Baldwin Insurance Group (NASDAQ:BWIN – Get Free Report) and Accelerant (NYSE:ARX – Get Free Report) are both mid-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, earnings, risk, dividends and profitability.
Institutional and Insider Ownership
77.5% of Baldwin Insurance Group shares are owned by institutional investors. 15.8% of Baldwin Insurance Group shares are owned by company insiders. Comparatively, 66.6% of Accelerant shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
Volatility and Risk
Baldwin Insurance Group has a beta of 1, suggesting that its share price has a similar volatility profile to the S&P 500.Comparatively, Accelerant has a beta of 0.08, suggesting that its share price is 92% less volatile than the S&P 500.
Analyst Ratings
This is a breakdown of recent ratings and target prices for Baldwin Insurance Group and Accelerant, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Baldwin Insurance Group | 2 | 9 | 1 | 0 | 1.92 |
| Accelerant | 2 | 7 | 3 | 0 | 2.08 |
Baldwin Insurance Group presently has a consensus price target of $31.20, suggesting a potential downside of 2.15%. Accelerant has a consensus price target of $17.98, suggesting a potential downside of 9.01%. Given Baldwin Insurance Group’s higher probable upside, analysts plainly believe Baldwin Insurance Group is more favorable than Accelerant.
Profitability
This table compares Baldwin Insurance Group and Accelerant’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Baldwin Insurance Group | -4.67% | 12.67% | 3.32% |
| Accelerant | -113.08% | 42.79% | 3.68% |
Earnings & Valuation
This table compares Baldwin Insurance Group and Accelerant”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Baldwin Insurance Group | $1.50 billion | 2.96 | -$33.81 million | ($1.04) | -30.66 |
| Accelerant | $912.90 million | 4.70 | -$1.35 billion | ($6.65) | -2.97 |
Baldwin Insurance Group has higher revenue and earnings than Accelerant. Baldwin Insurance Group is trading at a lower price-to-earnings ratio than Accelerant, indicating that it is currently the more affordable of the two stocks.
About Baldwin Insurance Group
The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.
About Accelerant
Accelerant Holdings, together with its subsidiaries, operates a data-driven risk exchange that connects selected specialty insurance underwriters with risk capital partners. It operates through Exchange Services, MGA Operations, and Underwriting segments. The Exchange Services segment consists of risk exchange, its operating platform that incorporates various technology, data ingestion, and agency operations that serve the needs of its members and risk capital partners. Its Risk capital partners write premiums directly through the Risk Exchange pay us a fixed-percentage, volume-based fee for sourcing, managing, and monitoring the business they write. The MGA Operations segment includes the fees earned by members, predominantly for originating and underwriting a portfolio of insurance policies, reduced by the expenses associated with providing services. The Underwriting segment is involved in underwriting insurance policies and assumption of reinsurance policies issued or accepted by consolidated insurance and reinsurance companies. The activities of insurance companies include property and casualty insurance, policy issuance, and reinsurance arrangements. It serves small-to-medium sized commercial clients primarily in the United States, Europe, Canada, Australia, and the United Kingdom. Accelerant Holdings was founded in 2018 and is based in Grand Cayman, Cayman Islands.
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