Affirm (NASDAQ:AFRM) Stock Gets Price Target Trim from Morgan Stanley

Posted by Brenda Bartman on Oct 29th, 2026

Affirm (NASDAQ:AFRM – Free Report) had its price target reduced by Morgan Stanley from $82.00 to $79.00 in a research report report published on Monday,Benzinga reports. They currently have an equal weight rating on the stock.

Other equities analysts have also issued research reports about the company. Needham & Company LLC set a $85.00 price objective on Affirm in a research note on Wednesday, September 16th. Monness Crespi & Hardt assumed coverage on Affirm in a report on Monday. They set a “buy” rating and a $90.00 target price on the stock. Zacks Research lowered Affirm from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, August 25th. Wolfe Research reaffirmed an “outperform” rating on shares of Affirm in a report on Friday, August 28th. Finally, Oppenheimer lifted their price target on Affirm from $100.00 to $104.00 and gave the company an “outperform” rating in a report on Friday, August 28th. Twenty-five investment analysts have rated the stock with a Buy rating and eight have assigned a Hold rating to the company. According to MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and a consensus target price of $97.41.

Check Out Our Latest Analysis on AFRM

Affirm Stock Up 0.9%

Shares of AFRM opened at $73.32 on Monday. The company has a market capitalization of $24.74 billion, a P/E ratio of 13.28, a PEG ratio of 2.81 and a beta of 3.82. The company has a debt-to-equity ratio of 1.82, a current ratio of 11.80 and a quick ratio of 11.80. Affirm has a one year low of $42.10 and a one year high of $90.44. The business’s 50 day simple moving average is $73.16 and its 200-day simple moving average is $66.64.

Affirm (NASDAQ:AFRM – Get Free Report) last released its quarterly earnings results on Thursday, August 27th. The company reported $4.62 EPS for the quarter, topping analysts’ consensus estimates of $0.35 by $4.27. Affirm had a return on equity of 47.91% and a net margin of 45.29%. The business had revenue of $1.07 billion for the quarter, compared to analyst estimates of $1.11 billion. During the same period in the prior year, the company earned $0.20 EPS. Affirm’s revenue for the quarter was up 33.1% on a year-over-year basis. As a group, sell-side analysts predict that Affirm will post 1.91 EPS for the current fiscal year.

Insider Transactions at Affirm

In related news, insider Katherine Adkins sold 41,664 shares of the firm’s stock in a transaction dated Thursday, September 3rd. The stock was sold at an average price of $75.53, for a total value of $3,146,881.92. Following the transaction, the insider owned 152,439 shares in the company, valued at $11,513,717.67. This trade represents a 21.46% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CAO Siphelele Jiyane sold 26,980 shares of Affirm stock in a transaction dated Monday, September 14th. The stock was sold at an average price of $72.19, for a total value of $1,947,686.20. Following the completion of the sale, the chief accounting officer owned 188,711 shares of the company’s stock, valued at approximately $13,623,047.09. The trade was a 12.51% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders have sold 280,118 shares of company stock worth $22,223,307 in the last ninety days. 11.01% of the stock is currently owned by insiders.

Institutional Inflows and Outflows

A number of large investors have recently added to or reduced their stakes in AFRM. Syntegra Private Wealth Group LLC acquired a new stake in shares of Affirm during the 1st quarter worth approximately $28,000. Reyes Financial Architecture Inc. bought a new stake in shares of Affirm during the third quarter worth approximately $31,000. Fideuram Intesa Sanpaolo Private Banking S.P.A. acquired a new position in Affirm in the first quarter valued at approximately $34,000. Ascentis Independent Advisors acquired a new position in Affirm in the first quarter valued at approximately $41,000. Finally, Mather Group LLC. lifted its holdings in Affirm by 52.9% in the third quarter. Mather Group LLC. now owns 613 shares of the company’s stock valued at $42,000 after buying an additional 212 shares during the period. 69.29% of the stock is currently owned by institutional investors and hedge funds.

Affirm Company Profile

(Get Free Report)

Affirm Holdings, Inc (NASDAQ: AFRM) operates a financial technology platform that provides consumers with flexible payment options at the point of sale. Its services allow shoppers to split eligible purchases into scheduled installments, with terms and costs disclosed before a transaction is completed.

Affirm’s platform is available through online and mobile checkout experiences, as well as through the Affirm app. Its product offerings include buy now, pay later financing, the Affirm Card, and savings products.