Virginia National Bankshares (NASDAQ:VABK – Get Free Report) is one of 919 public companies in the “Banks” industry, but how does it compare to its peers? We will compare Virginia National Bankshares to related companies based on the strength of its profitability, dividends, institutional ownership, earnings, analyst recommendations, risk and valuation.
Dividends
Virginia National Bankshares pays an annual dividend of $1.44 per share and has a dividend yield of 2.7%. Virginia National Bankshares pays out 29.3% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.3% and pay out 29.0% of their earnings in the form of a dividend. Virginia National Bankshares lags its peers as a dividend stock, given its lower dividend yield and higher payout ratio.
Risk and Volatility
Virginia National Bankshares has a beta of 0.46, meaning that its share price is 54% less volatile than the S&P 500. Comparatively, Virginia National Bankshares’ peers have a beta of 0.61, meaning that their average share price is 39% less volatile than the S&P 500.
Earnings and Valuation
This table compares Virginia National Bankshares and its peers revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Net Income | Price/Earnings Ratio | |
| Virginia National Bankshares | $60.75 million | $19.26 million | 10.83 |
| Virginia National Bankshares Competitors | $222.41 billion | $2.42 billion | 20.27 |
Virginia National Bankshares’ peers have higher revenue and earnings than Virginia National Bankshares. Virginia National Bankshares is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.
Institutional & Insider Ownership
37.4% of Virginia National Bankshares shares are owned by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are owned by institutional investors. 14.4% of Virginia National Bankshares shares are owned by company insiders. Comparatively, 9.8% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Profitability
This table compares Virginia National Bankshares and its peers’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Virginia National Bankshares | 29.92% | 14.21% | 1.63% |
| Virginia National Bankshares Competitors | 15.64% | 9.43% | 0.93% |
Analyst Ratings
This is a summary of current ratings and price targets for Virginia National Bankshares and its peers, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Virginia National Bankshares | 0 | 1 | 0 | 0 | 2.00 |
| Virginia National Bankshares Competitors | 7470 | 30209 | 27786 | 1473 | 2.35 |
As a group, “Banks” companies have a potential upside of 17.02%. Given Virginia National Bankshares’ peers stronger consensus rating and higher probable upside, analysts clearly believe Virginia National Bankshares has less favorable growth aspects than its peers.
Summary
Virginia National Bankshares peers beat Virginia National Bankshares on 11 of the 15 factors compared.
About Virginia National Bankshares
Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking services. The company operates through Bank, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital segments. It provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services. In addition, the company offers commercial and industrial loans, real estate construction and land loans, commercial real estate loans, and 1-4 family residential mortgages, as well as consumer loans comprising student loans, revolving credit, and other fixed payment loans. Further, it provides automated teller machines, internet banking, treasury, and cash management services; merchant and debit card services; and wealth and investment advisory, and brokerage services. Additionally, the company offers investment management, corporate trustee, trust and estate administration, IRA administration, house investment management, and custody services. It serves individuals, businesses, and charitable organizations in the Charlottesville/Albemarle County, Fauquier County, Manassas, Prince William County, Richmond, and Winchester market areas in Virginia. Virginia National Bankshares Corporation was founded in 1998 and is headquartered in Charlottesville, Virginia.
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