PayPal Holdings, Inc. $PYPL Shares Sold by Sumitomo Mitsui Trust Group Inc.

Sumitomo Mitsui Trust Group Inc. lessened its holdings in PayPal Holdings, Inc. (NASDAQ:PYPL) by 6.5% in the 3rd quarter, according to the company in its most recent 13F filing with the Securities & Exchange Commission. The institutional investor owned 3,033,668 shares of the credit services provider’s stock after selling 212,264 shares during the period. Sumitomo Mitsui Trust Group Inc.’s holdings in PayPal were worth $203,438,000 as of its most recent filing with the Securities & Exchange Commission.

Several other institutional investors and hedge funds also recently added to or reduced their stakes in PYPL. First Horizon Corp acquired a new position in shares of PayPal during the 3rd quarter worth about $378,000. Citizens & Northern Corp boosted its holdings in shares of PayPal by 1.8% during the 3rd quarter. Citizens & Northern Corp now owns 22,206 shares of the credit services provider’s stock worth $1,489,000 after purchasing an additional 394 shares during the last quarter. Forum Financial Management LP grew its holdings in PayPal by 12.6% in the 3rd quarter. Forum Financial Management LP now owns 17,045 shares of the credit services provider’s stock valued at $1,143,000 after buying an additional 1,906 shares in the last quarter. Philip James Wealth Mangement LLC grew its holdings in shares of PayPal by 47.7% in the third quarter. Philip James Wealth Mangement LLC now owns 47,665 shares of the credit services provider’s stock valued at $3,196,000 after purchasing an additional 15,404 shares during the period. Finally, Sumitomo Mitsui DS Asset Management Company Ltd raised its position in shares of PayPal by 0.6% during the 3rd quarter. Sumitomo Mitsui DS Asset Management Company Ltd now owns 128,654 shares of the credit services provider’s stock valued at $8,628,000 after buying an additional 804 shares during the period. Hedge funds and other institutional investors own 68.32% of the company’s stock.

PayPal Price Performance

PayPal stock opened at $57.29 on Tuesday. The company has a quick ratio of 1.34, a current ratio of 1.34 and a debt-to-equity ratio of 0.56. PayPal Holdings, Inc. has a 52-week low of $55.85 and a 52-week high of $93.25. The firm has a market cap of $53.60 billion, a PE ratio of 11.48, a price-to-earnings-growth ratio of 0.72 and a beta of 1.42. The company’s 50 day moving average is $61.34 and its two-hundred day moving average is $67.25.

PayPal (NASDAQ:PYPL) last posted its quarterly earnings results on Tuesday, October 28th. The credit services provider reported $1.34 EPS for the quarter, topping the consensus estimate of $1.20 by $0.14. The business had revenue of $8.42 billion during the quarter, compared to the consensus estimate of $8.21 billion. PayPal had a net margin of 14.96% and a return on equity of 25.64%. The company’s quarterly revenue was up 7.3% compared to the same quarter last year. During the same quarter in the previous year, the firm posted $1.20 earnings per share. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. On average, research analysts expect that PayPal Holdings, Inc. will post 5.03 EPS for the current fiscal year.

PayPal Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Wednesday, December 10th. Shareholders of record on Wednesday, November 19th were given a $0.14 dividend. The ex-dividend date of this dividend was Wednesday, November 19th. This represents a $0.56 dividend on an annualized basis and a yield of 1.0%. PayPal’s dividend payout ratio (DPR) is currently 11.22%.

