BitMine Immersion Technologies (NYSE:BMNR – Get Free Report) and Radian Group (NYSE:RDN – Get Free Report) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, risk, dividends, institutional ownership, analyst recommendations, earnings and valuation.
Dividends
BitMine Immersion Technologies pays an annual dividend of $0.01 per share and has a dividend yield of 0.0%. Radian Group pays an annual dividend of $1.02 per share and has a dividend yield of 2.8%. BitMine Immersion Technologies pays out 20.0% of its earnings in the form of a dividend. Radian Group pays out 26.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Radian Group has raised its dividend for 6 consecutive years. Radian Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Volatility & Risk
BitMine Immersion Technologies has a beta of 1.3, meaning that its stock price is 30% more volatile than the S&P 500. Comparatively, Radian Group has a beta of 0.72, meaning that its stock price is 28% less volatile than the S&P 500.
Valuation and Earnings
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| BitMine Immersion Technologies | $6.09 million | 2,262.36 | $348.58 million | $0.05 | 456.80 |
| Radian Group | $1.20 billion | 4.05 | $582.64 million | $3.89 | 9.41 |
Radian Group has higher revenue and earnings than BitMine Immersion Technologies. Radian Group is trading at a lower price-to-earnings ratio than BitMine Immersion Technologies, indicating that it is currently the more affordable of the two stocks.
Institutional and Insider Ownership
95.3% of Radian Group shares are owned by institutional investors. 0.2% of BitMine Immersion Technologies shares are owned by insiders. Comparatively, 2.0% of Radian Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
Profitability
This table compares BitMine Immersion Technologies and Radian Group’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| BitMine Immersion Technologies | -14,306.56% | 3.35% | 3.32% |
| Radian Group | 32.60% | 13.65% | 6.91% |
Analyst Recommendations
This is a breakdown of current ratings and target prices for BitMine Immersion Technologies and Radian Group, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| BitMine Immersion Technologies | 1 | 1 | 1 | 1 | 2.50 |
| Radian Group | 0 | 3 | 5 | 0 | 2.62 |
BitMine Immersion Technologies currently has a consensus target price of $27.65, indicating a potential upside of 21.06%. Radian Group has a consensus target price of $42.17, indicating a potential upside of 15.18%. Given BitMine Immersion Technologies’ higher possible upside, equities analysts clearly believe BitMine Immersion Technologies is more favorable than Radian Group.
Summary
Radian Group beats BitMine Immersion Technologies on 12 of the 18 factors compared between the two stocks.
About BitMine Immersion Technologies
BitMine Immersion Technologies Inc. focused on bitcoin mining using immersion technology. BitMine Immersion Technologies Inc. is based in ATLANTA, GA.
About Radian Group
Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. It operates through two segments, Mortgage Insurance and Homegenius segments. The Mortgage Insurance segment aggregates, manages, and distributes U.S. mortgage credit risk for mortgage lending institutions and mortgage credit investors, through private mortgage insurance on residential first-lien mortgage loans; and other credit risk management solutions, including contract underwriting. The Homegenius segment offers title services, including a suite of insurance and non-insurance titles; tax and title data, centralized recording, document retrieval, and default curative title services; deed and property reports; closing and settlement services; mortgage underwriting and processing; escrow; appraisal management; and real estate brokerage. This segment also provides real estate valuation products and services; asset management services for managing real estate owned properties, which includes a web-based workflow solution; and a suite of real estate technology products and services to facilitate real estate transactions, such as proprietary platforms as a service solution. It serves mortgage originators, such as mortgage bankers, commercial banks, savings institutions, credit unions, and community banks; and consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, real estate brokers and agents, and corporations for their employees. The company was formerly known as CMAC Investment Corp. and changed its name to Radian Group Inc. in June 1999. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania.
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