Wall Street Zen Downgrades World Acceptance (NASDAQ:WRLD) to Buy

Posted by Brenda Bartman on Aug 12th, 2026

World Acceptance (NASDAQ:WRLD – Get Free Report) was downgraded by equities researchers at Wall Street Zen from a “strong-buy” rating to a “buy” rating in a note issued to investors on Monday.

Separately, Weiss Ratings reissued a “hold (c)” rating on shares of World Acceptance in a research note on Wednesday, June 24th. Two research analysts have rated the stock with a Hold rating, According to data from MarketBeat.com, the stock has an average rating of “Hold”.

Read Our Latest Stock Analysis on World Acceptance

World Acceptance Price Performance

Shares of NASDAQ:WRLD opened at $187.13 on Monday. The company has a debt-to-equity ratio of 1.29, a quick ratio of 13.49 and a current ratio of 13.49. The business’s fifty day moving average price is $189.64 and its two-hundred day moving average price is $157.88. The stock has a market cap of $872.03 million, a PE ratio of 22.12 and a beta of 1.14. World Acceptance has a one year low of $110.00 and a one year high of $227.68.

World Acceptance (NASDAQ:WRLD – Get Free Report) last released its quarterly earnings results on Friday, July 24th. The credit services provider reported $2.12 earnings per share for the quarter, topping analysts’ consensus estimates of $0.58 by $1.54. The company had revenue of $127.79 million during the quarter, compared to analysts’ expectations of $143.90 million. World Acceptance had a return on equity of 12.13% and a net margin of 6.71%.

Insider Transactions at World Acceptance

In other World Acceptance news, insider Luke J. Umstetter sold 1,000 shares of the stock in a transaction on Friday, June 12th. The stock was sold at an average price of $181.66, for a total transaction of $181,660.00. Following the transaction, the insider owned 28,245 shares of the company’s stock, valued at $5,130,986.70. This represents a 3.42% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available through this link. Also, SVP Alice Lindsay Caulder sold 609 shares of the stock in a transaction on Monday, June 15th. The stock was sold at an average price of $181.00, for a total value of $110,229.00. Following the transaction, the senior vice president directly owned 14,682 shares in the company, valued at approximately $2,657,442. This represents a 3.98% decrease in their position. The SEC filing for this sale provides additional information. Insiders sold 7,396 shares of company stock worth $1,493,090 in the last three months. 38.00% of the stock is currently owned by company insiders.

Hedge Funds Weigh In On World Acceptance

Institutional investors have recently added to or reduced their stakes in the business. JB Capital Partners LP purchased a new position in World Acceptance during the second quarter worth about $239,274,000. Bank of New York Mellon Corp purchased a new stake in World Acceptance in the 2nd quarter valued at about $4,577,000. GAMMA Investing LLC grew its holdings in World Acceptance by 15.4% in the 2nd quarter. GAMMA Investing LLC now owns 548 shares of the credit services provider’s stock valued at $123,000 after buying an additional 73 shares during the period. Bank of America Corp DE increased its stake in shares of World Acceptance by 97.5% during the 1st quarter. Bank of America Corp DE now owns 20,545 shares of the credit services provider’s stock valued at $2,774,000 after acquiring an additional 10,140 shares during the last quarter. Finally, EverSource Wealth Advisors LLC increased its stake in shares of World Acceptance by 102.4% during the 1st quarter. EverSource Wealth Advisors LLC now owns 255 shares of the credit services provider’s stock valued at $34,000 after acquiring an additional 129 shares during the last quarter. 83.63% of the stock is currently owned by institutional investors and hedge funds.

World Acceptance Company Profile

(Get Free Report)

World Acceptance Corporation (NASDAQ: WRLD) is a consumer finance company headquartered in Greenville, South Carolina. Founded in 1972, the company provides credit solutions to underserved customers who may have limited access to traditional banking services. Over the decades, World Acceptance has built a reputation for tailored lending that emphasizes responsible underwriting and personalized customer service.

The company’s core product offerings include short-term installment loans designed to meet the immediate financial needs of its clients.