Community Financial System, Inc. (CBU) – What Are Researchers Thinking About This Stock?

Posted by Francis Steltz on Oct 15th, 2026

Shares of Community Financial System, Inc. (NYSE:CBU – Get Free Report) have been assigned an average rating of “Moderate Buy” from the six brokerages that are covering the company, MarketBeat Ratings reports. Four research analysts have rated the stock with a hold rating, one has assigned a buy rating and one has assigned a strong buy rating to the company. The average 1-year price objective among brokers that have covered the stock in the last year is $69.25.

CBU has been the topic of a number of recent analyst reports. Piper Sandler cut their price target on shares of Community Financial System from $71.00 to $65.00 and set a “neutral” rating on the stock in a research note on Tuesday, October 6th. Weiss Ratings reiterated a “buy (b)” rating on shares of Community Financial System in a research report on Tuesday, September 29th. DA Davidson reduced their target price on Community Financial System from $70.00 to $69.00 and set a “neutral” rating for the company in a research note on Monday. Wall Street Zen upgraded Community Financial System from a “sell” rating to a “hold” rating in a research report on Monday, August 10th. Finally, Keefe, Bruyette & Woods decreased their target price on Community Financial System from $70.00 to $68.00 and set a “market perform” rating on the stock in a research report on Thursday, July 30th.

Check Out Our Latest Analysis on Community Financial System

Community Financial System Stock Performance

Shares of Community Financial System stock opened at $58.88 on Thursday. The company has a market capitalization of $3.10 billion, a PE ratio of 13.48 and a beta of 0.76. Community Financial System has a one year low of $53.46 and a one year high of $71.11. The company has a debt-to-equity ratio of 0.29, a quick ratio of 0.77 and a current ratio of 0.77. The company has a 50-day simple moving average of $62.28 and a two-hundred day simple moving average of $63.45.

Community Financial System (NYSE:CBU – Get Free Report) last released its quarterly earnings results on Tuesday, July 28th. The bank reported $1.16 earnings per share (EPS) for the quarter, missing the consensus estimate of $1.18 by ($0.02). Community Financial System had a return on equity of 11.47% and a net margin of 21.79%. The firm had revenue of $218.45 million during the quarter, compared to analysts’ expectations of $221.77 million. During the same period in the prior year, the firm posted $1.04 earnings per share. Community Financial System’s revenue for the quarter was up 12.0% compared to the same quarter last year. Research analysts expect that Community Financial System will post 4.61 EPS for the current fiscal year.

Community Financial System Increases Dividend

The business also recently disclosed a quarterly dividend, which was paid on Tuesday, October 13th. Shareholders of record on Tuesday, September 15th were issued a dividend of $0.49 per share. The ex-dividend date of this dividend was Tuesday, September 15th. This is a positive change from Community Financial System’s previous quarterly dividend of $0.47. This represents a $1.96 annualized dividend and a yield of 3.3%. Community Financial System’s payout ratio is 45.48%.

Insider Transactions at Community Financial System

In related news, Director Brenda M. Hall bought 476 shares of the company’s stock in a transaction dated Monday, August 24th. The shares were acquired at an average price of $63.59 per share, for a total transaction of $30,268.84. Following the completion of the transaction, the director directly owned 515 shares in the company, valued at $32,748.85. This trade represents a 1,220.51% increase in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. 1.15% of the stock is currently owned by insiders.

Institutional Inflows and Outflows

Hedge funds have recently modified their holdings of the stock. GAMMA Investing LLC boosted its stake in shares of Community Financial System by 38.4% in the second quarter. GAMMA Investing LLC now owns 541 shares of the bank’s stock worth $36,000 after acquiring an additional 150 shares during the last quarter. Nykredit A S purchased a new stake in shares of Community Financial System during the second quarter worth approximately $38,000. Public Employees Retirement System of Ohio acquired a new position in Community Financial System in the 2nd quarter valued at $44,000. Versant Capital Management Inc raised its stake in Community Financial System by 69.6% in the 3rd quarter. Versant Capital Management Inc now owns 875 shares of the bank’s stock valued at $52,000 after purchasing an additional 359 shares during the last quarter. Finally, Eastern Bank acquired a new position in Community Financial System in the 3rd quarter valued at $71,000. Institutional investors and hedge funds own 73.79% of the company’s stock.

Community Financial System Company Profile

(Get Free Report)

Community Financial System, Inc (NYSE: CBU) is a diversified financial services company headquartered in DeWitt, New York. Its principal banking subsidiary, Community Bank, N.A., provides a broad range of financial products and services to individuals, families, farmers, small businesses and commercial customers.

The company’s banking operations include deposit accounts, residential and commercial lending, agricultural financing, consumer loans, cash management and other business banking services.