Parke Bancorp (NASDAQ:PKBK – Get Free Report) and First Seacoast Bancorp (NASDAQ:FSEA – Get Free Report) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, earnings, risk and valuation.
Earnings & Valuation
This table compares Parke Bancorp and First Seacoast Bancorp”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Parke Bancorp | $93.60 million | 4.14 | $46.69 million | $3.97 | 8.30 |
| First Seacoast Bancorp | $15.93 million | 5.10 | -$850,000.00 | ($0.04) | -431.25 |
Parke Bancorp has higher revenue and earnings than First Seacoast Bancorp. First Seacoast Bancorp is trading at a lower price-to-earnings ratio than Parke Bancorp, indicating that it is currently the more affordable of the two stocks.
Institutional & Insider Ownership
49.7% of Parke Bancorp shares are held by institutional investors. Comparatively, 38.4% of First Seacoast Bancorp shares are held by institutional investors. 13.0% of Parke Bancorp shares are held by insiders. Comparatively, 7.8% of First Seacoast Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
Profitability
This table compares Parke Bancorp and First Seacoast Bancorp’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Parke Bancorp | N/A | N/A | N/A |
| First Seacoast Bancorp | 0.15% | 0.07% | 0.01% |
Analyst Recommendations
This is a breakdown of current ratings and recommmendations for Parke Bancorp and First Seacoast Bancorp, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Parke Bancorp | 0 | 0 | 1 | 0 | 3.00 |
| First Seacoast Bancorp | 0 | 1 | 0 | 0 | 2.00 |
Risk & Volatility
Parke Bancorp has a beta of 0.51, meaning that its share price is 49% less volatile than the S&P 500. Comparatively, First Seacoast Bancorp has a beta of 0.16, meaning that its share price is 84% less volatile than the S&P 500.
Summary
Parke Bancorp beats First Seacoast Bancorp on 9 of the 13 factors compared between the two stocks.
About Parke Bancorp
Parke Bancorp, Inc. operates as the bank holding company for Parke Bank that provides personal and business financial services to individuals and small to mid-sized businesses. The company offers various deposit products, including checking, savings, time, money market, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio comprises commercial and industrial, construction, commercial and residential real estate mortgage, and consumer loans. In addition, the company provides debit cards, internet banking, and online bill payment services. Parke Bancorp, Inc. was founded in 1999 and is headquartered in Washington Township, New Jersey.
About First Seacoast Bancorp
First Seacoast Bancorp, Inc. operates as the holding company for First Seacoast Bank that provides commercial and consumer banking services for individuals and businesses. The company offers interest-bearing and non-interest-bearing checking, savings, and money market accounts, as well as time deposits. It also provides various lending products comprising one- to four-family residential real estate loans; commercial real estate and multi-family real estate loans; acquisition, development, and land loans; commercial and industrial loans; home equity loans and lines of credit; and consumer loans. In addition, the company offers wealth management services, such as retirement planning, portfolio management, investment and insurance strategies, business retirement plans, and college planning services. The company was founded in 1890 and is headquartered in Dover, New Hampshire. First Seacoast Bancorp, Inc. is a subsidiary of First Seacoast Bancorp, MHC.
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