Credit Acceptance (NASDAQ:CACC) Issues Quarterly Earnings Results, Beats Estimates By $0.15 EPS

Posted by Brian Himes on Oct 29th, 2026

Credit Acceptance (NASDAQ:CACC – Get Free Report) posted its quarterly earnings data on Thursday. The credit services provider reported $13.01 earnings per share for the quarter, topping analysts’ consensus estimates of $12.86 by $0.15, FiscalAI reports. Credit Acceptance had a net margin of 21.54% and a return on equity of 31.67%. The company had revenue of $420.30 million for the quarter, compared to analyst estimates of $596.40 million.

Credit Acceptance Trading Up 5.7%

Shares of NASDAQ:CACC traded up $30.88 during trading on Thursday, reaching $575.78. 144,834 shares of the company were exchanged, compared to its average volume of 160,231. The firm has a market capitalization of $6.02 billion, a PE ratio of 12.66 and a beta of 1.40. The business’s fifty day simple moving average is $566.87 and its 200-day simple moving average is $536.93. Credit Acceptance has a 12-month low of $401.90 and a 12-month high of $668.86. The company has a debt-to-equity ratio of 3.84, a current ratio of 14.89 and a quick ratio of 14.89.

Wall Street Analyst Weigh In

Several brokerages have issued reports on CACC. TD Cowen dropped their target price on Credit Acceptance from $600.00 to $590.00 and set a “hold” rating for the company in a research report on Tuesday, October 6th. Weiss Ratings reissued a “buy (b-)” rating on shares of Credit Acceptance in a research note on Wednesday, October 14th. One research analyst has rated the stock with a Buy rating and three have assigned a Hold rating to the stock. Based on data from MarketBeat, the company presently has a consensus rating of “Hold” and a consensus target price of $565.00.

View Our Latest Analysis on Credit Acceptance

About Credit Acceptance

(Get Free Report)

Credit Acceptance Corporation (NASDAQ:CACC) is a specialized automobile finance company that provides financing programs for consumers who may have difficulty obtaining credit through traditional lenders. The company primarily operates through an indirect lending model, working with automobile dealers who offer financing to customers purchasing new or used vehicles.

Credit Acceptance purchases or services automotive loans originated through its dealer-partner network. Its programs are designed to help dealers sell vehicles to a broader range of consumers, while the company manages loan underwriting, servicing, collections, and related risk-management activities.