Park National (NYSE:PRK – Get Free Report) and Orion Digital (NASDAQ:ORIO – Get Free Report) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, dividends, valuation, risk, institutional ownership, analyst recommendations and earnings.
Institutional and Insider Ownership
62.7% of Park National shares are held by institutional investors. Comparatively, 14.8% of Orion Digital shares are held by institutional investors. 2.2% of Park National shares are held by insiders. Comparatively, 12.3% of Orion Digital shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.
Valuation & Earnings
This table compares Park National and Orion Digital”s revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Park National | $623.80 million | 5.30 | $151.42 million | $11.17 | 16.38 |
| Orion Digital | $49.11 million | 0.43 | -$6.11 million | ($0.50) | -1.78 |
Park National has higher revenue and earnings than Orion Digital. Orion Digital is trading at a lower price-to-earnings ratio than Park National, indicating that it is currently the more affordable of the two stocks.
Risk and Volatility
Park National has a beta of 0.72, suggesting that its stock price is 28% less volatile than the S&P 500. Comparatively, Orion Digital has a beta of 2.53, suggesting that its stock price is 153% more volatile than the S&P 500.
Analyst Recommendations
This is a breakdown of current ratings and price targets for Park National and Orion Digital, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Park National | 0 | 5 | 0 | 0 | 2.00 |
| Orion Digital | 1 | 1 | 0 | 0 | 1.50 |
Park National presently has a consensus price target of $200.50, suggesting a potential upside of 9.57%. Given Park National’s stronger consensus rating and higher probable upside, analysts plainly believe Park National is more favorable than Orion Digital.
Profitability
This table compares Park National and Orion Digital’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Park National | 23.46% | 12.31% | 1.50% |
| Orion Digital | -24.49% | -6.17% | -2.56% |
Summary
Park National beats Orion Digital on 11 of the 13 factors compared between the two stocks.
About Park National
Park National Corporation operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas. The company offers deposits for demand, savings, and time accounts; trust and wealth management services; cash management services; safe deposit operations; electronic funds transfers; Internet and mobile banking solutions with bill pay service; credit cards; and various additional banking-related services. It also provides commercial loans, including financing for industrial and commercial properties, financing for equipment, inventory and accounts receivable, acquisition financing, and commercial leasing, as well as for consumer finance companies; commercial real estate loans comprising mortgage loans to developers and owners of commercial real estate; originates financing leases primarily for the purchase of commercial vehicles, operating/manufacturing equipment, and municipal vehicles/equipment; consumer loans, such as automobile loans; consumer finance services; home equity lines of credit; and residential real estate and construction loans, as well as installment loans and commercial loans. In addition, the company offers aircraft financing services; and ParkDirect, a personal banking application. Park National Corporation was founded in 1908 and is headquartered in Newark, Ohio.
About Orion Digital
Mogo Inc. operates as a financial technology company in Canada and internationally. The company provides digital solutions to the consumers to get in control of their financial health. It offers Mogo app to access a digital spending account with Mogo Visa Platinum Prepaid Card; MogoCrypto that enables the buying and selling of bitcoin; MogoProtect, a free ID fraud protection and monthly credit score monitoring; MogoMortgage, a digital mortgage experience; and MogoMoney that provides access to personal loans. The company also offers Mogo Trade, a free stock trading platform with real-time stock quotes and funding; and Mogo Ventures to manage its existing investments in strategic partners and companies. In addition, it operates Carta, a digital payments software platform that enable financial technology companies, banks, and corporations to issue payment products to consumers via multiple channels, including physical, virtual, and tokenized cards, as well as payment switching and routing services. Mogo Inc. was founded in 2003 and is headquartered in Vancouver, Canada.
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