Flagstar Bank, National Association (NYSE:FLG) Stock Gets Price Target Cut from Royal Bank Of Canada

Posted by George Bondi on Oct 29th, 2026

Flagstar Bank, National Association (NYSE:FLG – Free Report) had its target price decreased by Royal Bank Of Canada from $13.00 to $12.00 in a research note published on Monday,Benzinga reports. Royal Bank Of Canada currently has a sector perform rating on the stock.

FLG has been the topic of a number of other research reports. Barclays dropped their price objective on Flagstar Bank, National Association from $15.00 to $14.00 and set an “overweight” rating on the stock in a report on Monday. TD Cowen cut their price objective on Flagstar Bank, National Association from $16.00 to $13.00 and set a “buy” rating for the company in a research report on Monday. Weiss Ratings upgraded shares of Flagstar Bank, National Association from a “sell (d+)” rating to a “hold (c-)” rating in a research report on Friday, October 2nd. Truist Financial lowered their price target on shares of Flagstar Bank, National Association from $15.00 to $13.00 and set a “buy” rating on the stock in a research note on Monday. Finally, JPMorgan Chase & Co. lowered their price target on shares of Flagstar Bank, National Association from $14.00 to $11.50 and set a “neutral” rating on the stock in a research note on Monday. Ten equities research analysts have rated the stock with a Buy rating, three have issued a Hold rating and one has assigned a Sell rating to the company. According to MarketBeat, the stock has a consensus rating of “Moderate Buy” and a consensus price target of $14.54.

Check Out Our Latest Research Report on Flagstar Bank, National Association

Flagstar Bank, National Association Price Performance

Shares of FLG opened at $10.14 on Monday. The company has a current ratio of 0.96, a quick ratio of 0.96 and a debt-to-equity ratio of 1.53. The stock’s 50 day moving average is $12.23 and its two-hundred day moving average is $13.45. Flagstar Bank, National Association has a twelve month low of $9.93 and a twelve month high of $15.44. The firm has a market capitalization of $4.21 billion, a PE ratio of 67.57 and a beta of 1.05.

Flagstar Bank, National Association (NYSE:FLG – Get Free Report) last issued its earnings results on Friday, October 23rd. The company reported $0.01 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.07 by ($0.06). The business had revenue of $530.00 million for the quarter, compared to analysts’ expectations of $545.12 million. Flagstar Bank, National Association had a return on equity of 1.45% and a net margin of 2.22%. During the same period last year, the company posted ($0.07) earnings per share. Research analysts anticipate that Flagstar Bank, National Association will post 0.28 earnings per share for the current year.

Flagstar Bank, National Association declared that its Board of Directors has initiated a stock repurchase program on Friday, July 24th that permits the company to repurchase $250 million in shares. This buyback authorization permits the company to reacquire up to 4.1% of its shares through open market purchases. Share buyback programs are generally an indication that the company’s board of directors believes its shares are undervalued.

Insider Buying and Selling

In other news, Director Alan L. Frank bought 10,000 shares of the firm’s stock in a transaction on Tuesday, October 27th. The shares were bought at an average cost of $10.14 per share, for a total transaction of $101,400.00. Following the completion of the transaction, the director owned 76,463 shares in the company, valued at $775,334.82. This trade represents a 15.05% increase in their ownership of the stock. The purchase was disclosed in a document filed with the Securities & Exchange Commission, which is available through this hyperlink. Insiders own 21.42% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds have recently made changes to their positions in FLG. IFP Advisors Inc increased its position in shares of Flagstar Bank, National Association by 114.0% in the second quarter. IFP Advisors Inc now owns 3,013 shares of the company’s stock valued at $45,000 after buying an additional 1,605 shares in the last quarter. Core Capital Management & Research inc. purchased a new stake in shares of Flagstar Bank, National Association in the 2nd quarter worth about $50,000. Signature Equity Partners LLC purchased a new stake in shares of Flagstar Bank, National Association in the 1st quarter worth about $74,000. Nykredit A S purchased a new stake in shares of Flagstar Bank, National Association in the 2nd quarter worth about $153,000. Finally, HB Wealth Management LLC grew its stake in Flagstar Bank, National Association by 16.5% in the 1st quarter. HB Wealth Management LLC now owns 12,042 shares of the company’s stock valued at $159,000 after acquiring an additional 1,704 shares during the last quarter. Hedge funds and other institutional investors own 67.88% of the company’s stock.

Flagstar Bank, National Association News Summary

Here are the key news stories impacting Flagstar Bank, National Association this week:

Positive Sentiment: Director Alan L. Frank purchased 10,000 FLG shares for approximately $101,400, increasing his holdings by 15.05%. The insider purchase may signal confidence that the recent selloff has created value. SEC insider transaction filing
Positive Sentiment: Flagstar declared a quarterly common-stock dividend of $0.01 per share, payable December 17, 2026. The dividend supports shareholder returns, although its small size is unlikely to materially change the investment case. Flagstar dividend announcement
Positive Sentiment: Despite lowering its price target to $14.50 from $15.50, UBS maintained a “buy” rating. Citigroup also retained a “buy” rating after reducing its target to $14, while Cantor Fitzgerald reaffirmed its “overweight” rating with a $16 target. These ratings indicate analysts still see substantial longer-term upside if execution improves. UBS Flagstar price target update
Neutral Sentiment: Fitch affirmed Flagstar’s “BB+” rating but lowered its outlook, citing a delayed recovery. The affirmation avoids an immediate downgrade, but the weaker outlook highlights ongoing credit and operating risks. Fitch rating update
Negative Sentiment: Flagstar cut its 2026 and 2027 net interest income and EPS forecasts, citing higher credit costs and slower balance-sheet growth. Management also pushed its profitability target from 2027 to 2028, reinforcing concerns about earnings momentum and the pace of recovery. Flagstar outlook revision
Negative Sentiment: Multiple analysts lowered their price targets, including JPMorgan, Truist and Barclays. Although the remaining ratings appear supportive, the broad target reductions reflect rising concern over credit costs, profitability and slower growth.

About Flagstar Bank, National Association

(Get Free Report)

Flagstar Bank, National Association is a full-service regional bank and the principal banking subsidiary of Flagstar Financial, Inc, formerly known as New York Community Bancorp. The bank provides consumer and business banking services through deposits, checking and savings accounts, lending, cash management, and digital banking channels.

Flagstar’s lending activities include residential mortgages, mortgage servicing, commercial real estate loans, multifamily financing, commercial and industrial loans, and other consumer credit products.