.00 price objective on shares of TransUnion in a report on Tuesday, July 28th. UBS Group cut their target price on TransUnion from $82.00 to $80.00 and set a “neutral” rating on the stock in a research note on Thursday. Robert W. Baird boosted their price target on shares of TransUnion from $108.00 to $115.00 and gave the stock an “outperform” rating in a research report on Wednesday, July 29th. Finally, Mizuho dropped their price objective on TransUnion from $88.00 to $77.00 and set a “neutral” rating on the stock in a research note on Thursday, July 2nd. Ten analysts have rated the stock with a Buy rating and six have given a Hold rating to the stock. Based on data from MarketBeat, the stock has an average rating of “Moderate Buy” and an average price target of $94.56.

Get Our Latest Report on TransUnion

TransUnion Stock Performance

Shares of NYSE TRU opened at $69.07 on Friday. The company has a debt-to-equity ratio of 1.07, a current ratio of 1.90 and a quick ratio of 1.90. TransUnion has a one year low of $63.37 and a one year high of $89.12. The stock’s fifty day moving average price is $79.09 and its two-hundred day moving average price is $73.95. The firm has a market cap of $13.23 billion, a price-to-earnings ratio of 18.22, a P/E/G ratio of 1.11 and a beta of 1.54.

TransUnion (NYSE:TRU – Get Free Report) last issued its quarterly earnings results on Tuesday, July 28th. The business services provider reported $1.23 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.16 by $0.07. The business had revenue of $1.31 billion during the quarter, compared to analysts’ expectations of $1.28 billion. TransUnion had a return on equity of 16.29% and a net margin of 15.08%.The firm’s revenue for the quarter was up 14.9% compared to the same quarter last year. During the same period in the previous year, the company posted $1.08 earnings per share. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. On average, equities analysts forecast that TransUnion will post 4.23 EPS for the current year.

TransUnion Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Friday, September 4th. Investors of record on Thursday, August 20th were paid a $0.1250 dividend. This represents a $0.50 dividend on an annualized basis and a yield of 0.7%. The ex-dividend date of this dividend was Thursday, August 20th. TransUnion’s payout ratio is 13.19%.

Insider Buying and Selling

In other news, insider Steven Chaouki sold 10,000 shares of the company’s stock in a transaction that occurred on Wednesday, July 1st. The shares were sold at an average price of $72.64, for a total transaction of $726,400.00. Following the completion of the sale, the insider owned 89,906 shares of the company’s stock, valued at approximately $6,530,771.84. This represents a 10.01% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP Alicia Zuiker sold 8,673 shares of TransUnion stock in a transaction that occurred on Tuesday, August 11th. The shares were sold at an average price of $78.49, for a total transaction of $680,743.77. Following the completion of the transaction, the executive vice president directly owned 41,883 shares in the company, valued at $3,287,396.67. This trade represents a 17.16% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last ninety days, insiders sold 73,697 shares of company stock worth $5,861,807. 0.37% of the stock is owned by company insiders.

Key Headlines Impacting TransUnion

Here are the key news stories impacting TransUnion this week:

Positive Sentiment: TransUnion reaffirmed its third-quarter and full-year 2026 guidance, including full-year adjusted EPS of $4.75–$4.83 and revenue of $5.1–$5.2 billion. The company also said its strategic priorities, long-term financial targets and capital-allocation plans remain unchanged. TransUnion Says CFO Todd Cello To Step Down By Year-end; Backs Q3, FY26 Outlook
Positive Sentiment: OneTru migrations, faster product launches and broad-based revenue growth are presented as potential catalysts for sustaining TransUnion’s momentum into the second half of 2026. Can OneTru Help TransUnion Sustain Its Growth Momentum?
Neutral Sentiment: Third-quarter guidance calls for adjusted EPS of $1.18–$1.21 and revenue of approximately $1.3 billion, broadly in line with analyst expectations. Full-year EPS guidance is modestly above consensus, while the revenue range reaches but does not clearly exceed the $5.2 billion consensus estimate.
Negative Sentiment: Long-serving CFO Todd Cello plans to step down on December 31, 2026, after 29 years with TransUnion and nine years as CFO. Although he will remain as an adviser through March 1, 2027, investors appear concerned about succession and execution risk while the company searches for a replacement. Update: TransUnion Shares Fall After Announcing CFO Transition
Negative Sentiment: Recent disclosures show 19 open-market insider sales and no purchases over the past six months. This is not necessarily a direct signal of deteriorating fundamentals, but it adds to cautious investor sentiment during the leadership transition.
Negative Sentiment: An analyst commentary described the stock as more appealing after its decline but said the investment opportunity lacked compelling upside, potentially limiting buying interest. TransUnion: More Appealing After The Decline, But The Opportunity Doesn’t Excite Me

About TransUnion

(Get Free Report)

TransUnion (NYSE: TRU) is a global information and insights company that helps businesses and consumers make more informed decisions. Its services use credit, identity, and other data to support lending, insurance, telecommunications, retail, employment, and other commercial activities.

The company provides credit reporting and risk-management solutions, including consumer credit information, scoring, decisioning tools, fraud detection, identity verification, and analytics. TransUnion also offers marketing and audience-insights products designed to help organizations understand and reach consumers, as well as consumer-facing services that provide access to credit information, monitoring, and identity-protection tools.

TransUnion traces its origins to 1968, when it was established as a holding company for a railroad-leasing business before developing into a consumer credit reporting organization.