Piper Sandler Lowers PayPal (NASDAQ:PYPL) Price Target to $74.00

PayPal (NASDAQ:PYPL) had its target price dropped by investment analysts at Piper Sandler from $76.00 to $74.00 in a report released on Wednesday,Benzinga reports. The firm presently has a “neutral” rating on the credit services provider’s stock. Piper Sandler’s price target suggests a potential upside of 29.11% from the stock’s previous close.

A number of other research analysts also recently commented on PYPL. Royal Bank Of Canada increased their price objective on PayPal from $88.00 to $91.00 and gave the company an “outperform” rating in a report on Tuesday, October 28th. Canaccord Genuity Group boosted their price objective on shares of PayPal from $96.00 to $100.00 and gave the stock a “buy” rating in a research note on Wednesday, October 29th. Daiwa America downgraded shares of PayPal from a “strong-buy” rating to a “hold” rating in a research report on Monday. Morgan Stanley restated a “negative” rating on shares of PayPal in a research report on Wednesday, October 29th. Finally, Truist Financial lifted their target price on PayPal from $65.00 to $66.00 and gave the stock a “sell” rating in a report on Tuesday, November 4th. Twelve investment analysts have rated the stock with a Buy rating, twenty-six have issued a Hold rating and four have given a Sell rating to the company’s stock. Based on data from MarketBeat, the company currently has a consensus rating of “Hold” and a consensus target price of $76.81.

PayPal Trading Up 1.3%

Shares of NASDAQ PYPL traded up $0.76 during trading hours on Wednesday, hitting $57.32. 2,694,799 shares of the company traded hands, compared to its average volume of 14,036,992. The company’s 50 day moving average price is $61.15 and its 200 day moving average price is $67.13. The stock has a market capitalization of $53.63 billion, a price-to-earnings ratio of 11.49, a price-to-earnings-growth ratio of 0.71 and a beta of 1.42. The company has a current ratio of 1.34, a quick ratio of 1.34 and a debt-to-equity ratio of 0.56. PayPal has a 12 month low of $55.85 and a 12 month high of $93.25.

PayPal (NASDAQ:PYPL) last announced its earnings results on Tuesday, October 28th. The credit services provider reported $1.34 EPS for the quarter, topping analysts’ consensus estimates of $1.20 by $0.14. PayPal had a net margin of 14.96% and a return on equity of 25.64%. The business had revenue of $8.42 billion during the quarter, compared to the consensus estimate of $8.21 billion. During the same period in the previous year, the company posted $1.20 earnings per share. The firm’s revenue was up 7.3% on a year-over-year basis. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. On average, equities research analysts anticipate that PayPal will post 5.03 earnings per share for the current fiscal year.

Insider Buying and Selling

In other PayPal news, CAO Chris Natali sold 1,374 shares of the business’s stock in a transaction that occurred on Thursday, October 30th. The stock was sold at an average price of $69.13, for a total transaction of $94,984.62. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, insider Suzan Kereere sold 4,162 shares of the firm’s stock in a transaction on Wednesday, November 19th. The shares were sold at an average price of $59.84, for a total value of $249,054.08. Following the transaction, the insider owned 30,983 shares in the company, valued at approximately $1,854,022.72. This trade represents a 11.84% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Over the last three months, insiders have sold 36,156 shares of company stock valued at $2,432,524. Insiders own 0.08% of the company’s stock.

Institutional Investors Weigh In On PayPal

Hedge funds and other institutional investors have recently made changes to their positions in the company. Wealthcare Advisory Partners LLC raised its stake in shares of PayPal by 246.0% during the 4th quarter. Wealthcare Advisory Partners LLC now owns 27,773 shares of the credit services provider’s stock worth $1,621,000 after acquiring an additional 19,746 shares in the last quarter. Wincap Financial LLC grew its holdings in shares of PayPal by 2.9% during the fourth quarter. Wincap Financial LLC now owns 10,225 shares of the credit services provider’s stock worth $597,000 after buying an additional 287 shares in the last quarter. Generali Investments CEE investicni spolecnost a.s. raised its position in PayPal by 26.0% in the fourth quarter. Generali Investments CEE investicni spolecnost a.s. now owns 85,100 shares of the credit services provider’s stock valued at $4,968,000 after purchasing an additional 17,577 shares during the period. Pallas Capital Advisors LLC lifted its position in shares of PayPal by 52.8% during the fourth quarter. Pallas Capital Advisors LLC now owns 16,365 shares of the credit services provider’s stock worth $955,000 after purchasing an additional 5,654 shares in the last quarter. Finally, KMG Fiduciary Partners LLC lifted its holdings in PayPal by 5.2% during the 4th quarter. KMG Fiduciary Partners LLC now owns 5,063 shares of the credit services provider’s stock worth $296,000 after buying an additional 251 shares during the last quarter. Hedge funds and other institutional investors own 68.32% of the company’s stock.

PayPal News Summary

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Expanded Deutsche Bank partnership could boost cross-border merchant settlement, payouts and withdrawals across the U.S., Europe and APAC — a clear commercial win if it drives higher merchant adoption and settlement revenue. PayPal Teams With Deutsche Bank
• Positive Sentiment: Product expansion into agentic commerce (Copilot Checkout with Microsoft) strengthens PayPal’s integration into AI-driven buying flows — could widen branded checkout adoption and lift GMV over time. Agentic Commerce Expansion
• Neutral Sentiment: Analyst opinions are divergent — recent notes span buys and sells, and price targets range widely (median near $72.50), leaving sentiment mixed and contributing to near-term volatility. Where PayPal Stands With Analysts
• Neutral Sentiment: Options and investor attention have spiked in recent days — activity can amplify moves both ways but is not a direct signal on fundamentals. Options Activity
• Negative Sentiment: A recent downgrade from a major firm (to Neutral) and social-media reaction highlighting weakening branded-checkout volumes have raised concern over near-term revenue momentum and competitiveness. Opinions on Recent Downgrade
• Negative Sentiment: Multiple bearish pieces and analysis argue the stock has further downside after missing the 2025 market rally; these narrative-driven stories increase selling pressure and hurt sentiment. Crash Has More Room To Go
• Negative Sentiment: Insider selling highlighted in social summaries and continued concern about soft trends in Europe and branded checkout volumes add to investor caution. Larger Drop Than Market

PayPal Company Profile

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.