Northpointe Bancshares (NYSE:NPB – Get Free Report) is one of 919 public companies in the “Banks” industry, but how does it contrast to its peers? We will compare Northpointe Bancshares to similar companies based on the strength of its dividends, institutional ownership, profitability, analyst recommendations, risk, valuation and earnings.
Risk & Volatility
Northpointe Bancshares has a beta of 0.09, indicating that its share price is 91% less volatile than the S&P 500. Comparatively, Northpointe Bancshares’ peers have a beta of 0.61, indicating that their average share price is 39% less volatile than the S&P 500.
Institutional and Insider Ownership
47.8% of shares of all “Banks” companies are owned by institutional investors. 18.3% of Northpointe Bancshares shares are owned by insiders. Comparatively, 9.7% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Analyst Ratings
This is a summary of recent recommendations and price targets for Northpointe Bancshares and its peers, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Northpointe Bancshares | 2 | 1 | 2 | 0 | 2.00 |
| Northpointe Bancshares Competitors | 7492 | 30250 | 27848 | 1488 | 2.35 |
Northpointe Bancshares presently has a consensus target price of $20.25, suggesting a potential upside of 28.33%. As a group, “Banks” companies have a potential upside of 14.20%. Given Northpointe Bancshares’ higher probable upside, equities analysts clearly believe Northpointe Bancshares is more favorable than its peers.
Valuation & Earnings
This table compares Northpointe Bancshares and its peers revenue, earnings per share and valuation.
| Gross Revenue | Net Income | Price/Earnings Ratio | |
| Northpointe Bancshares | $471.18 million | $83.41 million | 7.41 |
| Northpointe Bancshares Competitors | $37.86 billion | $2.42 billion | 21.35 |
Northpointe Bancshares’ peers have higher revenue and earnings than Northpointe Bancshares. Northpointe Bancshares is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.
Dividends
Northpointe Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.8%. Northpointe Bancshares pays out 5.6% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend.
Profitability
This table compares Northpointe Bancshares and its peers’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Northpointe Bancshares | 16.27% | 13.88% | 1.12% |
| Northpointe Bancshares Competitors | 15.64% | 9.43% | 0.93% |
Summary
Northpointe Bancshares peers beat Northpointe Bancshares on 9 of the 15 factors compared.
About Northpointe Bancshares
Northpointe Bancshares, Inc. is a bank holding company headquartered in Grand Rapids, Michigan, and the parent of Northpointe Bank. The company provides banking and mortgage services to consumers and businesses. Its offerings include residential mortgage lending, deposit accounts and commercial banking services. Northpointe Bank also works with mortgage-industry partners through lending and related financial services. Based in Michigan, the company serves customers and business partners across the United States.
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