Horace Mann Educators (NYSE:HMN) Announces Quarterly Earnings Results, Beats Estimates By $0.96 EPS

Posted by Brenda Bartman on Nov 3rd, 2026

Horace Mann Educators (NYSE:HMN – Get Free Report) issued its quarterly earnings data on Tuesday. The insurance provider reported $2.06 EPS for the quarter, beating the consensus estimate of $1.10 by $0.96, Zacks reports. Horace Mann Educators had a net margin of 10.15% and a return on equity of 14.08%.

Horace Mann Educators Price Performance

Shares of Horace Mann Educators stock traded down $0.31 on Tuesday, hitting $47.47. 322,991 shares of the company traded hands, compared to its average volume of 263,449. The company has a market cap of $1.92 billion, a P/E ratio of 11.09 and a beta of 0.08. The company has a current ratio of 0.08, a quick ratio of 0.08 and a debt-to-equity ratio of 0.40. Horace Mann Educators has a 12-month low of $41.29 and a 12-month high of $55.56. The firm’s 50-day simple moving average is $47.67 and its 200 day simple moving average is $46.89.

Horace Mann Educators Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Wednesday, September 30th. Stockholders of record on Wednesday, September 16th were given a dividend of $0.36 per share. The ex-dividend date was Wednesday, September 16th. This represents a $1.44 annualized dividend and a dividend yield of 3.0%. Horace Mann Educators’s dividend payout ratio (DPR) is 33.64%.

Insider Buying and Selling at Horace Mann Educators

In other Horace Mann Educators news, General Counsel Donald Carley sold 2,054 shares of the firm’s stock in a transaction dated Thursday, September 3rd. The stock was sold at an average price of $52.28, for a total transaction of $107,383.12. Following the sale, the general counsel owned 28,760 shares in the company, valued at $1,503,572.80. This trade represents a 6.67% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, CEO Marita Zuraitis sold 4,767 shares of Horace Mann Educators stock in a transaction dated Friday, October 16th. The stock was sold at an average price of $46.23, for a total value of $220,378.41. Following the sale, the chief executive officer directly owned 293,884 shares of the company’s stock, valued at approximately $13,586,257.32. This trade represents a 1.60% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 20,291 shares of company stock worth $1,005,488 over the last 90 days. Corporate insiders own 3.60% of the company’s stock.

Wall Street Analysts Forecast Growth

Several brokerages have commented on HMN. Raymond James Financial reissued a “strong-buy” rating and issued a $59.00 price target on shares of Horace Mann Educators in a report on Thursday, August 13th. Zacks Research cut shares of Horace Mann Educators from a “strong-buy” rating to a “hold” rating in a report on Monday, October 12th. Weiss Ratings downgraded Horace Mann Educators from a “buy (a-)” rating to a “buy (b+)” rating in a research report on Wednesday, October 28th. Finally, Wall Street Zen raised Horace Mann Educators from a “hold” rating to a “buy” rating in a research note on Monday, October 12th. One investment analyst has rated the stock with a Strong Buy rating, one has assigned a Buy rating and one has assigned a Hold rating to the company’s stock. Based on data from MarketBeat.com, the stock has an average rating of “Buy” and an average price target of $59.00.

Check Out Our Latest Research Report on Horace Mann Educators

About Horace Mann Educators

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Horace Mann Educators Corporation (NYSE: HMN) is an insurance and financial services company focused on serving educators and employees of public schools. The company provides products designed to address the personal insurance, life insurance and retirement needs of educators, school administrators and other education professionals.

Its offerings include automobile and homeowners insurance, life insurance, supplemental insurance products and retirement annuities. Horace Mann also provides retirement planning resources and other financial services intended to help educators prepare for retirement and manage their long-term financial needs.

Founded in 1945, the company is headquartered in Springfield, Illinois, and markets its products primarily through a network of agents serving the education community across the United States.