Franklin Financial Services (NASDAQ:FRAF) Shares Down 0.2% – Should You Sell?

Posted by Brenda Bartman on Sep 2nd, 2026

Franklin Financial Services Corp. (NASDAQ:FRAF – Get Free Report)’s stock price fell 0.2% during mid-day trading on Monday . The company traded as low as $61.35 and last traded at $61.95. 19,415 shares changed hands during mid-day trading, a decline of 37% from the average daily volume of 30,976 shares. The stock had previously closed at $62.06.

Wall Street Analysts Forecast Growth

Several research analysts have weighed in on FRAF shares. Hovde Group raised their price objective on shares of Franklin Financial Services from $64.00 to $68.00 and gave the stock a “market perform” rating in a report on Thursday, July 30th. Weiss Ratings reissued a “buy (b)” rating on shares of Franklin Financial Services in a research report on Friday, July 24th. Finally, Wall Street Zen downgraded shares of Franklin Financial Services from a “buy” rating to a “hold” rating in a report on Sunday, July 26th. One investment analyst has rated the stock with a Buy rating and one has given a Hold rating to the company’s stock. Based on data from MarketBeat, Franklin Financial Services currently has an average rating of “Moderate Buy” and an average target price of $68.00.

Check Out Our Latest Stock Report on FRAF

Franklin Financial Services Stock Up 0.3%

The firm’s 50-day moving average price is $62.73 and its 200 day moving average price is $57.58. The firm has a market cap of $276.50 million, a P/E ratio of 11.10 and a beta of -0.01. The company has a quick ratio of 0.93, a current ratio of 0.93 and a debt-to-equity ratio of 1.09.

Franklin Financial Services (NASDAQ:FRAF – Get Free Report) last issued its quarterly earnings data on Friday, July 24th. The company reported $1.47 earnings per share for the quarter, beating the consensus estimate of $1.44 by $0.03. Franklin Financial Services had a net margin of 18.20% and a return on equity of 14.00%. The firm had revenue of $24.50 million for the quarter, compared to the consensus estimate of $24.70 million.

Franklin Financial Services Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Wednesday, August 26th. Investors of record on Friday, August 7th were paid a dividend of $0.34 per share. This represents a $1.36 dividend on an annualized basis and a dividend yield of 2.2%. The ex-dividend date was Friday, August 7th. Franklin Financial Services’s payout ratio is currently 24.77%.

Hedge Funds Weigh In On Franklin Financial Services

Institutional investors and hedge funds have recently bought and sold shares of the stock. California State Teachers Retirement System increased its stake in Franklin Financial Services by 1,526.9% during the 2nd quarter. California State Teachers Retirement System now owns 3,693 shares of the company’s stock valued at $231,000 after buying an additional 3,466 shares during the period. Empowered Funds LLC acquired a new stake in shares of Franklin Financial Services in the 2nd quarter worth approximately $1,639,000. Public Employees Retirement System of Ohio bought a new position in shares of Franklin Financial Services in the second quarter valued at approximately $171,000. Bank of America Corp DE acquired a new stake in Franklin Financial Services in the second quarter worth approximately $461,000. Finally, Hsbc Holdings PLC bought a new position in Franklin Financial Services during the 2nd quarter valued at $981,000. Institutional investors own 24.80% of the company’s stock.

About Franklin Financial Services

(Get Free Report)

Franklin Financial Services, Inc (NASDAQ: FRAF) is a U.S.‐listed specialty finance company that makes and acquires secured loans, with a focus on asset-based lending and mortgage warehouse financing. Through its wholly owned subsidiary, FFS Investment Company, a Maryland corporation regulated as a business development company under the Investment Company Act of 1940, Franklin Financial provides revolving lines of credit, term loans and other credit facilities secured primarily by residential and commercial mortgage loans, receivables and inventory.