UBS Group Cuts Ally Financial (NYSE:ALLY) Price Target to $50.00

Posted by Francis Steltz on Oct 8th, 2026

Ally Financial (NYSE:ALLY – Free Report) had its target price reduced by UBS Group from $54.00 to $50.00 in a research note issued to investors on Monday morning, MarketBeat Ratings reports. UBS Group currently has a buy rating on the financial services provider’s stock.

ALLY has been the subject of a number of other reports. The Goldman Sachs Group set a $45.00 price target on Ally Financial in a report on Tuesday. Royal Bank Of Canada increased their price objective on Ally Financial from $52.00 to $55.00 and gave the stock an “outperform” rating in a report on Friday, July 10th. Raymond James Financial cut their target price on Ally Financial from $55.00 to $52.00 and set a “strong-buy” rating for the company in a research note on Tuesday. Bank of America lifted their target price on Ally Financial from $52.00 to $53.00 and gave the company a “buy” rating in a report on Wednesday, July 8th. Finally, TD Cowen decreased their price target on Ally Financial from $55.00 to $54.00 and set a “buy” rating on the stock in a research report on Tuesday. One analyst has rated the stock with a Strong Buy rating, twelve have assigned a Buy rating and three have assigned a Hold rating to the company. According to MarketBeat, the stock currently has an average rating of “Moderate Buy” and a consensus price target of $51.43.

Get Our Latest Stock Report on ALLY

Ally Financial Stock Performance

NYSE ALLY opened at $37.36 on Monday. The firm has a market cap of $11.37 billion, a P/E ratio of 8.81, a price-to-earnings-growth ratio of 0.24 and a beta of 1.11. The company has a quick ratio of 0.92, a current ratio of 0.92 and a debt-to-equity ratio of 1.26. The company’s 50 day moving average is $41.72 and its 200-day moving average is $42.76. Ally Financial has a 12-month low of $35.92 and a 12-month high of $47.29.

Ally Financial (NYSE:ALLY – Get Free Report) last released its quarterly earnings data on Tuesday, July 21st. The financial services provider reported $1.21 EPS for the quarter, missing the consensus estimate of $1.22 by ($0.01). Ally Financial had a return on equity of 11.75% and a net margin of 16.75%.The business had revenue of $2.28 billion during the quarter, compared to the consensus estimate of $2.22 billion. During the same period last year, the business posted $0.99 earnings per share. The firm’s quarterly revenue was up 9.8% on a year-over-year basis. Sell-side analysts predict that Ally Financial will post 5.13 earnings per share for the current year.

Ally Financial Dividend Announcement

The firm also recently disclosed a quarterly dividend, which was paid on Friday, August 14th. Investors of record on Friday, July 31st were given a $0.30 dividend. This represents a $1.20 dividend on an annualized basis and a dividend yield of 3.2%. The ex-dividend date was Friday, July 31st. Ally Financial’s dividend payout ratio (DPR) is 28.30%.

Insider Transactions at Ally Financial

In related news, insider Stephanie Richard sold 5,000 shares of the business’s stock in a transaction dated Tuesday, August 4th. The stock was sold at an average price of $44.23, for a total transaction of $221,150.00. Following the completion of the transaction, the insider directly owned 88,927 shares in the company, valued at $3,933,241.21. The trade was a 5.32% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. Corporate insiders own 0.46% of the company’s stock.

Institutional Trading of Ally Financial

A number of large investors have recently modified their holdings of ALLY. Tocqueville Asset Management L.P. bought a new stake in Ally Financial in the 2nd quarter worth approximately $17,613,000. State of Wyoming bought a new position in Ally Financial during the second quarter valued at approximately $3,195,000. Amundi raised its stake in shares of Ally Financial by 183.5% during the second quarter. Amundi now owns 274,754 shares of the financial services provider’s stock worth $12,625,000 after acquiring an additional 177,832 shares in the last quarter. Trillium Asset Management LLC purchased a new position in shares of Ally Financial during the second quarter worth approximately $4,886,000. Finally, Berkshire Hathaway Inc purchased a new position in shares of Ally Financial during the second quarter worth approximately $1,240,650,000. Institutional investors own 88.76% of the company’s stock.

Key Ally Financial News

Here are the key news stories impacting Ally Financial this week:

Positive Sentiment: UBS upgraded Ally to a “strong buy”/“buy” rating, maintaining a bullish view despite reducing its price target from $54 to $50. The new target still implies substantial potential upside from recent trading levels. UBS Group Upgrades Ally Financial
Positive Sentiment: TD Cowen kept a “buy” rating and Raymond James retained a “strong buy” rating, signaling that analysts still view Ally’s valuation as attractive even after lowering their targets to $54 and $52, respectively. Raymond James Lowers Price Target
Neutral Sentiment: Ally’s third-quarter results, scheduled for October 20, are the next major catalyst. Investors will focus on auto-loan credit performance, funding costs, net interest margins and management’s outlook. Ally Financial Stock Heads Toward October 20 Results
Neutral Sentiment: CEO commentary emphasizing that “strategy is about choices” highlights management’s efforts to prioritize growth and capital allocation, but the article does not provide a specific new financial target or near-term catalyst. Ally CEO: Strategy is About Choices
Negative Sentiment: The repeated target reductions from UBS, Raymond James and TD Cowen point to more cautious assumptions about Ally’s earnings, credit conditions or valuation. Separately, recent commentary notes that weak price momentum is offsetting benefits from a steepening yield curve, contributing to investor hesitation. A Steepening Curve Favors the Bank, But Momentum Disagrees

Ally Financial Company Profile

(Get Free Report)

Ally Financial Inc (NYSE:ALLY) is a digital financial-services company headquartered in Detroit, Michigan. Its principal businesses include automotive financing, consumer banking, commercial finance and other lending services, primarily serving customers and businesses in the United States.

Through Ally Auto, the company provides retail installment loans and leases for new and used vehicles, along with financing and related services for automotive dealers. Ally Bank offers online checking and savings accounts, money market accounts, certificates of deposit and other deposit products.