TD Cowen Issues Pessimistic Forecast for Synchrony Financial (NYSE:SYF) Stock Price

Posted by Geri Gentry on Oct 8th, 2026

Synchrony Financial (NYSE:SYF – Get Free Report) had its price objective decreased by TD Cowen from $90.00 to $86.00 in a research report issued on Tuesday, Benzinga reports. The brokerage currently has a “buy” rating on the financial services provider’s stock. TD Cowen’s price target would indicate a potential upside of 19.76% from the company’s previous close.

A number of other equities research analysts also recently weighed in on the company. Royal Bank Of Canada dropped their price objective on Synchrony Financial from $85.00 to $80.00 and set a “sector perform” rating on the stock in a research report on Wednesday, July 22nd. Wells Fargo & Company reduced their target price on shares of Synchrony Financial from $95.00 to $88.00 and set an “overweight” rating for the company in a report on Wednesday, July 22nd. JPMorgan Chase & Co. decreased their price target on shares of Synchrony Financial from $81.00 to $78.00 and set a “neutral” rating for the company in a research report on Monday, July 13th. UBS Group lowered their price target on shares of Synchrony Financial from $87.00 to $81.00 and set a “neutral” rating on the stock in a report on Monday. Finally, HSBC lifted their price objective on shares of Synchrony Financial from $93.00 to $97.00 and gave the stock a “buy” rating in a research report on Monday, July 13th. Nine equities research analysts have rated the stock with a Buy rating and six have given a Hold rating to the company. According to data from MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and a consensus price target of $88.29.

Read Our Latest Research Report on SYF

Synchrony Financial Stock Down 0.5%

Shares of NYSE SYF opened at $71.81 on Tuesday. The company has a current ratio of 1.22, a quick ratio of 1.22 and a debt-to-equity ratio of 1.08. The stock has a market capitalization of $23.36 billion, a PE ratio of 7.36, a price-to-earnings-growth ratio of 0.62 and a beta of 1.35. The stock’s fifty day simple moving average is $76.63 and its two-hundred day simple moving average is $74.22. Synchrony Financial has a 12-month low of $63.08 and a 12-month high of $88.77.

Synchrony Financial (NYSE:SYF – Get Free Report) last announced its quarterly earnings results on Tuesday, July 21st. The financial services provider reported $2.59 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $2.14 by $0.45. The business had revenue of $3.72 billion for the quarter, compared to the consensus estimate of $3.72 billion. Synchrony Financial had a return on equity of 23.09% and a net margin of 15.44%.During the same period last year, the business posted $2.50 EPS. Synchrony Financial has set its FY 2026 guidance at 9.250-9.500 EPS. As a group, analysts expect that Synchrony Financial will post 9.38 EPS for the current fiscal year.

Institutional Investors Weigh In On Synchrony Financial

A number of hedge funds and other institutional investors have recently added to or reduced their stakes in the business. BlackRock Inc. acquired a new stake in Synchrony Financial in the 2nd quarter worth approximately $2,349,452,000. Bank of America Corp DE acquired a new position in Synchrony Financial during the 2nd quarter valued at approximately $1,122,961,000. Legal & General Group Plc acquired a new position in Synchrony Financial during the 2nd quarter valued at approximately $209,305,000. Bank of New York Mellon Corp purchased a new position in shares of Synchrony Financial in the second quarter worth $193,684,000. Finally, Deutsche Bank AG purchased a new position in shares of Synchrony Financial in the second quarter worth $186,973,000. 96.48% of the stock is currently owned by hedge funds and other institutional investors.

About Synchrony Financial

(Get Free Report)

Synchrony Financial (NYSE: SYF) is a consumer financial services company that provides credit products and related services through partnerships with retailers, manufacturers, healthcare providers and other businesses. The company is best known for private-label credit cards and dual-use credit cards that allow consumers to finance purchases with participating brands.

Synchrony’s offerings also include promotional financing, installment loans and other consumer payment solutions. Its products support spending across areas such as retail, home improvement, consumer electronics, healthcare, automotive and lifestyle purchases.