Brokerages Set Affirm Holdings, Inc. (NASDAQ:AFRM) Price Target at $92.74

Posted by Brian Himes on Aug 4th, 2026

Shares of Affirm Holdings, Inc. (NASDAQ:AFRM – Get Free Report) have been given a consensus rating of “Moderate Buy” by the thirty-one analysts that are covering the firm, MarketBeat reports. Seven investment analysts have rated the stock with a hold recommendation, twenty-one have assigned a buy recommendation and three have issued a strong buy recommendation on the company. The average 1 year target price among analysts that have covered the stock in the last year is $92.7407.

Several research firms have recently weighed in on AFRM. Deutsche Bank Aktiengesellschaft boosted their target price on Affirm from $80.00 to $85.00 and gave the company a “buy” rating in a report on Thursday, June 25th. The Goldman Sachs Group raised their price target on Affirm from $90.00 to $106.00 and gave the stock a “buy” rating in a research note on Thursday, July 9th. Needham & Company LLC lifted their price target on Affirm from $85.00 to $90.00 and gave the stock a “buy” rating in a research report on Friday, May 8th. BMO Capital Markets started coverage on Affirm in a research note on Tuesday, April 21st. They issued an “outperform” rating and a $75.00 price objective for the company. Finally, Morgan Stanley set a $79.00 price objective on Affirm and gave the company an “overweight” rating in a report on Sunday, May 10th.

Check Out Our Latest Stock Analysis on AFRM

Affirm Price Performance

Shares of NASDAQ:AFRM opened at $75.63 on Friday. The company’s fifty day moving average price is $74.75 and its 200 day moving average price is $63.32. Affirm has a 12 month low of $42.10 and a 12 month high of $100.00. The company has a debt-to-equity ratio of 2.39, a current ratio of 11.32 and a quick ratio of 11.32. The firm has a market capitalization of $25.33 billion, a P/E ratio of 68.75, a P/E/G ratio of 2.91 and a beta of 3.71.

Affirm (NASDAQ:AFRM – Get Free Report) last released its quarterly earnings data on Thursday, May 7th. The company reported $0.30 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.17 by $0.13. The company had revenue of $943.95 million during the quarter, compared to the consensus estimate of $995.27 million. Affirm had a net margin of 9.63% and a return on equity of 11.17%. Affirm’s revenue for the quarter was up 32.7% on a year-over-year basis. During the same quarter in the prior year, the firm posted $0.01 earnings per share. As a group, sell-side analysts predict that Affirm will post 1.23 earnings per share for the current fiscal year.

Insiders Place Their Bets

In related news, Director Noel Bertram Watson sold 2,000 shares of the stock in a transaction on Wednesday, May 13th. The shares were sold at an average price of $65.00, for a total transaction of $130,000.00. Following the completion of the sale, the director owned 36,076 shares in the company, valued at $2,344,940. This represents a 5.25% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, COO Michael Linford sold 100,000 shares of the firm’s stock in a transaction on Friday, June 26th. The stock was sold at an average price of $80.04, for a total transaction of $8,004,000.00. Following the transaction, the chief operating officer directly owned 117,984 shares in the company, valued at $9,443,439.36. The trade was a 45.87% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders own 11.01% of the company’s stock.

Institutional Investors Weigh In On Affirm

Several hedge funds have recently made changes to their positions in AFRM. Vanguard Group Inc. increased its position in Affirm by 1.8% in the 4th quarter. Vanguard Group Inc. now owns 24,847,206 shares of the company’s stock valued at $1,849,378,000 after acquiring an additional 428,138 shares during the period. Capital Research Global Investors lifted its position in Affirm by 0.5% during the 4th quarter. Capital Research Global Investors now owns 23,145,942 shares of the company’s stock worth $1,722,797,000 after acquiring an additional 104,239 shares during the period. Capital World Investors lifted its position in Affirm by 2.4% during the 4th quarter. Capital World Investors now owns 21,710,914 shares of the company’s stock worth $1,615,953,000 after acquiring an additional 507,224 shares during the period. Durable Capital Partners LP grew its stake in shares of Affirm by 12.3% in the 2nd quarter. Durable Capital Partners LP now owns 7,389,337 shares of the company’s stock valued at $510,899,000 after purchasing an additional 808,455 shares during the last quarter. Finally, State Street Corp grew its stake in shares of Affirm by 26.7% in the 3rd quarter. State Street Corp now owns 5,641,965 shares of the company’s stock valued at $412,315,000 after purchasing an additional 1,187,665 shares during the last quarter. Institutional investors and hedge funds own 69.29% of the company’s stock.

About Affirm

(Get Free Report)

Affirm Holdings, Inc is a financial technology company that provides point-of-sale consumer lending and payments solutions for online and in-store purchases. Its core product is a buy-now-pay-later (BNPL) platform that enables consumers to split purchases into fixed, transparent installment loans with no hidden fees. Affirm offers a range of financing options through merchant integrations, a consumer-facing mobile app and virtual card capabilities, and tools for merchants to offer alternative payment methods at checkout.