Repay (NASDAQ:RPAY) Posts Earnings Results, Beats Estimates By $0.01 EPS

Posted by George Bondi on Nov 11th, 2026

Repay (NASDAQ:RPAY – Get Free Report) posted its quarterly earnings results on Monday. The company reported $0.25 EPS for the quarter, topping analysts’ consensus estimates of $0.24 by $0.01, FiscalAI reports. The firm had revenue of $153.40 million during the quarter, compared to analyst estimates of $151.97 million. Repay had a positive return on equity of 12.71% and a negative net margin of 41.21%.

Here are the key takeaways from Repay’s conference call:

Business payments and political media were major growth drivers. Business payments revenue rose 99% year over year, or 40% excluding political media; Repay raised its 2026 political media revenue forecast to $16 million–$18 million after reaching the high end of its prior range early.
KUBRA is growing and integration synergies are ahead of plan. KUBRA revenue increased about 8% on a pro forma basis, and Repay raised its expected annualized cost-synergy run rate exiting 2026 from $8 million to $11 million.
Core consumer payments underperformed. Organic revenue grew just 0.3%, as new and prior-year sales converted more slowly than expected; Repay expects low-single-digit growth in the fourth quarter and is targeting a return to growth in 2027.
Underlying growth and cash-flow expectations were trimmed. Repay lowered its 2026 normalized organic growth outlook to 5%–6% from 7%–9% and reduced its free-cash-flow target, citing a bank-channel investment and working-capital timing.
Full-year revenue and Adjusted EBITDA guidance was reiterated. Repay still expects $490 million–$500 million in revenue and $168.5 million–$176 million in Adjusted EBITDA; pro forma synergized net leverage was about 3.8 times, with a target of below 3 times by year-end 2027.

Repay Price Performance

Repay stock traded down $0.09 during midday trading on Wednesday, hitting $4.03. 136,935 shares of the company’s stock were exchanged, compared to its average volume of 928,526. Repay has a 52-week low of $2.30 and a 52-week high of $4.80. The stock has a 50-day moving average price of $4.01 and a two-hundred day moving average price of $3.60. The company has a debt-to-equity ratio of 1.60, a quick ratio of 1.43 and a current ratio of 1.45. The company has a market cap of $382.98 million, a P/E ratio of -1.94 and a beta of 1.92.

Insider Buying and Selling at Repay

In other news, General Counsel Tyler Dempsey sold 25,000 shares of Repay stock in a transaction dated Wednesday, November 4th. The stock was sold at an average price of $4.75, for a total transaction of $118,750.00. Following the completion of the sale, the general counsel owned 416,251 shares in the company, valued at approximately $1,977,192.25. This trade represents a 5.67% decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. Over the last 90 days, insiders sold 75,000 shares of company stock valued at $316,530. Company insiders own 12.00% of the company’s stock.

Wall Street Analysts Forecast Growth

A number of analysts recently issued reports on the company. Weiss Ratings raised Repay from a “sell (e+)” rating to a “sell (d-)” rating in a report on Thursday, August 20th. UBS Group lifted their target price on Repay from $4.25 to $4.75 and gave the company a “neutral” rating in a report on Tuesday. DA Davidson reiterated a “buy” rating and set a $6.00 price target on shares of Repay in a research report on Wednesday, July 15th. Finally, Canaccord Genuity Group lowered their price target on shares of Repay from $8.00 to $7.00 and set a “buy” rating on the stock in a report on Tuesday. Three investment analysts have rated the stock with a Buy rating, three have assigned a Hold rating and one has assigned a Sell rating to the company. According to MarketBeat.com, the company currently has an average rating of “Hold” and an average price target of $5.17.

View Our Latest Analysis on Repay

Repay News Summary

These are some of the RPAY news items that stood out recently:

Positive Sentiment: UBS raised its price target to $4.75 from $4.25 while maintaining a neutral rating. Canaccord lowered its target to $7 from $8 but retained a buy rating.
Positive Sentiment: Management forecast $16 million–$18 million in 2026 political-media revenue and raised its target for KUBRA synergies to an $11 million annualized run rate exiting 2026. Repay forecast and synergy update
Neutral Sentiment: Repay’s FY 2026 revenue guidance of $490 million–$500 million is broadly in line with the cited consensus estimate of $491.2 million.

Repay Company Profile

(Get Free Report)

Repay Holdings Corporation, operating under the REPAY brand, is a payments technology company that provides integrated payment processing and accounts receivable solutions to businesses and organizations in specialized industries. Its platform is designed to help clients accept, manage and reconcile electronic payments through a range of digital and automated tools. REPAY’s services include credit and debit card processing, ACH payments, electronic funds transfers, recurring payments, online and mobile payment acceptance, payment disbursements, invoicing and accounts receivable management.