Chime Financial (NASDAQ:CHYM) Reaches New 52-Week High – Should You Buy?

Posted by Stanley Muller on Aug 27th, 2026

Chime Financial, Inc. (NASDAQ:CHYM – Get Free Report) shares hit a new 52-week high during mid-day trading on Thursday . The stock traded as high as $33.81 and last traded at $33.8370, with a volume of 1021262 shares traded. The stock had previously closed at $33.15.

Wall Street Analyst Weigh In

CHYM has been the subject of several recent research reports. UBS Group boosted their target price on shares of Chime Financial from $26.00 to $28.00 and gave the company a “neutral” rating in a research note on Thursday, August 6th. Weiss Ratings lowered shares of Chime Financial from a “sell (d-)” rating to a “sell (e+)” rating in a research note on Thursday, August 20th. Canaccord Genuity Group lifted their target price on Chime Financial from $40.00 to $45.00 and gave the company a “buy” rating in a research note on Thursday, August 6th. The Goldman Sachs Group increased their price target on Chime Financial from $26.00 to $33.00 and gave the stock a “buy” rating in a research report on Thursday, August 6th. Finally, Piper Sandler boosted their price objective on Chime Financial from $30.00 to $35.00 and gave the company an “overweight” rating in a research report on Thursday, August 6th. Four investment analysts have rated the stock with a Strong Buy rating, fourteen have issued a Buy rating, three have assigned a Hold rating and one has assigned a Sell rating to the company. According to data from MarketBeat.com, Chime Financial presently has a consensus rating of “Moderate Buy” and an average price target of $32.33.

Get Our Latest Analysis on CHYM

Chime Financial Price Performance

The business has a fifty day moving average price of $24.35 and a 200 day moving average price of $21.46. The company has a market capitalization of $12.82 billion, a price-to-earnings ratio of -483.29 and a beta of 0.31.

Chime Financial (NASDAQ:CHYM – Get Free Report) last posted its quarterly earnings data on Wednesday, August 5th. The company reported $0.07 earnings per share for the quarter, topping the consensus estimate of ($0.01) by $0.08. The business had revenue of $669.77 million during the quarter. Chime Financial had a negative net margin of 0.74% and a negative return on equity of 1.28%. The business’s revenue for the quarter was up 26.8% compared to the same quarter last year. During the same period in the previous year, the company earned ($7.29) EPS. Research analysts anticipate that Chime Financial, Inc. will post 0.41 earnings per share for the current year.

Insider Buying and Selling at Chime Financial

In other Chime Financial news, insider Ryan A. King sold 375,000 shares of the company’s stock in a transaction dated Thursday, August 6th. The shares were sold at an average price of $30.27, for a total value of $11,351,250.00. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, major shareholder Global Advisors Ltd Dst sold 4,456,157 shares of Chime Financial stock in a transaction that occurred on Wednesday, August 19th. The stock was sold at an average price of $32.66, for a total transaction of $145,538,087.62. Following the completion of the transaction, the insider directly owned 405,663 shares in the company, valued at $13,248,953.58. This represents a 91.66% decrease in their position. The SEC filing for this sale provides additional information. Over the last quarter, insiders have sold 12,414,123 shares of company stock worth $402,655,966. 12.30% of the stock is owned by insiders.

Institutional Trading of Chime Financial

A number of large investors have recently added to or reduced their stakes in the business. EverSource Wealth Advisors LLC acquired a new stake in Chime Financial during the 2nd quarter worth about $33,000. Scopus Asset Management L.P. acquired a new position in shares of Chime Financial in the second quarter worth about $34,000. PNC Financial Services Group Inc. acquired a new position in shares of Chime Financial in the fourth quarter worth about $25,000. Daiwa Securities Group Inc. purchased a new position in shares of Chime Financial in the second quarter worth approximately $40,000. Finally, Caitong International Asset Management Co. Ltd increased its position in shares of Chime Financial by 686.0% in the fourth quarter. Caitong International Asset Management Co. Ltd now owns 1,462 shares of the company’s stock worth $37,000 after acquiring an additional 1,276 shares in the last quarter.

Chime Financial Company Profile

(Get Free Report)

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.