Citizens & Northern (NASDAQ:CZNC) Stock Moved Down to “Buy” by Wall Street Zen

Posted by Brenda Bartman on Oct 19th, 2026

Wall Street Zen cut shares of Citizens & Northern (NASDAQ:CZNC – Free Report) from a strong-buy rating to a buy rating in a research report report published on Sunday,Wall Street Zen reports.

A number of other equities research analysts have also recently commented on the stock. Zacks Research raised shares of Citizens & Northern from a “strong sell” rating to a “hold” rating in a research note on Monday, July 6th. Weiss Ratings upgraded shares of Citizens & Northern from a “hold (c+)” rating to a “buy (b)” rating in a research report on Tuesday, August 11th. One research analyst has rated the stock with a Buy rating and three have given a Hold rating to the company’s stock. Based on data from MarketBeat.com, the company currently has a consensus rating of “Hold” and a consensus price target of $23.50.

View Our Latest Report on Citizens & Northern

Citizens & Northern Price Performance

Citizens & Northern stock opened at $25.50 on Friday. The company has a debt-to-equity ratio of 0.45, a quick ratio of 0.91 and a current ratio of 0.91. The firm has a market capitalization of $457.21 million, a price-to-earnings ratio of 17.23 and a beta of 0.41. Citizens & Northern has a fifty-two week low of $18.87 and a fifty-two week high of $26.37. The stock’s fifty day moving average is $25.63 and its two-hundred day moving average is $23.71.

Citizens & Northern (NASDAQ:CZNC – Get Free Report) last announced its quarterly earnings results on Friday, August 7th. The financial services provider reported $0.79 earnings per share for the quarter, beating analysts’ consensus estimates of $0.63 by $0.16. The business had revenue of $39.65 million during the quarter, compared to analysts’ expectations of $38.60 million. Citizens & Northern had a return on equity of 9.54% and a net margin of 13.28%. Analysts predict that Citizens & Northern will post 2.17 EPS for the current fiscal year.

Citizens & Northern Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Friday, August 14th. Shareholders of record on Monday, August 3rd were issued a dividend of $0.28 per share. This represents a $1.12 dividend on an annualized basis and a yield of 4.4%. The ex-dividend date was Monday, August 3rd. Citizens & Northern’s dividend payout ratio is 75.68%.

Hedge Funds Weigh In On Citizens & Northern

Several hedge funds have recently bought and sold shares of CZNC. BlackRock Inc. purchased a new stake in Citizens & Northern during the 2nd quarter worth about $31,685,000. Dimensional Fund Advisors LP raised its stake in Citizens & Northern by 2.7% in the 1st quarter. Dimensional Fund Advisors LP now owns 620,287 shares of the financial services provider’s stock valued at $13,857,000 after purchasing an additional 16,030 shares during the last quarter. Bank of New York Mellon Corp acquired a new position in Citizens & Northern in the 2nd quarter valued at about $2,859,000. Segall Bryant & Hamill LLC purchased a new position in Citizens & Northern in the 1st quarter valued at about $1,498,000. Finally, Renaissance Technologies LLC lifted its holdings in Citizens & Northern by 1.1% in the 1st quarter. Renaissance Technologies LLC now owns 53,441 shares of the financial services provider’s stock valued at $1,194,000 after purchasing an additional 586 shares in the last quarter. Hedge funds and other institutional investors own 30.83% of the company’s stock.

Citizens & Northern Company Profile

(Get Free Report)

Citizens & Northern Corporation is a bank holding company for Citizens & Northern Bank, a community banking institution headquartered in Wellsboro, Pennsylvania. Founded in 1864, the bank serves individuals, families, farmers, businesses and organizations through a network of offices in north-central Pennsylvania and southern New York.

Citizens & Northern Bank offers a range of traditional banking products, including checking and savings accounts, certificates of deposit, consumer loans, residential mortgages, commercial loans and agricultural lending.