Enterprise Financial Services (NASDAQ:EFSC) Releases Earnings Results, Misses Expectations By $0.21 EPS

Enterprise Financial Services (NASDAQ:EFSC – Get Free Report) posted its earnings results on Wednesday. The bank reported $1.17 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.38 by ($0.21), FiscalAI reports. The company had revenue of $192.53 million for the quarter, compared to analyst estimates of $193.09 million. Enterprise Financial Services had a return on equity of 9.70% and a net margin of 18.72%.

Enterprise Financial Services Price Performance

Shares of NASDAQ EFSC opened at $60.25 on Thursday. The stock has a market capitalization of $2.18 billion, a PE ratio of 11.98 and a beta of 0.82. The company has a debt-to-equity ratio of 0.35, a current ratio of 0.85 and a quick ratio of 0.85. The business has a fifty day moving average price of $61.97 and a two-hundred day moving average price of $62.17. Enterprise Financial Services has a fifty-two week low of $51.18 and a fifty-two week high of $68.73.

Enterprise Financial Services Increases Dividend

The business also recently declared a quarterly dividend, which will be paid on Thursday, December 31st. Investors of record on Tuesday, December 15th will be paid a $0.36 dividend. This represents a $1.44 annualized dividend and a dividend yield of 2.4%. This is an increase from Enterprise Financial Services’s previous quarterly dividend of $0.35. The ex-dividend date is Tuesday, December 15th. Enterprise Financial Services’s dividend payout ratio is presently 27.83%.

Enterprise Financial Services News Roundup

Here are the key news stories impacting Enterprise Financial Services this week:

  • Positive Sentiment: EFSC declared a quarterly dividend of $0.36 per share, up 2.9% from $0.35 previously. The annualized dividend is $1.44, representing an indicated yield of approximately 2.4%. Dividend announcement
  • Positive Sentiment: Management highlighted strong quarterly loan and deposit growth, while higher net interest income helped offset an increase in the provision for credit losses. The growth suggests continued underlying demand across EFSC’s diversified banking platform. Enterprise Financial Services Corp Reports Third Quarter 2026 Results
  • Positive Sentiment: Core revenue increased during the quarter, indicating that operating trends remained constructive despite weaker adjusted earnings. Enterprise Financial Services Q3 Adjusted Earnings Fall, Core Revenue Rises
  • Neutral Sentiment: EFSC reported a 9.70% return on equity and an 18.72% net margin. Analysts expect approximately $5.27 in earnings per share for the full year, but near-term sentiment will likely depend on whether profitability improves after the third-quarter shortfall.
  • Negative Sentiment: Third-quarter EPS was $1.17, below the $1.38 consensus estimate and down from $1.20 a year earlier. The $0.21-per-share miss is the primary reason the stock has decreased. Enterprise Financial Services Q3 Earnings and Revenues Lag Estimates
  • Negative Sentiment: Revenue of $192.53 million also narrowly missed the $193.09 million analyst estimate, while the higher credit-loss provision weighed on earnings. Enterprise Financial Services Third-Quarter Earnings Results

Wall Street Analysts Forecast Growth

EFSC has been the subject of several research reports. Piper Sandler raised their price objective on shares of Enterprise Financial Services from $67.00 to $68.00 and gave the stock a “neutral” rating in a research report on Monday, July 27th. Weiss Ratings reiterated a “buy (b)” rating on shares of Enterprise Financial Services in a research note on Tuesday, October 6th. Keefe, Bruyette & Woods increased their target price on Enterprise Financial Services from $70.00 to $72.00 and gave the stock an “outperform” rating in a research note on Friday, July 24th. Raymond James Financial lifted their price target on Enterprise Financial Services from $65.00 to $72.00 and gave the stock an “outperform” rating in a report on Wednesday, July 1st. Finally, Benchmark upgraded Enterprise Financial Services to a “strong-buy” rating in a research note on Wednesday, September 23rd. One investment analyst has rated the stock with a Strong Buy rating, four have assigned a Buy rating and two have issued a Hold rating to the company. Based on data from MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and an average price target of $70.00.

Get Our Latest Report on EFSC

Enterprise Financial Services Company Profile

(Get Free Report)

Enterprise Financial Services Corp. is a financial holding company headquartered in Clayton, Missouri. Its principal subsidiary, Enterprise Bank & Trust, provides banking and financial services to businesses, professionals, institutions and individuals.

The company offers commercial and small-business lending, deposit accounts, treasury management, private banking, wealth management, trust and estate services, and other financial solutions. Its commercial banking capabilities include financing for working capital, equipment, real estate and business expansion.

Enterprise Bank & Trust serves customers through banking markets that include St.

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Earnings History for Enterprise Financial Services (NASDAQ:EFSC)

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