Investors Title (NASDAQ:ITIC – Get Free Report) and Ping An Insurance Co. of China (OTCMKTS:PNGAY – Get Free Report) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, risk, earnings, institutional ownership, analyst recommendations, valuation and profitability.
Insider and Institutional Ownership
41.4% of Investors Title shares are owned by institutional investors. Comparatively, 0.0% of Ping An Insurance Co. of China shares are owned by institutional investors. 26.0% of Investors Title shares are owned by insiders. Comparatively, 0.1% of Ping An Insurance Co. of China shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Volatility & Risk
Investors Title has a beta of 0.6, indicating that its stock price is 40% less volatile than the S&P 500. Comparatively, Ping An Insurance Co. of China has a beta of 0.33, indicating that its stock price is 67% less volatile than the S&P 500.
Profitability
This table compares Investors Title and Ping An Insurance Co. of China’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Investors Title | 13.80% | 14.62% | 11.02% |
| Ping An Insurance Co. of China | 13.21% | 12.42% | 1.26% |
Earnings & Valuation
This table compares Investors Title and Ping An Insurance Co. of China”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Investors Title | $272.76 million | 2.01 | $35.18 million | $21.35 | 13.60 |
| Ping An Insurance Co. of China | $158.64 billion | 0.72 | $18.75 billion | $2.37 | 5.30 |
Ping An Insurance Co. of China has higher revenue and earnings than Investors Title. Ping An Insurance Co. of China is trading at a lower price-to-earnings ratio than Investors Title, indicating that it is currently the more affordable of the two stocks.
Analyst Ratings
This is a breakdown of current ratings and price targets for Investors Title and Ping An Insurance Co. of China, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Investors Title | 0 | 0 | 1 | 0 | 3.00 |
| Ping An Insurance Co. of China | 0 | 1 | 0 | 0 | 2.00 |
Dividends
Investors Title pays an annual dividend of $1.84 per share and has a dividend yield of 0.6%. Ping An Insurance Co. of China pays an annual dividend of $0.48 per share and has a dividend yield of 3.8%. Investors Title pays out 8.6% of its earnings in the form of a dividend. Ping An Insurance Co. of China pays out 20.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Summary
Investors Title beats Ping An Insurance Co. of China on 12 of the 15 factors compared between the two stocks.
About Investors Title
Investors Title Company engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. The company underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance risks from other title insurance companies. It offers services in connection with tax-deferred exchanges of like-kind property; acts as a qualified intermediary in tax-deferred exchanges of property; coordinates the exchange aspects of the real estate transaction, such as drafting standard exchange documents, holding the exchange funds between the sale of the old property and the purchase of the new property, and accepting the formal identification of the replacement property. In addition, it serves as an exchange accommodation titleholder for accomplishing reverse exchanges when the taxpayers decide to acquire replacement property before selling the relinquished property. Further, the company offers investment management and trust services to individuals, companies, banks, and trusts; and consulting and management services to clients to start and operate a title insurance agency. It issues title insurance policies directly and through a network of agents in 22 states and the District of Columbia, primarily in the eastern half of the United States. Investors Title Company was founded in 1972 and is headquartered in Chapel Hill, North Carolina.
About Ping An Insurance Co. of China
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Ping An Insurance (Group) Company of China, Ltd. provides financial products and services for insurance, banking, asset management, and technology businesses in the People's Republic of China. The company operates through Life and Health Insurance; Property and Casualty Insurance; Banking; Asset Management; and Technology segments. Its Life and Health Insurance segment offers term, whole-life, endowment, annuity, investment-linked, universal life, and health care and medical insurance to individual and corporate customers. The company's Property and Casualty Insurance segment provides auto, non-auto, and accident and health insurance to individual and corporate customers. Its Banking segment undertakes loan and intermediary businesses with corporate and retail customers; and offers wealth management and credit card services to individual customers. The company's Asset Management segment provides trust products services, brokerage services, trading services, investment banking services, investment management, finance lease, and other asset management services. Its Technology segment offers financial and daily-life services through internet platforms, such as financial transaction information service, and health care service platforms. The company also provides annuity insurance, IT and business process outsourcing, real estate investment and management, futures brokerage, project investment, currency brokerage, property agency, fund raising and distribution, real estate development and leasing, and insurance agency services. In addition, it provides factoring, equity investment, logistics and warehousing, management consulting, e-commerce, and credit information services; and operates an expressway, as well as produces and sells consumer chemicals. The company was incorporated in 1988 and is based in Shenzhen, China.
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