Roth Capital Comments on VersaBank FY2026 Earnings

VersaBank (NASDAQ:VBNK) – Analysts at Roth Capital issued their FY2026 earnings per share (EPS) estimates for VersaBank in a report issued on Thursday, June 5th. Roth Capital analyst C. Irwin expects that the company will post earnings of $1.60 per share for the year. The consensus estimate for VersaBank’s current full-year earnings is $1.46 per share. Roth Capital also issued estimates for VersaBank’s Q4 2026 earnings at $0.48 EPS.

VersaBank (NASDAQ:VBNK) last issued its earnings results on Wednesday, June 4th. The company reported $0.18 EPS for the quarter, missing analysts’ consensus estimates of $0.21 by ($0.03). VersaBank had a net margin of 13.52% and a return on equity of 11.20%. The firm had revenue of $21.87 million during the quarter, compared to analysts’ expectations of $20.77 million.

A number of other research analysts also recently commented on VBNK. Roth Mkm downgraded VersaBank from a “buy” rating to a “neutral” rating and lowered their target price for the company from $22.00 to $10.40 in a research note on Thursday, March 6th. Raymond James restated an “outperform” rating and issued a $13.00 target price (down previously from $15.00) on shares of VersaBank in a research note on Thursday, June 5th.

VersaBank Price Performance

Shares of NASDAQ VBNK opened at $11.22 on Monday. The business’s 50-day moving average price is $10.84 and its two-hundred day moving average price is $12.44. VersaBank has a one year low of $8.51 and a one year high of $18.38. The company has a market capitalization of $364.86 million, a P/E ratio of 10.20 and a beta of 0.99.

Institutional Trading of VersaBank

A number of institutional investors and hedge funds have recently made changes to their positions in VBNK. Alliancebernstein L.P. lifted its position in shares of VersaBank by 73.2% in the fourth quarter. Alliancebernstein L.P. now owns 2,708,715 shares of the company’s stock worth $37,516,000 after buying an additional 1,144,620 shares during the last quarter. Rhino Investment Partners Inc acquired a new position in shares of VersaBank during the 4th quarter worth about $12,389,000. Wellington Management Group LLP acquired a new position in shares of VersaBank during the 4th quarter worth about $5,886,000. Pacific Ridge Capital Partners LLC acquired a new position in shares of VersaBank during the 4th quarter worth about $5,588,000. Finally, Kennedy Capital Management LLC acquired a new position in shares of VersaBank during the 4th quarter worth about $5,235,000. Institutional investors and hedge funds own 56.86% of the company’s stock.

VersaBank Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Thursday, July 31st. Shareholders of record on Friday, July 4th will be given a $0.025 dividend. The ex-dividend date is Thursday, July 3rd. This represents a $0.10 dividend on an annualized basis and a dividend yield of 0.89%. VersaBank’s dividend payout ratio is currently 8.86%.

VersaBank Company Profile

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages.