California First Leasing (OTCMKTS:CFNBD – Get Free Report) and Bank of Marin Bancorp (NASDAQ:BMRC – Get Free Report) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, risk, valuation, earnings, profitability and institutional ownership.
Analyst Recommendations
This is a breakdown of current ratings for California First Leasing and Bank of Marin Bancorp, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| California First Leasing | 0 | 0 | 0 | 0 | 0.00 |
| Bank of Marin Bancorp | 0 | 4 | 2 | 0 | 2.33 |
Bank of Marin Bancorp has a consensus target price of $28.40, indicating a potential downside of 0.14%. Given Bank of Marin Bancorp’s stronger consensus rating and higher possible upside, analysts plainly believe Bank of Marin Bancorp is more favorable than California First Leasing.
Insider and Institutional Ownership
Valuation & Earnings
This table compares California First Leasing and Bank of Marin Bancorp”s top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| California First Leasing | $30.12 million | 10.14 | $20.27 million | N/A | N/A |
| Bank of Marin Bancorp | $163.98 million | 2.81 | -$35.67 million | ($2.02) | -14.08 |
California First Leasing has higher earnings, but lower revenue than Bank of Marin Bancorp.
Profitability
This table compares California First Leasing and Bank of Marin Bancorp’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| California First Leasing | N/A | N/A | N/A |
| Bank of Marin Bancorp | -18.58% | 7.20% | 0.78% |
Volatility and Risk
California First Leasing has a beta of 0.29, meaning that its share price is 71% less volatile than the S&P 500. Comparatively, Bank of Marin Bancorp has a beta of 0.81, meaning that its share price is 19% less volatile than the S&P 500.
Summary
Bank of Marin Bancorp beats California First Leasing on 8 of the 12 factors compared between the two stocks.
About California First Leasing
California First Leasing Corporation provides loans and lease financing for universities, businesses, and other commercial or non-profit organizations. The company was formerly known as California First National Bancorp and changed its name to California First Leasing Corporation in February 2021. California First Leasing Corporation was founded in 1977 and is based in Newport Beach, California.
About Bank of Marin Bancorp
Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services primarily to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry, and insured cash sweep services. It also provides commercial real estate, commercial and industrial, and consumer loans, as well as construction financing and home equity lines of credit. In addition, the company offers merchant and payroll services; commercial equipment leasing program; payment solutions; treasury management services; credit cards; and mobile deposit, remote deposit capture, automated clearing house, wire transfer, and image lockbox services. Further, it provides wealth management and trust services comprising customized investment portfolio management, financial planning, trust administration, estate settlement, and custody services, as well as 401(k) plan services; and automated teller machines, and telephone and digital banking services. The company was incorporated in 1989 and is headquartered in Novato, California.
Receive News & Ratings for California First Leasing Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for California First Leasing and related companies with MarketBeat.com's FREE daily email newsletter.
