Qfin (NASDAQ:QFIN) Sets New 12-Month Low on Insider Selling

Posted by Geri Gentry on Sep 30th, 2026

Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN – Get Free Report)’s share price reached a new 52-week low on Monday following insider selling activity. The stock traded as low as $7.28 and last traded at $7.28, with a volume of 1856 shares trading hands. The stock had previously closed at $7.30.

Specifically, Director Andrew Yan sold 326,700 shares of Qfin stock in a transaction that occurred on Friday, September 25th. The stock was sold at an average price of $7.36, for a total value of $2,404,512.00. The sale was disclosed in a document filed with the SEC, which is accessible through this link. Also, Director Andrew Yan sold 330,000 shares of the business’s stock in a transaction that occurred on Thursday, September 24th. The stock was sold at an average price of $7.52, for a total value of $2,481,600.00. Following the transaction, the director owned 326,700 shares in the company, valued at $2,456,784. The trade was a 50.25% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure.

Wall Street Analysts Forecast Growth

Several analysts have recently commented on the company. Deutsche Bank Aktiengesellschaft set a $13.00 price target on Qfin in a report on Wednesday, August 12th. JPMorgan Chase & Co. lowered Qfin from a “neutral” rating to an “underweight” rating and dropped their price objective for the stock from $13.50 to $9.00 in a report on Wednesday, August 26th. Jefferies Financial Group reiterated a “buy” rating and issued a $15.40 price objective on shares of Qfin in a research report on Wednesday, August 26th. Zacks Research downgraded Qfin from a “hold” rating to a “strong sell” rating in a report on Friday, August 28th. Finally, Weiss Ratings lowered shares of Qfin from a “hold (c-)” rating to a “sell (d+)” rating in a research report on Monday, July 13th. One analyst has rated the stock with a Buy rating, three have assigned a Hold rating and four have issued a Sell rating to the stock. According to data from MarketBeat, Qfin presently has a consensus rating of “Reduce” and a consensus target price of $12.29.

View Our Latest Stock Report on QFIN

Trending Headlines about Qfin

Here are the key news stories impacting Qfin this week:

Positive Sentiment: Several institutional investors increased their positions during the second quarter, including Wellington Management, while FountainVest China Capital Partners established a sizable new position. Institutional and hedge-fund ownership reportedly stands at approximately 74.8%.
Neutral Sentiment: Qfin’s latest reported results remained profitable, with quarterly EPS of $0.55, revenue of approximately $525 million, a 22.2% net margin and a 15.2% return on equity. However, these results predate the latest legal and regulatory concerns.
Negative Sentiment: Multiple law firms announced or promoted a class action covering investors who purchased QFIN securities between March 18 and August 25, 2026. The complaints allege that Qfin and certain executives overstated the resilience of its AI-driven consumer-credit business and failed to disclose the severity of regulatory headwinds affecting operations and financial results. The allegations have not been proven. Robbins LLP stockholder alert Wolf Haldenstein class action announcement
Negative Sentiment: Director Andrew Yan sold 326,700 shares for approximately $2.4 million at an average price of $7.36, following a separate sale of 330,000 shares. He also reported selling 850 additional shares. The substantial reduction in his holdings may reinforce concerns about insider confidence.
Negative Sentiment: Analyst sentiment is cautious: Qfin was reportedly downgraded to “strong sell” by Zacks Research, while the broader analyst consensus is “Reduce,” with four sell ratings, three holds and one buy.
Negative Sentiment: Qfin’s newly declared $0.46-per-share dividend is down from the previous $0.78 payment, signaling a less generous shareholder-return outlook.

Qfin Stock Performance

The stock has a 50-day simple moving average of $10.53 and a 200 day simple moving average of $12.72. The company has a debt-to-equity ratio of 0.03, a current ratio of 2.17 and a quick ratio of 2.17. The company has a market capitalization of $823.03 million, a PE ratio of 1.63 and a beta of 0.57.

Qfin (NASDAQ:QFIN – Get Free Report) last issued its quarterly earnings data on Friday, August 14th. The company reported $0.55 earnings per share for the quarter. Qfin had a net margin of 22.23% and a return on equity of 15.23%. The business had revenue of $524.96 million during the quarter. Equities analysts anticipate that Qfin Holdings Inc. – Sponsored ADR will post 2.42 EPS for the current fiscal year.

Qfin Cuts Dividend

The business also recently declared a dividend, which will be paid on Thursday, October 1st. Stockholders of record on Wednesday, September 9th will be issued a $0.46 dividend. This represents a dividend yield of 1,070.0%. This is a negative change from Qfin’s previous dividend of $0.78. The ex-dividend date of this dividend is Wednesday, September 9th. Qfin’s payout ratio is presently 21.63%.

Institutional Trading of Qfin

Several institutional investors and hedge funds have recently made changes to their positions in the stock. FountainVest China Capital Partners GP3 Ltd. purchased a new stake in Qfin during the 2nd quarter worth about $95,483,341. Triata Capital Ltd lifted its holdings in Qfin by 188.3% in the 4th quarter. Triata Capital Ltd now owns 3,125,331 shares of the company’s stock valued at $60,225,000 after purchasing an additional 2,041,351 shares in the last quarter. Norges Bank acquired a new stake in shares of Qfin during the 4th quarter worth about $30,436,000. Bank of America Corp DE boosted its stake in shares of Qfin by 48.5% during the 1st quarter. Bank of America Corp DE now owns 1,987,457 shares of the company’s stock worth $25,658,000 after purchasing an additional 649,492 shares during the last quarter. Finally, BNP Paribas Financial Markets grew its holdings in shares of Qfin by 108.5% during the fourth quarter. BNP Paribas Financial Markets now owns 947,274 shares of the company’s stock worth $18,254,000 after buying an additional 493,007 shares in the last quarter. 74.81% of the stock is currently owned by hedge funds and other institutional investors.

Qfin Company Profile

(Get Free Report)

Qifu Technology, Inc (NASDAQ: QFIN), formerly known as 360 DigiTech, Inc, is a China-based financial technology company that operates a technology-enabled consumer credit services platform. The company uses data analytics, artificial intelligence and risk-management technologies to help connect consumers seeking credit with financial institutions and other lending partners.

Qifu provides services across the consumer lending process, including customer acquisition, credit assessment, loan facilitation, risk management and post-origination support.