Critical Comparison: Patriot National Bancorp (PNBK) & Its Competitors

Patriot National Bancorp (NASDAQ:PNBK – Get Free Report) is one of 919 public companies in the “Banks” industry, but how does it weigh in compared to its rivals? We will compare Patriot National Bancorp to similar companies based on the strength of its institutional ownership, profitability, risk, valuation, analyst recommendations, dividends and earnings.

Analyst Recommendations

This is a summary of current ratings for Patriot National Bancorp and its rivals, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Patriot National Bancorp 1 0 0 0 1.00
Patriot National Bancorp Competitors 7482 30219 27793 1473 2.35

As a group, “Banks” companies have a potential upside of 16.79%. Given Patriot National Bancorp’s rivals stronger consensus rating and higher possible upside, analysts plainly believe Patriot National Bancorp has less favorable growth aspects than its rivals.

Volatility and Risk

Patriot National Bancorp has a beta of -0.6, suggesting that its stock price is 160% less volatile than the S&P 500. Comparatively, Patriot National Bancorp’s rivals have a beta of 0.61, suggesting that their average stock price is 39% less volatile than the S&P 500.

Insider & Institutional Ownership

39.3% of Patriot National Bancorp shares are held by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are held by institutional investors. 12.8% of Patriot National Bancorp shares are held by insiders. Comparatively, 9.7% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Earnings & Valuation

This table compares Patriot National Bancorp and its rivals top-line revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Patriot National Bancorp $58.36 million -$12.71 million -12.00
Patriot National Bancorp Competitors $9.95 billion $2.42 billion 21.06

Patriot National Bancorp’s rivals have higher revenue and earnings than Patriot National Bancorp. Patriot National Bancorp is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares Patriot National Bancorp and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Patriot National Bancorp -9.76% -7.09% -0.58%
Patriot National Bancorp Competitors 15.65% 9.44% 0.93%

Summary

Patriot National Bancorp rivals beat Patriot National Bancorp on 11 of the 12 factors compared.

About Patriot National Bancorp

(Get Free Report)

Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, time certificates of deposit, savings, prepaid deposit, on-line national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. Patriot National Bancorp, Inc. was founded in 1994 and is headquartered in Stamford, Connecticut.

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