ACI Worldwide (NASDAQ:ACIW – Get Free Report) and Datavault AI (NASDAQ:DVLT – Get Free Report) are both technology companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, profitability, dividends, analyst recommendations, risk, valuation and institutional ownership.
Volatility and Risk
ACI Worldwide has a beta of 0.99, suggesting that its stock price is 1% less volatile than the S&P 500. Comparatively, Datavault AI has a beta of 0.32, suggesting that its stock price is 68% less volatile than the S&P 500.
Valuation & Earnings
This table compares ACI Worldwide and Datavault AI”s gross revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| ACI Worldwide | $1.76 billion | 3.13 | $226.66 million | $2.18 | 25.02 |
| Datavault AI | $39.09 million | 3.40 | -$78.99 million | ($0.42) | -0.33 |
ACI Worldwide has higher revenue and earnings than Datavault AI. Datavault AI is trading at a lower price-to-earnings ratio than ACI Worldwide, indicating that it is currently the more affordable of the two stocks.
Profitability
This table compares ACI Worldwide and Datavault AI’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| ACI Worldwide | 12.40% | 17.62% | 8.47% |
| Datavault AI | -370.21% | -46.04% | -39.35% |
Insider & Institutional Ownership
94.7% of ACI Worldwide shares are held by institutional investors. Comparatively, 0.7% of Datavault AI shares are held by institutional investors. 1.2% of ACI Worldwide shares are held by insiders. Comparatively, 7.7% of Datavault AI shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Analyst Ratings
This is a breakdown of current ratings and recommmendations for ACI Worldwide and Datavault AI, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| ACI Worldwide | 0 | 2 | 1 | 1 | 2.75 |
| Datavault AI | 1 | 1 | 1 | 1 | 2.50 |
ACI Worldwide currently has a consensus target price of $61.00, indicating a potential upside of 11.84%. Datavault AI has a consensus target price of $2.50, indicating a potential upside of 1,686.99%. Given Datavault AI’s higher possible upside, analysts clearly believe Datavault AI is more favorable than ACI Worldwide.
Summary
ACI Worldwide beats Datavault AI on 9 of the 12 factors compared between the two stocks.
About ACI Worldwide
ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments in the United States and internationally. The company operates in three segments: Banks, Merchants, and Billers. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, and fraud prevention; ACI Issuing, a digital payment issuing solution for new payment offering; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24×7 payment processing, and SWIFT messaging. In addition, the company offers ACI Payments Orchestration Platform for optimizing payments; omni-channel payment platform; ACI Fraud Management, a real-time approach to fraud management; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors; implementation services, include product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Elkhorn, Nebraska.
About Datavault AI
Datavault AI Inc., a data sciences technology company, owns and operates data management and supercomputer platforms. It offers data technology and software solutions. The company was formerly known as WiSA Technologies, Inc. and changed its name to Datavault AI Inc. in February 2025. Datavault AI Inc. was incorporated in 2010 and is headquartered in Beaverton, Oregon.
Receive News & Ratings for ACI Worldwide Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for ACI Worldwide and related companies with MarketBeat.com's FREE daily email newsletter.