PayPal News Roundup

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Product/partnership upside — PayPal expanded its agentic commerce push with “Copilot Checkout,” embedding AI-driven shopping and branded payments inside Microsoft’s Copilot; this could help top-line growth and deepen PayPal’s payments distribution. PayPal’s Agentic Commerce Expansion: Will it Boost Top-Line Growth?
• Positive Sentiment: Potential regulatory tailwind — An analyst notes that a proposed 10% credit interest cap could benefit BNPL and fintech players (including PYPL), which may support loan/BNPL product demand and investor sentiment if enacted. XYZ, SOFI, PYPL Rally: Analyst Sees Trump’s 10% Credit Interest Cap Boosting Fintech
• Positive Sentiment: Investor trade idea published — Commentary suggests structured options or hedged trades could be attractive given PYPL’s discount to its 52-week high, implying some traders view the pullback as an opportunity. Could This Be A Win-Win Trade On PayPal Stock?
• Neutral Sentiment: Options and flow signals active — Recent write-ups decode elevated options activity around PYPL; this shows heightened trader interest but is mixed on direction (hedging, speculation). Monitor for large skew or concentrated positions. Decoding PayPal Holdings’s Options Activity: What’s the Big Picture?
• Neutral Sentiment: Earnings / timing — Analysts expect a modest Q4 earnings uptick when PYPL reports in early February; that release will likely be the next major catalyst. Here’s What to Expect From PayPal Holdings’ Next Earnings Report
• Neutral Sentiment: Short-interest data appears inconsistent — a report flagged a “large increase” but the published short-interest numbers are zero/NaN, suggesting a data glitch; not a confirmed catalyst. (Internal short-interest entry)
• Negative Sentiment: Analyst caution & price-target cuts — Susquehanna trimmed its Q4 estimates and lowered its PYPL price target to $90 (from $94) while keeping a Positive rating; that reduction and similar analyst conservatism weigh on near-term sentiment. Susquehanna Lowers PT on PayPal Holdings (PYPL) Stock
• Negative Sentiment: Downgrades / holds pressuring momentum — Multiple outlets report analyst downgrades and holds (Citi issued a Hold; coverage notes a recent analyst downgrade that knocked shares lower), contributing to today’s downward pressure. PayPal Holdings (PYPL) Receives a Hold from Citi Susquehanna Lowers PT on PayPal Holdings (PYPL) Stock
• Negative Sentiment: Negative narrative pieces — Media commentary argues PYPL missed the 2025 bull run and could underperform in 2026, which can amplify bearish sentiment among retail/institutional investors. How PayPal’s stock missed the entire 2025 bull run and will do the same in 2026

Wall Street Analyst Weigh In

A number of research analysts have commented on PYPL shares. Monness Crespi & Hardt cut shares of PayPal from a “buy” rating to a “neutral” rating in a research report on Monday, January 5th. The Goldman Sachs Group decreased their price objective on shares of PayPal from $72.00 to $65.00 and set a “sell” rating on the stock in a report on Tuesday, January 6th. Bank of America reiterated a “neutral” rating and issued a $68.00 target price (down previously from $93.00) on shares of PayPal in a report on Thursday, December 11th. Needham & Company LLC restated a “hold” rating on shares of PayPal in a research note on Tuesday, October 28th. Finally, Wells Fargo & Company lowered their price target on PayPal from $74.00 to $67.00 and set an “equal weight” rating for the company in a research report on Tuesday, December 9th. Twelve research analysts have rated the stock with a Buy rating, twenty-five have given a Hold rating and four have issued a Sell rating to the company. According to MarketBeat.com, the stock currently has an average rating of “Hold” and an average price target of $76.81.

Insider Buying and Selling

In other news, CAO Chris Natali sold 1,374 shares of the business’s stock in a transaction dated Thursday, October 30th. The stock was sold at an average price of $69.13, for a total transaction of $94,984.62. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this link. Also, EVP Diego Scotti sold 3,838 shares of the company’s stock in a transaction that occurred on Thursday, October 30th. The stock was sold at an average price of $68.97, for a total transaction of $264,706.86. Following the sale, the executive vice president owned 16,989 shares in the company, valued at $1,171,731.33. The trade was a 18.43% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Over the last quarter, insiders have sold 36,156 shares of company stock worth $2,432,524. 0.08% of the stock is owned by corporate insiders.

PayPal Company Profile

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.