Reviewing Credit Acceptance (NASDAQ:CACC) and Atlanticus Holdings Co. 6.125% Senior Notes due 2026 (NASDAQ:ATLCL)

Atlanticus Holdings Co. 6.125% Senior Notes due 2026 (NASDAQ:ATLCLGet Free Report) and Credit Acceptance (NASDAQ:CACCGet Free Report) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, risk, valuation, dividends, profitability and analyst recommendations.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Atlanticus Holdings Co. 6.125% Senior Notes due 2026 and Credit Acceptance, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Atlanticus Holdings Co. 6.125% Senior Notes due 2026 0 0 0 0 0.00
Credit Acceptance 0 3 1 0 2.25

Credit Acceptance has a consensus target price of $570.00, indicating a potential downside of 4.96%. Given Credit Acceptance’s stronger consensus rating and higher possible upside, analysts plainly believe Credit Acceptance is more favorable than Atlanticus Holdings Co. 6.125% Senior Notes due 2026.

Insider and Institutional Ownership

81.7% of Credit Acceptance shares are owned by institutional investors. 6.1% of Credit Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares Atlanticus Holdings Co. 6.125% Senior Notes due 2026 and Credit Acceptance’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Atlanticus Holdings Co. 6.125% Senior Notes due 2026 N/A N/A N/A
Credit Acceptance 21.54% 31.67% 5.68%

Valuation & Earnings

This table compares Atlanticus Holdings Co. 6.125% Senior Notes due 2026 and Credit Acceptance”s top-line revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Atlanticus Holdings Co. 6.125% Senior Notes due 2026 N/A N/A N/A N/A N/A
Credit Acceptance $2.32 billion 2.71 $423.90 million $45.48 13.19

Credit Acceptance has higher revenue and earnings than Atlanticus Holdings Co. 6.125% Senior Notes due 2026.

Summary

Credit Acceptance beats Atlanticus Holdings Co. 6.125% Senior Notes due 2026 on 9 of the 9 factors compared between the two stocks.

About Atlanticus Holdings Co. 6.125% Senior Notes due 2026

(Get Free Report)

atlanticus holdings corporation (“atlanticus”​) is a financial holding company with investments primarily in companies focused on providing financial services. our subsidiaries offer a broad array of financial products and services. www.atlanticus.com

About Credit Acceptance

(Get Free Report)

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. Credit Acceptance Corporation was incorporated in 1972 and is headquartered in Southfield, Michigan.

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