BILL (NYSE:BILL) Cut to “Hold” at Wall Street Zen

Wall Street Zen downgraded shares of BILL (NYSE:BILL) from a buy rating to a hold rating in a report published on Sunday.

A number of other equities research analysts have also weighed in on the company. Zacks Research lowered BILL from a “strong-buy” rating to a “hold” rating in a research report on Tuesday, February 10th. Weiss Ratings restated a “sell (d+)” rating on shares of BILL in a report on Monday, December 29th. BTIG Research reaffirmed a “buy” rating and issued a $60.00 price objective on shares of BILL in a research note on Monday, February 2nd. Jefferies Financial Group reiterated a “buy” rating on shares of BILL in a report on Friday, February 6th. Finally, Needham & Company LLC reissued a “buy” rating and set a $75.00 target price on shares of BILL in a report on Friday, February 6th. Thirteen investment analysts have rated the stock with a Buy rating, ten have given a Hold rating and two have given a Sell rating to the company. According to data from MarketBeat, the stock currently has a consensus rating of “Hold” and an average price target of $56.95.

BILL Stock Performance

BILL stock opened at $42.51 on Friday. The company has a quick ratio of 1.65, a current ratio of 1.65 and a debt-to-equity ratio of 0.48. The stock has a market cap of $4.21 billion, a PE ratio of -177.11, a P/E/G ratio of 4.97 and a beta of 1.30. BILL has a 12-month low of $35.46 and a 12-month high of $57.21. The business’s 50-day moving average price is $49.04 and its two-hundred day moving average price is $49.25.

BILL (NYSE:BILL) last posted its quarterly earnings results on Thursday, February 5th. The company reported $0.64 earnings per share for the quarter, beating analysts’ consensus estimates of $0.56 by $0.08. The company had revenue of $414.67 million for the quarter, compared to the consensus estimate of $399.71 million. BILL had a negative net margin of 1.56% and a positive return on equity of 1.70%. The firm’s quarterly revenue was up 14.4% compared to the same quarter last year. During the same period last year, the company posted $0.56 EPS. BILL has set its Q3 2026 guidance at 0.530-0.570 EPS and its FY 2026 guidance at 2.330-2.410 EPS. As a group, analysts expect that BILL will post 0.12 earnings per share for the current fiscal year.

Insider Activity

In other news, SVP Germaine Cota sold 1,104 shares of the company’s stock in a transaction on Tuesday, December 2nd. The shares were sold at an average price of $51.23, for a total value of $56,557.92. Following the sale, the senior vice president directly owned 10,812 shares of the company’s stock, valued at approximately $553,898.76. This represents a 9.26% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available through the SEC website. Company insiders own 13.20% of the company’s stock.

Institutional Inflows and Outflows

Institutional investors have recently modified their holdings of the stock. Pacer Advisors Inc. grew its stake in shares of BILL by 49.1% in the 4th quarter. Pacer Advisors Inc. now owns 18,023 shares of the company’s stock valued at $983,000 after buying an additional 5,933 shares during the period. Alberta Investment Management Corp purchased a new stake in shares of BILL during the 4th quarter valued at $1,505,000. XTX Topco Ltd bought a new stake in BILL in the fourth quarter worth about $1,839,000. Susquehanna Fundamental Investments LLC bought a new stake in shares of BILL in the 4th quarter worth approximately $9,579,000. Finally, Quadrature Capital Ltd purchased a new position in shares of BILL during the 4th quarter valued at $1,389,000. Institutional investors and hedge funds own 97.99% of the company’s stock.

BILL News Summary

Here are the key news stories impacting BILL this week:

• Positive Sentiment: Q4 results beat expectations — BILL reported an EPS beat and revenue of roughly $415M (up ~14% YoY), and management provided Q3 and full‑year FY2026 EPS guidance (Q3: $0.530–$0.570; FY2026: $2.330–$2.410), which underpins the stock’s upside today.
• Neutral Sentiment: Trading and balance-sheet context — market cap ~ $4.2B, negative trailing P/E (loss-making on a net-margin basis), current/quick ratios ~1.65, and today’s volume is below the stock’s average; technicals show price below both the 50‑ and 200‑day moving averages, making momentum uncertain.
• Negative Sentiment: Investor concern over slowing revenue growth and strategy shift — coverage notes that management is prioritizing profitability over growth, which has disappointed some growth-focused investors and helped drive negative sentiment despite the beats. Is This Super Software Stock a Buy After Its Dramatic 86% Decline? Here’s What Wall Street Thinks

About BILL

BILL Holdings, Inc provides financial automation software for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services.