UWM (NYSE:UWMC) CEO Ishbia Mat Sells 632,874 Shares of Stock

UWM Holdings Corporation (NYSE:UWMC) CEO Ishbia Mat sold 632,874 shares of the business’s stock in a transaction on Wednesday, February 25th. The stock was sold at an average price of $4.03, for a total transaction of $2,550,482.22. Following the completion of the sale, the chief executive officer owned 3,330,659 shares in the company, valued at approximately $13,422,555.77. The trade was a 15.97% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this link.

Ishbia Mat also recently made the following trade(s):

• On Monday, February 23rd, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.52, for a total value of $2,860,590.48.
• On Thursday, February 19th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.77, for a total value of $3,018,808.98.
• On Tuesday, February 17th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.88, for a total transaction of $3,088,425.12.
• On Friday, February 13th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.94, for a total transaction of $3,126,397.56.
• On Wednesday, February 11th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $4.66, for a total value of $2,949,192.84.
• On Monday, February 9th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.61, for a total transaction of $2,917,549.14.
• On Friday, February 6th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.84, for a total transaction of $3,063,110.16.
• On Wednesday, February 4th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $5.05, for a total value of $3,196,013.70.
• On Monday, February 2nd, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $5.20, for a total value of $3,290,944.80.
• On Friday, January 30th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $5.00, for a total value of $3,164,370.00.

UWM Price Performance

UWMC traded down $0.41 during trading hours on Wednesday, reaching $4.16. 56,834,837 shares of the company’s stock traded hands, compared to its average volume of 19,322,660. The firm has a 50-day moving average price of $5.02 and a 200 day moving average price of $5.47. The company has a debt-to-equity ratio of 2.40, a current ratio of 1.45 and a quick ratio of 1.45. UWM Holdings Corporation has a 52-week low of $3.79 and a 52-week high of $7.14.

UWM (NYSE:UWMC) last released its earnings results on Wednesday, February 25th. The company reported $0.08 earnings per share for the quarter, missing the consensus estimate of $0.09 by ($0.01). The business had revenue of $945.25 million for the quarter, compared to the consensus estimate of $759.12 million. UWM had a negative return on equity of 6.81% and a net margin of 0.61%. As a group, research analysts predict that UWM Holdings Corporation will post 0.2 earnings per share for the current year.

UWM Dividend Announcement

The firm also recently announced a quarterly dividend, which will be paid on Thursday, April 9th. Shareholders of record on Thursday, March 19th will be issued a dividend of $0.10 per share. This represents a $0.40 annualized dividend and a yield of 9.6%. The ex-dividend date is Thursday, March 19th.

Wall Street Analysts Forecast Growth

A number of brokerages have commented on UWMC. Wall Street Zen downgraded shares of UWM from a “hold” rating to a “strong sell” rating in a report on Saturday, November 15th. Jefferies Financial Group assumed coverage on shares of UWM in a report on Friday, December 19th. They set a “hold” rating and a $5.00 price objective on the stock. The Goldman Sachs Group set a $5.00 target price on shares of UWM in a research note on Tuesday, January 6th. Keefe, Bruyette & Woods boosted their target price on shares of UWM from $6.50 to $6.75 and gave the stock a “market perform” rating in a research report on Thursday, December 18th. Finally, UBS Group raised their price target on shares of UWM from $5.50 to $6.00 and gave the stock a “neutral” rating in a report on Wednesday, November 12th. Two analysts have rated the stock with a Buy rating, seven have assigned a Hold rating and one has issued a Sell rating to the stock. Based on data from MarketBeat, the stock currently has an average rating of “Hold” and an average target price of $6.53.

Key Headlines Impacting UWM

Here are the key news stories impacting UWM this week:

• Positive Sentiment: Q4 revenue beat expectations — UWM reported roughly $945M in Q4 revenue versus much lower analyst forecasts, showing stronger-than-expected origination activity and topline strength. View Press Release
• Positive Sentiment: Unusual bullish options flow — traders bought ~54,116 call options (≈+687% vs normal), indicating some market participants are positioning for an upside move. (Options volume reported by market data)
• Positive Sentiment: Industry tailwind noted — coverage highlights that easing interest rates late in 2025 helped UWM’s business activity, supporting origination volumes and margins. Lower interest rates help UWM at end of 2025
• Neutral Sentiment: EPS mixed vs. estimates — UWM reported $0.08 EPS; some outlets say it met the consensus $0.08 while others flag a $0.09 Zacks estimate, so headline EPS reaction is mixed. UWM misses Q4 earnings estimates (Zacks)
• Neutral Sentiment: Full earnings materials and prepared remarks are available for review — investors can read the earnings call transcript and company release to dig into details on originations and margins. Earnings call prepared remarks transcript
• Negative Sentiment: Lowered/soft guidance on revenue range — UWM updated Q1 2026 revenue guidance to $650M–$850M, which sits below consensus midpoint (~$816.5M), increasing concern about near-term top-line momentum. (Guidance update released by company)
• Negative Sentiment: Significant insider selling — CEO Ishbia Mat sold multiple large blocks of shares this month (reported filings show multi-million dollar sales), which can pressure sentiment and raise liquidity concerns. Insider selling report

Institutional Trading of UWM

Several institutional investors and hedge funds have recently bought and sold shares of the business. Vanguard Group Inc. boosted its holdings in shares of UWM by 9.7% in the 4th quarter. Vanguard Group Inc. now owns 18,959,442 shares of the company’s stock valued at $83,042,000 after acquiring an additional 1,676,754 shares during the last quarter. Azora Capital LP boosted its holdings in UWM by 230.8% in the fourth quarter. Azora Capital LP now owns 11,296,053 shares of the company’s stock valued at $49,477,000 after purchasing an additional 7,881,586 shares during the last quarter. Brandes Investment Partners LP purchased a new stake in UWM in the fourth quarter valued at $45,867,000. Balyasny Asset Management L.P. raised its stake in shares of UWM by 116.6% during the 2nd quarter. Balyasny Asset Management L.P. now owns 5,991,072 shares of the company’s stock valued at $24,803,000 after buying an additional 3,224,806 shares during the last quarter. Finally, Integrated Investment Consultants LLC acquired a new position in shares of UWM in the 3rd quarter valued at about $32,630,000. 53.59% of the stock is currently owned by institutional investors and hedge funds.

About UWM

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.