BILL (NYSE:BILL) Announces FY 2027 Earnings Guidance

Posted by Geri Gentry on Nov 7th, 2026

BILL (NYSE:BILL – Get Free Report) issued an update on its FY 2027 earnings guidance on Thursday morning. The company provided EPS guidance of 3.990-4.150 for the period, compared to the consensus EPS estimate of 3.440. The company issued revenue guidance of $1.4 billion-$1.5 billion, compared to the consensus revenue estimate of $1.8 billion. BILL also updated its Q2 2027 guidance to 0.970-1.010 EPS.

BILL Stock Up 3.3%

Shares of NYSE:BILL opened at $52.59 on Friday. The company has a current ratio of 1.51, a quick ratio of 1.51 and a debt-to-equity ratio of 0.49. The stock has a market capitalization of $4.52 billion, a price-to-earnings ratio of 41.09, a PEG ratio of 0.72 and a beta of 1.08. The stock has a fifty day simple moving average of $47.26 and a two-hundred day simple moving average of $42.70. BILL has a 12-month low of $31.41 and a 12-month high of $57.21.

BILL (NYSE:BILL – Get Free Report) last announced its earnings results on Thursday, November 5th. The company reported $1.18 EPS for the quarter, topping analysts’ consensus estimates of $0.98 by $0.20. BILL had a positive return on equity of 3.74% and a negative net margin of 0.68%. The firm had revenue of $353.77 million during the quarter, compared to analysts’ expectations of $438.62 million. During the same quarter in the previous year, the business earned $0.61 EPS. The company’s quarterly revenue was down 10.6% on a year-over-year basis. BILL has set its FY 2027 guidance at 3.990-4.150 EPS and its Q2 2027 guidance at 0.970-1.010 EPS. On average, research analysts anticipate that BILL will post 2.29 earnings per share for the current fiscal year.

Wall Street Analyst Weigh In

A number of equities research analysts recently weighed in on the company. Wall Street Zen upgraded BILL from a “hold” rating to a “buy” rating in a report on Saturday, August 22nd. Truist Financial lowered their target price on BILL from $52.00 to $50.00 and set a “hold” rating on the stock in a report on Friday, October 23rd. Weiss Ratings lowered BILL from a “sell (d+)” rating to a “sell (d)” rating in a report on Monday, August 31st. Jefferies Financial Group downgraded BILL from a “strong-buy” rating to a “hold” rating in a research report on Monday, September 28th. Finally, The Goldman Sachs Group lifted their price objective on BILL from $50.00 to $57.00 and gave the stock a “buy” rating in a research note on Thursday, August 20th. Ten equities research analysts have rated the stock with a Buy rating, seven have assigned a Hold rating and one has assigned a Sell rating to the company’s stock. Based on data from MarketBeat, BILL presently has an average rating of “Moderate Buy” and a consensus target price of $57.59.

Read Our Latest Research Report on BILL

Insider Buying and Selling

In related news, insider Michael Cieri sold 10,754 shares of BILL stock in a transaction dated Monday, August 31st. The stock was sold at an average price of $49.13, for a total value of $528,344.02. Following the completion of the sale, the insider directly owned 997 shares in the company, valued at approximately $48,982.61. This trade represents a 91.52% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Also, CEO Rene Lacerte sold 141,256 shares of the business’s stock in a transaction that occurred on Wednesday, September 2nd. The stock was sold at an average price of $48.42, for a total value of $6,839,615.52. Following the completion of the transaction, the chief executive officer directly owned 100,899 shares in the company, valued at approximately $4,885,529.58. This represents a 58.33% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. In the last 90 days, insiders sold 267,997 shares of company stock valued at $13,057,984. 13.20% of the stock is currently owned by company insiders.

Key Headlines Impacting BILL

Here are the key news stories impacting BILL this week:

Positive Sentiment: BILL reported first-quarter fiscal 2027 adjusted earnings of $1.18 per share, beating the $0.98 consensus and rising from $0.61 a year earlier. Its FY2027 EPS forecast of $3.99–$4.15 also topped the $3.44 analyst estimate. BILL first-quarter results
Positive Sentiment: Oppenheimer raised its price target to $60 from $55 and maintained an outperform rating. Keefe, Bruyette & Woods lifted its target to $58 from $52, while keeping a market-perform rating. Oppenheimer recommendations Keefe, Bruyette & Woods recommendations
Positive Sentiment: Management highlighted margin gains, increased AI adoption and improving payment monetization, including five product launches and a Visa pilot. These developments may support growth and profitability as BILL works through sales restructuring. Earnings call highlights
Negative Sentiment: Revenue was $353.77 million, below the $438.62 million consensus and down 10.6% year over year. Revenue guidance also lagged expectations: BILL forecast $1.4–$1.5 billion for FY2027 versus $1.8 billion consensus, and $353–$363 million for Q2 versus $453.1 million. This gap may temper enthusiasm despite the EPS beat.

About BILL

(Get Free Report)

BILL Holdings, Inc provides financial operations software for small and midsize businesses, accountants and financial institutions. Its cloud-based platform is designed to automate and simplify back-office processes, including accounts payable, accounts receivable, expense management, budgeting and payments.

The company’s offerings enable businesses to receive and pay bills, send invoices, manage expenses, establish spending controls and connect financial workflows with accounting systems.

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