UWM (NYSE:UWMC) Issues Quarterly Earnings Results, Misses Expectations By $0.30 EPS

Posted by Geri Gentry on Aug 5th, 2026

UWM (NYSE:UWMC – Get Free Report) issued its earnings results on Wednesday. The company reported ($0.23) earnings per share for the quarter, missing analysts’ consensus estimates of $0.07 by ($0.30), Zacks reports. UWM had a return on equity of 19.01% and a net margin of 1.92%.

UWM Stock Down 6.5%

Shares of NYSE:UWMC traded down $0.13 during mid-day trading on Wednesday, hitting $1.82. 19,475,171 shares of the company traded hands, compared to its average volume of 15,638,250. The stock has a 50-day moving average price of $2.23 and a two-hundred day moving average price of $3.46. UWM has a 12-month low of $1.72 and a 12-month high of $7.14. The stock has a market cap of $2.92 billion, a P/E ratio of 5.74 and a beta of 1.78. The company has a current ratio of 1.52, a quick ratio of 1.52 and a debt-to-equity ratio of 3.13.

Analyst Ratings Changes

Several brokerages have issued reports on UWMC. BTIG Research reiterated a “buy” rating and issued a $4.00 price target on shares of UWM in a report on Wednesday, June 24th. Morgan Stanley dropped their price objective on shares of UWM from $5.00 to $3.00 and set an “equal weight” rating on the stock in a research note on Monday, July 20th. Deutsche Bank Aktiengesellschaft reiterated a “hold” rating and set a $5.50 price objective on shares of UWM in a report on Thursday, May 7th. Barclays decreased their target price on shares of UWM from $5.00 to $4.00 and set an “overweight” rating for the company in a research report on Tuesday, July 7th. Finally, Citizens Jmp upgraded shares of UWM from a “market perform” rating to an “outperform” rating and set a $3.00 target price on the stock in a report on Wednesday, July 29th. Six analysts have rated the stock with a Buy rating, seven have assigned a Hold rating and one has assigned a Sell rating to the company. Based on data from MarketBeat, UWM currently has an average rating of “Hold” and a consensus price target of $4.65.

Get Our Latest Stock Analysis on UWMC

Insider Buying and Selling

In other UWM news, CEO Ishbia Mat sold 1,003,333 shares of the firm’s stock in a transaction on Friday, May 8th. The stock was sold at an average price of $3.39, for a total transaction of $3,401,298.87. The sale was disclosed in a legal filing with the SEC, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders own 80.30% of the company’s stock.

Institutional Trading of UWM

Institutional investors and hedge funds have recently made changes to their positions in the company. Allworth Financial LP lifted its position in shares of UWM by 5,681.9% during the third quarter. Allworth Financial LP now owns 4,163 shares of the company’s stock valued at $25,000 after purchasing an additional 4,091 shares in the last quarter. Advisory Services Network LLC purchased a new position in UWM during the third quarter worth about $38,000. Raymond James Financial Inc. bought a new stake in UWM in the 2nd quarter worth about $35,000. Focus Partners Wealth bought a new stake in UWM in the 1st quarter worth about $55,000. Finally, Harvest Fund Management Co. Ltd bought a new position in shares of UWM during the 3rd quarter worth approximately $62,000. Hedge funds and other institutional investors own 53.59% of the company’s stock.

UWM Company Profile

(Get Free Report)

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.