Enova International (NYSE:ENVA) Lowered to “Hold” Rating by Zacks Research

Posted by George Bondi on Sep 18th, 2026

Enova International (NYSE:ENVA – Get Free Report) was downgraded by Zacks Research from a “strong-buy” rating to a “hold” rating in a report issued on Wednesday, Zacks reports.

Other equities analysts have also recently issued research reports about the stock. Weiss Ratings restated a “buy (b-)” rating on shares of Enova International in a research report on Friday, July 17th. TD Cowen reduced their price target on Enova International from $257.00 to $220.00 and set a “buy” rating on the stock in a report on Tuesday. Citigroup reiterated a “market outperform” rating on shares of Enova International in a report on Tuesday. Citizens Jmp reduced their target price on Enova International from $270.00 to $215.00 and set a “market outperform” rating on the stock in a research note on Tuesday. Finally, Stephens decreased their target price on Enova International from $275.00 to $205.00 and set an “overweight” rating for the company in a report on Thursday. Eight research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company’s stock. According to data from MarketBeat, the stock currently has an average rating of “Moderate Buy” and an average target price of $231.67.

Get Our Latest Research Report on ENVA

Enova International Trading Up 4.2%

Shares of ENVA stock opened at $179.40 on Wednesday. The business has a 50-day moving average of $237.33 and a 200 day moving average of $192.67. The company has a debt-to-equity ratio of 3.35, a current ratio of 18.42 and a quick ratio of 18.42. Enova International has a 1-year low of $103.02 and a 1-year high of $267.45. The stock has a market capitalization of $4.47 billion, a PE ratio of 13.30 and a beta of 1.21.

Enova International (NYSE:ENVA – Get Free Report) last announced its quarterly earnings results on Thursday, July 23rd. The credit services provider reported $4.31 EPS for the quarter, topping analysts’ consensus estimates of $3.99 by $0.32. Enova International had a return on equity of 26.66% and a net margin of 10.31%.The business had revenue of $928.93 million for the quarter, compared to analysts’ expectations of $909.61 million. During the same period in the previous year, the firm earned $3.23 EPS. The business’s quarterly revenue was up 21.6% on a year-over-year basis. As a group, sell-side analysts anticipate that Enova International will post 16.33 earnings per share for the current year.

Insider Activity

In other news, Chairman David Fisher sold 9,491 shares of the firm’s stock in a transaction that occurred on Tuesday, August 25th. The stock was sold at an average price of $244.01, for a total value of $2,315,898.91. Following the completion of the transaction, the chairman owned 306,444 shares in the company, valued at $74,775,400.44. This trade represents a 3.00% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available through this hyperlink. Corporate insiders own 8.40% of the company’s stock.

Institutional Investors Weigh In On Enova International

Hedge funds and other institutional investors have recently added to or reduced their stakes in the company. Legato Capital Management LLC purchased a new position in Enova International during the fourth quarter valued at $1,851,000. California State Teachers Retirement System grew its position in shares of Enova International by 26.7% in the 1st quarter. California State Teachers Retirement System now owns 29,411 shares of the credit services provider’s stock worth $3,995,000 after buying an additional 6,205 shares during the period. J.Safra Asset Management Corp purchased a new position in Enova International during the 2nd quarter valued at about $1,464,000. Tieton Capital Management LLC bought a new stake in Enova International during the second quarter worth about $26,577,000. Finally, Geode Capital Management LLC boosted its stake in Enova International by 3.1% during the fourth quarter. Geode Capital Management LLC now owns 611,208 shares of the credit services provider’s stock worth $96,095,000 after acquiring an additional 18,258 shares in the last quarter. 89.43% of the stock is owned by hedge funds and other institutional investors.

Key Enova International News

Here are the key news stories impacting Enova International this week:

Positive Sentiment: Enova retains a consensus “Buy” rating, indicating that analysts generally continue to see value in the stock despite recent developments. Enova receives consensus Buy rating
Neutral Sentiment: Investor attention is shifting away from the Grasshopper transaction and toward broader macroeconomic factors, including the economic environment affecting Enova’s credit businesses. Enova investor focus turns from Grasshopper to macro
Negative Sentiment: Enova withdrew the federal applications needed to complete its approximately $369 million acquisition of Grasshopper Bancorp, citing unclear regulatory rules and political pressure. The decision removes a potential growth opportunity and triggered a sharp selloff. Enova withdraws Grasshopper Bank bid
Negative Sentiment: TD Cowen and Citizens JMP lowered their expectations for Enova’s stock price, contributing to concerns about the company’s near-term valuation and outlook. TD Cowen lowers Enova expectations Citizens JMP lowers Enova expectations
Negative Sentiment: Several law firms announced investigations into potential securities-law violations or other improper conduct related to Enova’s disclosures and the Grasshopper transaction. These announcements do not establish wrongdoing, but they raise litigation, reputational and potential financial risks for investors. Enova securities investigation

Enova International Company Profile

(Get Free Report)

Enova International, Inc is a financial technology company that provides online financial services to consumers and small businesses. The company uses technology, data analytics and automated decision-making to offer credit products designed for customers who may have limited access to traditional bank financing.

Enova’s consumer finance brands include CashNetUSA and NetCredit, which offer products such as short-term and installment loans, lines of credit and other forms of personal credit, subject to applicable laws and eligibility requirements.