F.N.B. (FNB) Projected to Post Earnings on Tuesday

F.N.B. (NYSE:FNB) is expected to be posting its Q4 2025 results after the market closes on Tuesday, January 20th. Analysts expect the company to announce earnings of $0.41 per share and revenue of $457.87 million for the quarter. Individuals can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Wednesday, January 21, 2026 at 8:30 AM ET.

F.N.B. (NYSE:FNB) last announced its earnings results on Friday, October 17th. The bank reported $0.41 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.37 by $0.04. F.N.B. had a net margin of 19.23% and a return on equity of 8.22%. The company had revenue of $457.50 million during the quarter, compared to analysts’ expectations of $448.10 million. During the same quarter in the previous year, the business posted $0.34 earnings per share. On average, analysts expect F.N.B. to post $1 EPS for the current fiscal year and $2 EPS for the next fiscal year.

F.N.B. Trading Down 0.8%

FNB stock opened at $17.33 on Friday. The company has a market capitalization of $6.21 billion, a PE ratio of 12.47, a price-to-earnings-growth ratio of 0.83 and a beta of 0.91. F.N.B. has a 52 week low of $10.88 and a 52 week high of $17.93. The company’s 50-day simple moving average is $16.96 and its 200 day simple moving average is $16.25. The company has a debt-to-equity ratio of 0.32, a quick ratio of 0.92 and a current ratio of 0.92.

F.N.B. Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Monday, December 15th. Investors of record on Monday, December 1st were paid a $0.12 dividend. This represents a $0.48 annualized dividend and a yield of 2.8%. The ex-dividend date of this dividend was Monday, December 1st. F.N.B.’s dividend payout ratio (DPR) is presently 34.53%.

Analyst Upgrades and Downgrades

FNB has been the topic of several research reports. Piper Sandler began coverage on F.N.B. in a report on Wednesday, December 3rd. They issued an “overweight” rating and a $19.00 target price on the stock. Truist Financial set a $19.00 price objective on shares of F.N.B. in a research report on Tuesday. DA Davidson cut shares of F.N.B. from a “strong-buy” rating to a “hold” rating in a research note on Monday, October 20th. Finally, Weiss Ratings restated a “buy (b)” rating on shares of F.N.B. in a report on Monday, December 29th. Five analysts have rated the stock with a Buy rating and one has assigned a Hold rating to the company. Based on data from MarketBeat, the stock has a consensus rating of “Moderate Buy” and an average target price of $19.10.

Insider Transactions at F.N.B.

In other F.N.B. news, insider Gary L. Guerrieri sold 15,000 shares of the business’s stock in a transaction on Wednesday, December 10th. The shares were sold at an average price of $17.67, for a total value of $265,050.00. Following the transaction, the insider directly owned 279,883 shares of the company’s stock, valued at approximately $4,945,532.61. The trade was a 5.09% decrease in their position. The sale was disclosed in a filing with the SEC, which can be accessed through the SEC website. Also, insider James L. Dutey sold 40,000 shares of the firm’s stock in a transaction dated Tuesday, December 2nd. The shares were sold at an average price of $16.75, for a total transaction of $670,000.00. Following the completion of the sale, the insider owned 49,936 shares of the company’s stock, valued at approximately $836,428. The trade was a 44.48% decrease in their position. The disclosure for this sale is available in the SEC filing. 1.37% of the stock is currently owned by insiders.

Institutional Investors Weigh In On F.N.B.

Institutional investors and hedge funds have recently modified their holdings of the company. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC raised its position in F.N.B. by 5.9% during the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 1,049,241 shares of the bank’s stock worth $14,112,000 after acquiring an additional 58,672 shares during the last quarter. Royal Bank of Canada grew its stake in F.N.B. by 11.6% in the 1st quarter. Royal Bank of Canada now owns 274,466 shares of the bank’s stock worth $3,692,000 after acquiring an additional 28,570 shares during the period. BNP Paribas Financial Markets grew its position in shares of F.N.B. by 454.4% in the third quarter. BNP Paribas Financial Markets now owns 220,357 shares of the bank’s stock valued at $3,550,000 after purchasing an additional 180,610 shares during the period. Russell Investments Group Ltd. increased its stake in shares of F.N.B. by 23.8% during the 3rd quarter. Russell Investments Group Ltd. now owns 153,199 shares of the bank’s stock valued at $2,468,000 after acquiring an additional 29,428 shares during the last quarter. Finally, MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. raised its stake in F.N.B. by 23.6% during the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 153,039 shares of the bank’s stock worth $2,058,000 after purchasing an additional 29,248 shares during the period. Institutional investors and hedge funds own 79.25% of the company’s stock.

About F.N.B.

F.N.B. Corporation is a bank holding company headquartered in Pittsburgh, Pennsylvania. Through its principal subsidiary, FNB Bank, the company provides a broad range of commercial and consumer financial services. Founded in 1864 as the First National Bank of Pennsylvania, F.N.B. has grown through both organic expansion and strategic acquisitions to become a regional banking franchise.

The company’s main business activities include traditional deposit-taking and lending services, such as checking and savings accounts, mortgages, home equity lines of credit, and consumer and commercial loans.