South Plains Financial (SPFI) Projected to Post Quarterly Earnings on Monday

South Plains Financial (NASDAQ:SPFI) will likely be releasing its Q4 2025 results after the market closes on Monday, January 26th. Analysts expect South Plains Financial to post earnings of $0.84 per share and revenue of $54.1140 million for the quarter. Interested persons are encouraged to explore the company’s upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Monday, January 26, 2026 at 5:00 PM ET.

South Plains Financial (NASDAQ:SPFI) last released its earnings results on Thursday, October 23rd. The company reported $0.96 earnings per share for the quarter, beating analysts’ consensus estimates of $0.87 by $0.09. The firm had revenue of $54.18 million during the quarter, compared to the consensus estimate of $54.07 million. South Plains Financial had a return on equity of 13.16% and a net margin of 20.09%. On average, analysts expect South Plains Financial to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

South Plains Financial Stock Performance

SPFI opened at $40.99 on Friday. The company has a debt-to-equity ratio of 0.13, a quick ratio of 0.93 and a current ratio of 0.93. South Plains Financial has a 52-week low of $30.01 and a 52-week high of $43.25. The firm has a market cap of $666.09 million, a P/E ratio of 11.71 and a beta of 0.60. The business’s fifty day moving average is $39.38 and its 200-day moving average is $38.88.

South Plains Financial Increases Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Tuesday, February 17th. Shareholders of record on Monday, February 2nd will be paid a dividend of $0.17 per share. The ex-dividend date is Monday, February 2nd. This is a positive change from South Plains Financial’s previous quarterly dividend of $0.16. This represents a $0.68 dividend on an annualized basis and a yield of 1.7%. South Plains Financial’s dividend payout ratio is currently 18.29%.

Analysts Set New Price Targets

SPFI has been the topic of several recent analyst reports. Raymond James Financial raised their target price on shares of South Plains Financial from $42.00 to $44.00 and gave the company an “outperform” rating in a report on Wednesday, January 7th. Piper Sandler cut shares of South Plains Financial from an “overweight” rating to a “neutral” rating and decreased their price objective for the company from $44.00 to $41.00 in a research note on Friday, October 24th. Weiss Ratings restated a “buy (b)” rating on shares of South Plains Financial in a research report on Monday, December 22nd. Keefe, Bruyette & Woods upped their target price on South Plains Financial from $45.00 to $46.00 and gave the stock an “outperform” rating in a research note on Friday, December 12th. Finally, Hovde Group lifted their price target on South Plains Financial from $45.00 to $48.00 and gave the company an “outperform” rating in a research note on Friday, October 24th. Four investment analysts have rated the stock with a Buy rating and two have given a Hold rating to the company. According to MarketBeat.com, South Plains Financial currently has a consensus rating of “Moderate Buy” and an average price target of $44.75.

Institutional Trading of South Plains Financial

A number of hedge funds and other institutional investors have recently modified their holdings of the stock. BNP Paribas Financial Markets increased its holdings in South Plains Financial by 11.0% in the second quarter. BNP Paribas Financial Markets now owns 2,594 shares of the company’s stock valued at $93,000 after purchasing an additional 258 shares during the period. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. grew its position in shares of South Plains Financial by 4.6% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 7,066 shares of the company’s stock valued at $234,000 after buying an additional 312 shares during the last quarter. Empowered Funds LLC increased its stake in shares of South Plains Financial by 0.4% in the first quarter. Empowered Funds LLC now owns 89,245 shares of the company’s stock valued at $2,956,000 after buying an additional 398 shares during the period. Mariner LLC increased its stake in shares of South Plains Financial by 4.4% in the third quarter. Mariner LLC now owns 10,337 shares of the company’s stock valued at $400,000 after buying an additional 434 shares during the period. Finally, First Trust Advisors LP raised its position in shares of South Plains Financial by 5.3% during the second quarter. First Trust Advisors LP now owns 10,356 shares of the company’s stock worth $373,000 after acquiring an additional 517 shares during the last quarter. Institutional investors own 54.95% of the company’s stock.

About South Plains Financial

South Plains Financial, Inc is the bank holding company for South Plains Bank, a community-oriented financial institution headquartered in Lubbock, Texas. The company operates as a full-service commercial bank, providing a broad spectrum of banking solutions to individuals, small businesses and agricultural clients. Its principal subsidiary, South Plains Bank, holds state and national banking charters and is subject to regulatory oversight by the Federal Reserve and various state banking authorities.

The company’s product offerings include traditional deposit accounts such as checking, savings and money market accounts, as well as time deposits.